Updated September 29, 2026 · AssureCue Editorial Team
Emergency Assist vs Gigasure
Where Emergency Assist and Gigasure differ
| Compare |  Emergency Assist |  Gigasure |
|---|---|---|
| Premium from | £19.32Lower | £36.35 |
| Insurance types | Breakdown, Van, Motorcycle | Travel, Van |
| Excess from | £0 | £0 to £10,000 |
| Claims channels | Phone, Email | App, Website |
| Monthly payments | Yes | Not confirmed |
| Cover limit | Not confirmed | Medical expenses trips abroad: GBP 10,000,000 (Core) to GBP 20,000,000 (Max) |
| Age range | Not confirmed | 18-75 single trip, 18-70 annual multi-trip |
Same on both: Provider type (Broker).
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Key differences
- Gigasure scores higher overall: 8.9 vs 8.7.
- Premium from is lower at Emergency Assist: £19.32 vs £36.35.
- Insurance types: only Emergency Assist offers Breakdown, Motorcycle.
- Insurance types: only Gigasure offers Travel.
- Claims channels: only Emergency Assist offers Phone, Email.
- Claims channels: only Gigasure offers App, Website.
- Support channels: only Gigasure offers Email, Chat.
Our verdict on each
Emergency Assist
Emergency Assist suits drivers, riders and van owners seeking breakdown protection with the option to pay in instalments. Premiums start at £19.32 for cover that stays focused on roadside needs, with claims and support arranged for straightforward help when disruption hits.
Gigasure
Gigasure suits people in the UK who want travel or van cover alone rather than a full personal lines policy, and car hire excess cover starts at £36.35. It is a broker registered with the Financial Conduct Authority, so the selling firm is named, regulated and checkable.
Score breakdown
| Area | Emergency Assist | Gigasure |
|---|---|---|
| Cost | 9.1HigherCost reflects excess of £0 at point of claim. | 9.0Entry price of £36.35 for car hire excess sits above the site median, which stands at €8.37. |
| Offer | 8.6Offer centres on breakdown, van and motorcycle for roadside needs. | 9.0Higher |
| Trust | 8.5Trust rests on 579333 authorisation. | 8.8Higher |
Licences and countries
| Country | Emergency Assist | Gigasure |
|---|---|---|
| United Kingdom | Financial Conduct Authority 579333 |
Available in 1 country for both.
If neither fits
Eversure has premium from at £17.47, against £19.32 for Emergency Assist and £36.35 for Gigasure.
Eversure reviewWhat we checked
Emergency Assist
- emergencyassistltd.co.uk: 11 facts, checked September 29, 2026
Gigasure
- gigasure.com: 11 facts, checked September 26, 2026
How they place
| Ranking | Emergency Assist | Gigasure |
|---|---|---|
| Car insurance | 32 of 393 | 21 of 393 |
| Van insurance | 4 of 38 | 3 of 38 |
Every fact side by side
| Fact | Emergency Assist | Gigasure |
|---|---|---|
| Audience | Not confirmed | Seniors |
| Pricing model | Monthly | Not confirmed |
| Legal entity | Emergency Assist Ltd | Gigasure Services Limited |
| Headquarters | United Kingdom | United Kingdom |
| Founded | 2017 | Not confirmed |
| Support channels | Phone, Help centre | Email, Chat, Phone, Help centreCovers more |
Where each stands against the rest
| Fact | Emergency Assist | Gigasure | Median |
|---|---|---|---|
| Premium from | £19.32above the median | £36.35highest quarter | £7.95 |
| Excess from | £0below the median | £0 to £10,000below the median | £25 |
Median across 51 listed insurance providers.
Pros and cons
Emergency Assist
Pros
- Premiums start at £19.32 on a monthly basis
- Monthly payments available with support via phone and help centre
- Claims contact through phone and email for direct help
Cons
- Support runs on phone and help centre only
- Claims run through phone and email only
Gigasure
Pros
- Excess on car hire excess cover runs £0 to £10,000, so a traveller chooses how much of the rental charge to carry instead of accepting a fixed figure.
- Claims are filed through the app and website and support runs on email, chat and phone, giving policyholders live and written routes inside the same provider.
- The FCA registration 1005421 sits on a broker, so the firm taking the instruction is named and checkable by the customer.
Cons
- The catalogue is travel and van, so anyone wanting home, motor or life in the same place has to move to another provider.
- On entry price Gigasure ranks 199 of 252 across the site, so the starting figure sits high in a list sorted from the lowest premium.
- The 5.1 overall score is a middling one, and its 5.1 cost part is the same, so the price case is the part that needs arguing.
Who each suits
Emergency Assist
Who it suits
- Drivers seeking phone based breakdown help
- Van and motorcycle owners wanting monthly terms
- Shoppers comfortable buying through a broker
Who should look elsewhere
- Shoppers wanting Hiscox for a different premium starting at $29.16
- Shoppers wanting andsafe for a different premium starting at €3.63
Gigasure
Who it suits
- Travellers inside the 18-75 single trip, 18-70 annual multi-trip bands, whether they are booking a single trip or an annual multi-trip policy.
- Anyone taking a car hire excess policy who wants the excess set themselves, with options running £0 to £10,000.
- Van owners who want travel and van held by the same broker, given the range is travel and van.
Who should look elsewhere
- Shoppers after auto, home or pet in the same place: Good Sam Insurance Agency lists auto, home and renters.
- Readers comparing a UK budget with another market: EuroAsia Insurance is priced at UZS 60,000 in Uzbek soum, which does not line up with a UK travel or van figure.
Country by country
| Country | Emergency Assist | Gigasure |
|---|---|---|
| United Kingdom | Yes | Yes |
Questions about each
Emergency Assist
How much does Emergency Assist breakdown cover cost?+
Premiums start at £19.32 for Saver breakdown cover. The plan is sold on a monthly basis, with Monthly payments available to spread the cost. Exact pricing depends on vehicle and cover selected, so check the quote before purchase.
Is there an excess to pay on a claim?+
The Saver plan carries excess of £0, so there is nothing extra to pay toward an approved claim. That structure keeps callouts simple at the roadside. Always confirm the excess wording in the policy documents before relying on cover.
Gigasure
What does Gigasure actually sell?+
Gigasure is a focused personal lines broker and its range is travel and van, travel and van, with nothing else sitting alongside them. A shopper after a full household bundle is looking at a different kind of provider. Both lines sit inside the same brand, which keeps quoting and claims in the same place.
How much does car hire excess insurance cost?+
The entry figure is £36.35 for car hire excess cover, and the excess a traveller accepts on that policy runs £0 to £10,000. How much of the rental company's charge you agree to carry is the decision behind the quote, so £36.35 reads as the floor of the price rather than a typical bill.