BizCover (Australia) review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

BizCover is an Australian broker for small business cover spanning cyber, professional indemnity and property, with premiums from AUD 43.62 and limits of $5 million to $20 million (Public Liability) on public liability. It suits Australian sole traders and small firms that want monthly premiums settled through a broker rather than a single insurer.

Key facts

Best for
Australian small businesses wanting public liability cover paid monthly through a broker
Provider type
Broker (Source, checked September 26, 2026)
Cover types
Cyber, Professional-indemnity, Property, Public-liability (Source, checked September 26, 2026)
Premium from
A$43.62 (Source, checked September 26, 2026)
Excess from
A$500 (Source, checked September 26, 2026)
Monthly payments
Yes (Source, checked September 26, 2026)
Legal entity
BizCover Pty Limited (ABN 68 127 707 975) (Source, checked September 26, 2026)
Headquarters
Australia (Source, checked September 26, 2026)
Founded
2008 (Source, checked September 26, 2026)
Support channels
Phone, Email, Help-centre (Source, checked September 26, 2026)
Official website
bizcover.com.au

Personal insurance

Premium from
A$43.62 (Source, checked September 26, 2026)
Provider type
Broker (Source, checked September 26, 2026)
Monthly payments
Yes (Source, checked September 26, 2026)
Excess from
A$500 (Source, checked September 26, 2026)
Cover limit
$5 million to $20 million (Public Liability) (Source, checked September 26, 2026)
Claims channels
Online claims form, Claims tracker, Email, Phone (Source, checked September 26, 2026)
Legal entity
BizCover Pty Limited (ABN 68 127 707 975) (Source, checked September 26, 2026)
Headquarters
Australia (Source, checked September 26, 2026)
Founded
2008 (Source, checked September 26, 2026)
Support channels
Phone, Email, Help-centre (Source, checked September 26, 2026)
Pricing model
Monthly

Pros and cons

Pros

  • Premiums start at AUD 43.62 and can be paid monthly, matching the 100% pattern across the market
  • Cover lines include cyber, professional indemnity and property, so a firm can hold several policies in one place
  • Public liability limits run $5 million to $20 million (Public Liability), with excesses from AUD 500
  • Help runs on phone, email and help centre, and claims can be started through online claims form, claims tracker and email

Cons

  • Employers liability is not among its cyber, professional indemnity and property, so employers who need it must look at other providers
  • Public liability is the line carrying a published limit of $5 million to $20 million (Public Liability), and its excess starts at AUD 500
  • Monthly payments are the only pricing model listed in monthly, so annual settlement is not offered as a separate option
BizCover (Australia)

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Scored 8.8 / 10 by AssureCue.

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Who it suits

  • Australian sole traders and small firms needing public liability cover
  • Businesses that hold professional indemnity, property or cyber cover alongside it
  • Firm owners who prefer spreading premium payments across the year

Who should look elsewhere

  • Buyers who want the insurer relationship itself, since BizCover is a broker while Hiscox UK is insurer
  • Employers needing employers liability, which is not among cyber, professional indemnity and property
  • Shoppers seeking more business lines than cyber, professional indemnity and property, or personal cover such as home and travel

How BizCover (Australia) compares

Where BizCover (Australia) is available

Available
Australia

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much does BizCover cost?+

Premiums start at AUD 43.62 for the cover described, and the site median for business insurance premium from is €8.37. Public liability limits are offered at $5 million to $20 million (Public Liability), so the price moves with the limit you pick.

Can I pay monthly?+

Yes. Monthly payments are available, and monthly lists monthly as the only pricing model offered. That suits businesses spreading cost across the year, and it matches the pattern on 88.9% of the market.

Is BizCover an insurer or a broker?+

BizCover is a broker, with the entity given as BizCover Pty Limited (ABN 68 127 707 975) and a home country of AU. The broker places cover with an underwriter, which shapes who handles a claim at the end.

What cover can I buy?+

The listed business lines are cyber, professional indemnity and property, so public liability can sit alongside professional indemnity, property and cyber cover. A firm buying more than one line keeps them through the same broker rather than searching separately for each trade.

How do I make a claim?+

Claims can be started through online claims form, claims tracker and email, covering an online form, a claims tracker, email or phone. The tracker is worth using if you want to follow progress without ringing.

How much am I liable to pay myself?+

The excess starts at AUD 500 on the public liability cover described. That sits alongside limits of $5 million to $20 million (Public Liability), so the level you pick and the amount you keep in hand are separate decisions when you compare policies.

How do I get help?+

Help runs on phone, email and help centre, so you can phone, email or browse the help centre for policy questions. Claims sit on a separate path through online claims form, claims tracker and email, with an online form and a claims tracker of their own.

Sources

  • bizcover.com.au checked September 26, 2026

    Backs: Cover types, Provider type

    “Public Liability Insurance; Professional Indemnity; Cyber Liability; Business Insurance Pack”

  • bizcover.com.au/about-us checked September 26, 2026

    Backs: Founded

    “Back in 2008, our founders were troubled by the merry go round small businesses had to go on just to get the right insurance at a reasonable price”

  • bizcover.com.au/claims checked September 26, 2026

    Backs: Claims channels

    “Claim Online ... Track Online Via 'Track My Claim' portal ... Get in touch - our friendly Claims staff are always ready to help. Email ... Call Us 1300 249-268”

  • bizcover.com.au/faq checked September 26, 2026

    Backs: Pricing model, Monthly payments, Support channels

    “Monthly instalments ... for an additional administration fee of $8.80 (incl GST) per month”

  • bizcover.com.au/official-documents/financial-services-guide checked September 26, 2026

    Backs: Headquarters, Legal entity

    “Level 13, Tower Two, Darling Park, 201 Sussex Street, Sydney NSW 2000”

  • bizcover.com.au/public-liability-insurance-cost checked September 26, 2026

    Backs: Cover limit, Excess from, Premium from

    “The most popular level of cover amongst our customer base for Public Liability insurance is $10 million. However, some businesses prefer to take $5 million, whereas others take as high as $20 million”

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Indemnity limit.

BizCover (Australia)

BizCover (Australia)

Australian small businesses wanting public liability cover paid monthly through a broker

8.8/10Visit

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