BiMPY review
Updated September 29, 2026 · AssureCue Editorial Team · Facts checked September 28, 2026
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Our verdict
BiMPY suits small firms and sole traders who want broker support with monthly payments and clear entry pricing. Premiums from £4 with excess from £50 keep early costs easy to compare, while direct contact options help buyers shape cover around business needs.
Key facts
- Best for
- Small firms seeking broker help with monthly payments
- Provider type
- Broker (Source, checked September 28, 2026)
- Premium from
- £4 (Source, checked September 28, 2026)
- Excess from
- £50 (Source, checked September 28, 2026)
- Monthly payments
- Yes (Source, checked September 28, 2026)
- Legal entity
- BiMPY Ltd (Source, checked September 28, 2026)
- Headquarters
- United Kingdom (Source, checked September 28, 2026)
- Founded
- 2011 (Source, checked September 28, 2026)
- Support channels
- Email, Phone, Help-centre, Chat (Source, checked September 28, 2026)
- Official website
- bimpy.co.uk
Apps and profiles
- Elsewhere
- Trustpilotfacebook.cominstagram.com
Pros and cons
Pros
- Premiums from £4 give an accessible entry point with monthly payments available
- Support across email, phone and help centre offers broad contact choice for advice and service
- Broker model broker with Financial Conduct Authority licence 599630 adds regulated choice
Cons
- Excess from £50 applies when claiming, which adds upfront cost to low premiums
- Broker status broker means cover is arranged with partner insurers rather than held directly
Who it suits
- Start ups wanting broker advice instead of buying direct from an insurer such as Hiscox
- Cost aware buyers who value low entry premiums before considering options such as andsafe
Who should look elsewhere
- Firms wanting direct insurer cover from Hiscox rather than broker arranged protection
- Buyers seeking an insurer relationship like die Bayerische rather than broker support
How your money is protected
BiMPY acts as a broker, so protection is arranged through partner insurers rather than held by BiMPY itself. It is authorised by the Financial Conduct Authority under licence 599630, which means oversight sits with the United Kingdom conduct regulator. Buyers should check policy documents to confirm which insurer underwrites each section of cover.
The company behind it
BiMPY Ltd operates as BiMPY Ltd based in the United Kingdom and trading since 2011. Support is offered through email, phone and help centre, covering email, phone, chat and help centre help. Authorisation by the Financial Conduct Authority under licence 599630 provides regulatory oversight for its broking activity in the home market.
How BiMPY compares
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Where BiMPY is available
- Available
- United Kingdom
- Licence in United Kingdom
- Financial Conduct Authority (599630), checked September 28, 2026
Countries from the brand (Source, checked September 28, 2026)
Frequently asked questions
What premiums does BiMPY charge?+
Premiums from £4 apply to business phone cover, which gives a clear entry level for small firms. Monthly payments are available, so costs can be spread across the cover period rather than paid in full at the start.
What excess applies to BiMPY policies?+
Excess from £50 applies to claims, meaning buyers contribute that amount when a claim is settled. The exact excess can vary by policy and insurer terms, so buyers should review documents carefully before purchase.
Is BiMPY an insurer or a broker?+
BiMPY acts as broker, so it arranges cover with insurers on behalf of buyers. It is authorised by the Financial Conduct Authority under licence 599630, which provides regulatory oversight of its broking activity.
Can cover be paid monthly?+
Yes, monthly payments are available, which helps small firms manage cash flow across the policy term. Support through email, phone and help centre can explain payment schedules and billing arrangements before buyers commit to cover.
How can customers contact BiMPY?+
Support is offered through email, phone and help centre, covering email, phone, chat and help centre assistance. That range gives buyers choice in how to ask about cover options, policy terms and claims guidance during business hours.
Which company stands behind BiMPY?+
BiMPY Ltd trades as BiMPY Ltd and is based in the United Kingdom, operating since 2011. Its Financial Conduct Authority licence 599630 confirms regulated status for buyers comparing providers in the home market.
Sources
- bimpy.co.uk checked September 28, 2026
Backs: Founded
“Established in 2011.”
- bimpy.co.uk/business-phone-insurance checked September 28, 2026
Backs: Premium from
“Business Phone Insurance from Just £4 a Month”
- bimpy.co.uk/contact checked September 28, 2026
Backs: Headquarters, Support channels
“registered in England & Wales”
- bimpy.co.uk/faqs checked September 28, 2026
Backs: Provider type, Excess from, Legal entity, Monthly payments
“Appointed Representative of Warranty & Creditor Services Ltd”
- register.fca.org.uk/s/firm checked September 28, 2026
Backs: Licences
Compiled from 5 source pages, checked September 28, 2026. We did not open an account.
Not confirmed yet: Cover types, Indemnity limit.