Updated September 28, 2026 · AssureCue Editorial Team
DZI vs Eversure
What sets them apart
| Compare |  DZI |  Eversure |
|---|---|---|
| Premium from | €5 | £17.47 |
| Insurance types | Auto, Home, Life, Health, Travel, Breakdown, Home emergency | Breakdown, Gadget |
| Provider type | Insurer | Broker |
| Cover limit | Travel medical expenses limit EUR 5,000 to 50,000 | £15,000 per period of insurance (claims above this are excluded) |
| Claims channels | Phone, Online portal, Offices and service centres, Email | 24 hour claims line, Online make a claim form, Contact form |
| Age range | 16 to 69 years | Vehicle up to 15 years old at time of breakdown (personal breakdown) |
| Monthly payments | Yes | Not confirmed |
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Key differences
- DZI scores higher overall: 9.4 vs 8.8.
- Founded is lower at DZI: 1946 vs 2008.
- Insurance types: only DZI offers Auto, Home, Life.
- Insurance types: only Eversure offers Gadget.
- Claims channels: only DZI offers Phone, Online portal, Offices and service centres.
- Claims channels: only Eversure offers 24 hour claims line, Online make a claim form, Contact form.
- Support channels: only DZI offers Phone.
- Support channels: only Eversure offers Chat.
Our verdict on each
DZI
DZI suits households in Bulgaria that want a single insurer for car, home, life, health and travel cover, with private health opening at €5 a month. It scores 6.2 overall, and monthly payments spread the cost, though the entry price is not among the lowest here.
Eversure
Eversure is a UK broker selling personal breakdown and gadget cover, which suits drivers with a newer car who want a single policy. Personal breakdown cover starts at £17.47 a month, and the policy is capped at a cover limit per period of insurance.
Score breakdown
| Area | DZI | Eversure |
|---|---|---|
| Cost | 9.2Higher | 8.6Personal breakdown cover starts at £17.47, below the €23.33 typical of the category. |
| Offer | 9.5Higher | 8.9 |
| Trust | 9.6Higher | 8.7 |
Positions in our rankings
| Ranking | DZI | Eversure |
|---|---|---|
| Breakdown cover | 10 of 52 | 3 of 52 |
Where each is licensed and available
| Country | DZI | Eversure |
|---|---|---|
| United Kingdom | Not confirmed | Financial Conduct Authority 501311 |
Additional countries for DZI: 1. Additional countries for Eversure: 1.
Where these facts come from
DZI
- dzi.bg: 12 facts, checked September 26, 2026
Eversure
- eversure.com: 10 facts, checked September 26, 2026
Every fact side by side
| Fact | DZI | Eversure |
|---|---|---|
| Pricing model | Monthly | Not confirmed |
| Legal entity | DZI-General Insurance | Eversure Limited |
| Headquarters | Bulgaria | United Kingdom |
| Founded | 1946Lower | 2008 |
| Support channels | Phone, Email, Help centre | Chat, Email, Help centre |
Business insurance
| Fact | DZI | Eversure |
|---|---|---|
| Cover types | Public liability, Professional indemnity, Property | Not confirmed |
Pros and cons
DZI
Pros
- Private health cover starts at €5 a month, under the site median of €8.37
- Monthly payments are available, so the premium runs on the monthly model rather than as a single lump sum
- Cover spans auto, home and life, letting a single insurer handle motor, property, life, health and travel
Cons
- The starting premium ranks at position 93 of the 252 brands compared, so the entry price sits above the lowest figures on the list
- Support runs on phone, email and help centre only, with no live messaging route listed for quick questions
- The personal range stops at auto, home and life, with no pet or motorcycle cover
Eversure
Pros
- Personal breakdown cover starts at £17.47, under the €23.33 category figure.
- The cover limit per period of insurance is generous for a breakdown policy, and claims above it are excluded.
- A claims line, an online claim form and a contact form sit in 24 hour claims line, online make a claim form and contact form, so a stranded driver has more than one way in.
Cons
- Eversure is a broker, so the cover sits with an underwriter rather than with the broker.
- Personal breakdown cover is for a vehicle up to a stated age at the time of breakdown, which rules out older cars.
- The range of types is narrow at breakdown and gadget, so there is nothing to bundle beyond a gadget policy.
Who each suits
DZI
Who it suits
- Households in Bulgaria that want car, home and health cover from a single insurer
- Adults who prefer monthly premiums to a single annual payment
- Travellers who want the medical limit set by the insurer at Travel medical expenses limit EUR 5,000 to 50,000
Who should look elsewhere
- Readers who want pet or motorcycle cover, since Good Sam Insurance Agency lists those lines in auto, home and renters
- Small businesses needing employers liability, as public liability, professional indemnity and property stops at public liability, professional indemnity and property
- Shoppers after a free starting price, since bunq shows €0
Eversure
Who it suits
- Drivers whose car is still within the eligible age for personal breakdown cover
- Anyone who wants to cover a gadget alongside vehicle breakdown
- People who prefer arranging cover through a broker rather than a direct insurer
Who should look elsewhere
- Owners of a car past the eligible age, who need to look at alternatives built for older vehicles
- Drivers who want a single policy covering several vehicle types at once
- Shoppers wanting a direct insurer contract rather than a broker arrangement
Country by country
| Country | DZI | Eversure |
|---|---|---|
| Bulgaria | Yes | No |
| United Kingdom | No | Yes |
Questions about each
DZI
What does private health cover cost at DZI?+
Health cover starts at €5 a month. That is the opening premium for the policy, and the site median for starting prices is €8.37, with an upper quartile of €29.72. A quote based on your own age, cover and risk will usually sit above the entry figure.
Can I pay the premium monthly?+
Yes. Monthly payments are available and the payment model is monthly, so the premium is collected in instalments across the year rather than as a single payment. That suits households with a tight monthly budget, and it holds the entry health premium at €5 a month for the starting policy.
Eversure
How much does Eversure personal breakdown cover cost?+
Personal breakdown cover starts at £17.47. That sits under the €23.33 recorded across breakdown providers, and below the €115.72 upper quartile. Premiums are arranged as monthly payments through the broker.
Who regulates Eversure?+
Eversure is authorised and regulated by the Financial Conduct Authority, the UK regulator, under reference 501311. Eversure Limited is the legal entity behind the brand and is based in the United Kingdom.