Updated September 29, 2026 · AssureCue Editorial Team
DZI vs Emergency Assist
What sets them apart
| Compare |  DZI |  Emergency Assist |
|---|---|---|
| Premium from | €5 | £19.32 |
| Insurance types | Auto, Home, Life, Health, Travel, Breakdown, Home emergency | Breakdown, Van, Motorcycle |
| Provider type | Insurer | Broker |
| Claims channels | Phone, Online portal, Offices and service centres, EmailCovers more | Phone, Email |
| Excess from | Not confirmed | £0 |
| Cover limit | Travel medical expenses limit EUR 5,000 to 50,000 | Not confirmed |
| Age range | 16 to 69 years | Not confirmed |
Same on both: Monthly payments (Yes).
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Key differences
- DZI scores higher overall: 9.4 vs 8.7.
- Founded is lower at DZI: 1946 vs 2017.
- Insurance types: only DZI offers Auto, Home, Life.
- Insurance types: only Emergency Assist offers Van, Motorcycle.
- Claims channels: only DZI offers Online portal, Offices and service centres.
- Support channels: only DZI offers Email.
Our verdict on each
DZI
DZI suits households in Bulgaria that want a single insurer for car, home, life, health and travel cover, with private health opening at €5 a month. It scores 6.2 overall, and monthly payments spread the cost, though the entry price is not among the lowest here.
Emergency Assist
Emergency Assist suits drivers, riders and van owners seeking breakdown protection with the option to pay in instalments. Premiums start at £19.32 for cover that stays focused on roadside needs, with claims and support arranged for straightforward help when disruption hits.
Score breakdown
| Area | DZI | Emergency Assist |
|---|---|---|
| Cost | 9.2Higher | 9.1Cost reflects excess of £0 at point of claim. |
| Offer | 9.5Higher | 8.6Offer centres on breakdown, van and motorcycle for roadside needs. |
| Trust | 9.6Higher | 8.5Trust rests on 579333 authorisation. |
Positions in our rankings
| Ranking | DZI | Emergency Assist |
|---|---|---|
| Car insurance | 72 of 394 | 33 of 394 |
| Breakdown cover | 10 of 52 | 5 of 52 |
Licences and countries
| Country | DZI | Emergency Assist |
|---|---|---|
| United Kingdom | Not confirmed | Financial Conduct Authority 579333 |
Additional countries for DZI: 1. Additional countries for Emergency Assist: 1.
What each covers
| Insurance types | DZI | Emergency Assist |
|---|---|---|
| Auto | Yes | No |
| Home | Yes | No |
| Life | Yes | No |
| Health | Yes | No |
| Travel | Yes | No |
| Motorcycle | No | Yes |
| Van | No | Yes |
| Breakdown | Yes | Yes |
| Home emergency | Yes | No |
What we checked
DZI
- dzi.bg: 12 facts, checked September 26, 2026
Emergency Assist
- emergencyassistltd.co.uk: 11 facts, checked September 29, 2026
Every fact side by side
| Fact | DZI | Emergency Assist |
|---|---|---|
| Pricing model | Monthly | Monthly |
| Legal entity | DZI-General Insurance | Emergency Assist Ltd |
| Headquarters | Bulgaria | United Kingdom |
| Founded | 1946Lower | 2017 |
| Support channels | Phone, Email, Help centreCovers more | Phone, Help centre |
Business insurance
| Fact | DZI | Emergency Assist |
|---|---|---|
| Cover types | Public liability, Professional indemnity, Property | Not confirmed |
Where each stands against the rest
| Fact | DZI | Emergency Assist | Median |
|---|---|---|---|
| Excess from | Not confirmed | £0below the median | £25 |
Median across 48 listed insurance providers.
Pros and cons
DZI
Pros
- Private health cover starts at €5 a month, under the site median of €8.37
- Monthly payments are available, so the premium runs on the monthly model rather than as a single lump sum
- Cover spans auto, home and life, letting a single insurer handle motor, property, life, health and travel
Cons
- The starting premium ranks at position 93 of the 252 brands compared, so the entry price sits above the lowest figures on the list
- Support runs on phone, email and help centre only, with no live messaging route listed for quick questions
- The personal range stops at auto, home and life, with no pet or motorcycle cover
Emergency Assist
Pros
- Premiums start at £19.32 on a monthly basis
- Monthly payments available with support via phone and help centre
- Claims contact through phone and email for direct help
Cons
- Support runs on phone and help centre only
- Claims run through phone and email only
Who each suits
DZI
Who it suits
- Households in Bulgaria that want car, home and health cover from a single insurer
- Adults who prefer monthly premiums to a single annual payment
- Travellers who want the medical limit set by the insurer at Travel medical expenses limit EUR 5,000 to 50,000
Who should look elsewhere
- Readers who want pet or motorcycle cover, since Good Sam Insurance Agency lists those lines in auto, home and renters
- Small businesses needing employers liability, as public liability, professional indemnity and property stops at public liability, professional indemnity and property
- Shoppers after a free starting price, since bunq shows €0
Emergency Assist
Who it suits
- Drivers seeking phone based breakdown help
- Van and motorcycle owners wanting monthly terms
- Shoppers comfortable buying through a broker
Who should look elsewhere
- Shoppers wanting Hiscox for a different premium starting at $29.16
- Shoppers wanting andsafe for a different premium starting at €3.63
Country by country
| Country | DZI | Emergency Assist |
|---|---|---|
| Bulgaria | Yes | No |
| United Kingdom | No | Yes |
Questions about each
DZI
What does private health cover cost at DZI?+
Health cover starts at €5 a month. That is the opening premium for the policy, and the site median for starting prices is €8.37, with an upper quartile of €29.72. A quote based on your own age, cover and risk will usually sit above the entry figure.
Can I pay the premium monthly?+
Yes. Monthly payments are available and the payment model is monthly, so the premium is collected in instalments across the year rather than as a single payment. That suits households with a tight monthly budget, and it holds the entry health premium at €5 a month for the starting policy.
Emergency Assist
How much does Emergency Assist breakdown cover cost?+
Premiums start at £19.32 for Saver breakdown cover. The plan is sold on a monthly basis, with Monthly payments available to spread the cost. Exact pricing depends on vehicle and cover selected, so check the quote before purchase.
Is there an excess to pay on a claim?+
The Saver plan carries excess of £0, so there is nothing extra to pay toward an approved claim. That structure keeps callouts simple at the roadside. Always confirm the excess wording in the policy documents before relying on cover.
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