Updated September 29, 2026 · AssureCue Editorial Team
Eversure vs Fietszeker
Eversure vs Fietszeker: the differences
| Compare |  Eversure |  Fietszeker |
|---|---|---|
| Premium from | £17.47 | €4 |
| Insurance types | Breakdown, Gadget | Bicycle |
| Claims channels | 24 hour claims line, Online make a claim form, Contact form | Online |
| Age range | Vehicle up to 15 years old at time of breakdown (personal breakdown) | 18+ |
| Monthly payments | Not confirmed | Yes |
| Cover limit | £15,000 per period of insurance (claims above this are excluded) | Not confirmed |
Same on both: Provider type (Broker).
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Key differences
- Founded is lower at Eversure: 2008 vs 2014.
- Fietszeker is available in 1 more country.
- Insurance types: only Eversure offers Breakdown, Gadget.
- Insurance types: only Fietszeker offers Bicycle.
- Claims channels: only Eversure offers 24 hour claims line, Online make a claim form, Contact form.
- Claims channels: only Fietszeker offers Online.
- Support channels: only Eversure offers Chat.
Our verdict on each
Eversure
Eversure is a UK broker selling personal breakdown and gadget cover, which suits drivers with a newer car who want a single policy. Personal breakdown cover starts at £17.47 a month, and the policy is capped at a cover limit per period of insurance.
Fietszeker
Fietszeker suits riders in the Netherlands who want cover focused purely on bicycles with monthly billing that fits around cycling life. Premiums start at €4 with Monthly payments set to yes, while cover stays simple for adults at 18+ seeking theft and damage protection through a broker model.
Score breakdown
| Area | Eversure | Fietszeker |
|---|---|---|
| Cost | 8.6Personal breakdown cover starts at £17.47, below the €23.33 typical of the category. | 9.2HigherPremiums run €4 with Monthly payments at yes, keeping entry costs modest. |
| Offer | 8.9Higher | 8.3Cover centres on bicycle with claims via online for clear focus. |
| Trust | 8.7Higher | 8.6Broker status at broker under licence 12047354 supports oversight. |
Availability and regulation
| Country | Eversure | Fietszeker |
|---|---|---|
| Netherlands | Not confirmed | AFM 12047354 |
| United Kingdom | Financial Conduct Authority 501311 | Not confirmed |
Additional countries for Eversure: 1. Additional countries for Fietszeker: 2.
How they place
| Ranking | Eversure | Fietszeker |
|---|---|---|
| Bicycle insurance | 2 of 9 | 9 of 9 |
Every fact side by side
| Fact | Eversure | Fietszeker |
|---|---|---|
| Pricing model | Not confirmed | Monthly |
| Legal entity | Eversure Limited | Not confirmed |
| Headquarters | United Kingdom | Netherlands |
| Founded | 2008Lower | 2014 |
| Support channels | Chat, Email, Help centreCovers more | Email, Help centre |
Pros and cons
Eversure
Pros
- Personal breakdown cover starts at £17.47, under the €23.33 category figure.
- The cover limit per period of insurance is generous for a breakdown policy, and claims above it are excluded.
- A claims line, an online claim form and a contact form sit in 24 hour claims line, online make a claim form and contact form, so a stranded driver has more than one way in.
Cons
- Eversure is a broker, so the cover sits with an underwriter rather than with the broker.
- Personal breakdown cover is for a vehicle up to a stated age at the time of breakdown, which rules out older cars.
- The range of types is narrow at breakdown and gadget, so there is nothing to bundle beyond a gadget policy.
Fietszeker
Pros
- Premiums run €4, giving a low entry signal for bicycle theft and damage cover.
- Monthly payments are marked as yes, with the model shown as monthly, helping you spread cost.
- Cover centres on bicycle, keeping terms focused for cycle commuters and leisure riders.
Cons
- Support runs on email and help centre only, which limits choice if you prefer voice help for urgent theft queries.
- Claims go through online only, so you manage the process in writing rather than by phone.
- Cover centres on bicycle, so households wanting combined home or travel cover must look at Andsafe or Ulygo.
Who each suits
Eversure
Who it suits
- Drivers whose car is still within the eligible age for personal breakdown cover
- Anyone who wants to cover a gadget alongside vehicle breakdown
- People who prefer arranging cover through a broker rather than a direct insurer
Who should look elsewhere
- Owners of a car past the eligible age, who need to look at alternatives built for older vehicles
- Drivers who want a single policy covering several vehicle types at once
- Shoppers wanting a direct insurer contract rather than a broker arrangement
Fietszeker
Who it suits
- Commuters and leisure riders in the Netherlands who want bicycle only cover with monthly billing
- Owners of city and touring bikes who value a specialist broker with AFM oversight at 12047354
Who should look elsewhere
- Riders wanting bundled home plus bike cover may prefer Andsafe, which offers a broader personal lines setting.
- Riders wanting phone led service may prefer durchblicker.at as a comparison route, given Fietszeker support runs on email and help centre.
Country by country
| Country | Eversure | Fietszeker |
|---|---|---|
| Belgium | No | Yes |
| Netherlands | No | Yes |
| United Kingdom | Yes | No |
Questions about each
Eversure
How much does Eversure personal breakdown cover cost?+
Personal breakdown cover starts at £17.47. That sits under the €23.33 recorded across breakdown providers, and below the €115.72 upper quartile. Premiums are arranged as monthly payments through the broker.
Who regulates Eversure?+
Eversure is authorised and regulated by the Financial Conduct Authority, the UK regulator, under reference 501311. Eversure Limited is the legal entity behind the brand and is based in the United Kingdom.
Fietszeker
What does Fietszeker bicycle cover cost?+
Premiums run €4 for bicycle cover, with Monthly payments set to yes for budgeting across the year. The exact amount you pay varies with bike value and options chosen, so treat the ref as a starting signal rather than a fixed quote.
Can you pay monthly?+
Yes. Monthly payments are marked as yes, and the service model is listed as monthly. That structure suits riders who prefer to spread cost across the riding season instead of paying for an extended term in advance.