Top bicycle insurance compared

Our top picks

1. 2. Eversure: best for Eversure

   Eversure offers cycle insurance among its specialist products, which also include car hire excess insurance, UK and European breakdown cover, camera insurance and caravan insurance.

   • Premium from: £17.47
   • Insurance types: Breakdown, Gadget
   • Provider type: Broker

   Pros

   • Personal breakdown cover starts at £17.47, under the €23.33 category figure.
   • The cover limit per period of insurance is generous for a breakdown policy, and claims above it are excluded.
   • A claims line, an online claim form and a contact form sit in 24 hour claims line, online make a claim form and contact form, so a stranded driver has more than one way in.
   • Support runs on chat, email and help centre, with chat alongside email and a help centre.

   Cons

   • Eversure is a broker, so the cover sits with an underwriter rather than with the broker.
   • Personal breakdown cover is for a vehicle up to a stated age at the time of breakdown, which rules out older cars.
   • The range of types is narrow at breakdown and gadget, so there is nothing to bundle beyond a gadget policy.

2. CG3. Cycleplan GB: best for Cycleplan GB

   Cycleplan arranges specialist bicycle and cycling insurance, with quotes available online.

   • Insurance types: Bicycle

3. C4. CoverCloud: best for CoverCloud

   CoverCloud is a UK insurer offering gadget, bicycle and travel insurance, plus flight delay cover.

   • Insurance types: Travel, Bicycle, Gadget

Top bicycle insurance compared by country

• Germany
• Netherlands
• United Kingdom
• United States

Insurance providers compared head to head

• andsafe vs Eversure