What is Colorado Division of Insurance?

The Colorado Division of Insurance is the state body that licenses and supervises insurers selling policies to residents of Colorado. Every licensed company has a licence number, and the division's public records show the company behind it, its standing and details such as its authorised lines of business.

For the US options here, Acceptance Insurance lists 484207 and Honeycomb lists 597064. Checking the number confirms the insurer is licensed to write business in the state. It says nothing about premiums, deductibles or how a claim is handled, so weigh the licence alongside the cover and the price.