Eversure review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Eversure is a UK broker selling personal breakdown and gadget cover, which suits drivers with a newer car who want a single policy. Personal breakdown cover starts at £17.47 a month, and the policy is capped at a cover limit per period of insurance.

Key facts

Best for
Drivers of a reasonably aged car who want a monthly personal breakdown policy with a chat and email help desk.
Premium from
£17.47 (Source, checked September 26, 2026)
Insurance types
Breakdown, Gadget (Source, checked September 26, 2026)
Provider type
Broker (Source, checked September 26, 2026)
Cover limit
£15,000 per period of insurance (claims above this are excluded) (Source, checked September 26, 2026)
Claims channels
24-hour claims line, Online make-a-claim form, Contact form (Source, checked September 26, 2026)
Age range
Vehicle up to 15 years old at time of breakdown (personal breakdown) (Source, checked September 26, 2026)
Legal entity
Eversure Limited (Source, checked September 26, 2026)
Headquarters
United Kingdom (Source, checked September 26, 2026)
Founded
2008 (Source, checked September 26, 2026)
Support channels
Chat, Email, Help-centre (Source, checked September 26, 2026)
Official website
eversure.com

Apps and profiles

Elsewhere
TrustpilotXfeefo.com

Pros and cons

Pros

  • Personal breakdown cover starts at £17.47, under the €23.33 category figure.
  • The cover limit per period of insurance is generous for a breakdown policy, and claims above it are excluded.
  • A claims line, an online claim form and a contact form sit in 24 hour claims line, online make a claim form and contact form, so a stranded driver has more than one way in.
  • Support runs on chat, email and help centre, with chat alongside email and a help centre.

Cons

  • Eversure is a broker, so the cover sits with an underwriter rather than with the broker.
  • Personal breakdown cover is for a vehicle up to a stated age at the time of breakdown, which rules out older cars.
  • The range of types is narrow at breakdown and gadget, so there is nothing to bundle beyond a gadget policy.
Eversure

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Who it suits

  • Drivers whose car is still within the eligible age for personal breakdown cover
  • Anyone who wants to cover a gadget alongside vehicle breakdown
  • People who prefer arranging cover through a broker rather than a direct insurer

Who should look elsewhere

  • Owners of a car past the eligible age, who need to look at alternatives built for older vehicles
  • Drivers who want a single policy covering several vehicle types at once
  • Shoppers wanting a direct insurer contract rather than a broker arrangement

The company behind it

Eversure Limited is a broker based in the United Kingdom, trading since 2008. It is authorised and regulated by the Financial Conduct Authority under 501311. Policy questions run through chat, email and help centre, so a customer can raise cover, renewal or document queries by chat, by email or in the help centre.

How Eversure compares

Where Eversure is available

Available
United Kingdom
Licence in United Kingdom
Financial Conduct Authority (501311), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much does Eversure personal breakdown cover cost?+

Personal breakdown cover starts at £17.47. That sits under the €23.33 recorded across breakdown providers, and below the €115.72 upper quartile. Premiums are arranged as monthly payments through the broker.

Who regulates Eversure?+

Eversure is authorised and regulated by the Financial Conduct Authority, the UK regulator, under reference 501311. Eversure Limited is the legal entity behind the brand and is based in the United Kingdom.

What does the cover limit mean for a claim?+

The cover limit is £15,000 per period of insurance (claims above this are excluded) per period of insurance, and claims above that level are excluded. Read it as a ceiling on what a single claim can pay out within the policy period rather than as a per-incident figure the broker can exceed.

Which vehicles qualify for personal breakdown cover?+

Personal breakdown cover is for a vehicle up to a stated age at the time of breakdown. If the vehicle is older than that threshold, the policy does not apply, so check the age limit against your car before buying.

How do I make a claim?+

Claims run through 24 hour claims line, online make a claim form and contact form, which includes a claims line, an online make-a-claim form and a contact form. A stranded driver can call the line or submit the form, and the contact form covers questions along the way.

How do I get help with the policy?+

Support runs on chat, email and help centre: chat, email and a help centre. Chat suits quick questions during the day, while email and the help centre give a written record of anything about cover, renewals or documents.

Is Eversure an insurer or a broker?+

Eversure is a broker, not an insurer. It designs and administers the policies, and the cover itself is provided by an underwriter, so the contract you read is issued through the broker arrangement.

What other cover does Eversure offer?+

Beyond vehicle breakdown, the range is breakdown and gadget, so gadget cover is available as well. That is the full list, and anyone needing several lines of personal cover should compare providers that write more of them.

Sources

  • fsa.gov.uk/register/home.do checked September 26, 2026

    Backs: Licences

  • eversure.com/about-us.aspx checked September 26, 2026

    Backs: Provider type, Founded, Headquarters

    “Eversure Insurance is a trading name of Eversure Limited, a specialist insurance intermediary established in 2008”

  • eversure.com/breakdown checked September 26, 2026

    Backs: Claims channels, Premium from

    “24 Hour UK claims line”

  • eversure.com/breakdown/personal checked September 26, 2026

    Backs: Age range, Cover limit

    “Maximum vehicle age at time of breakdown: 15 Years (inclusive).”

  • eversure.com/contact.aspx checked September 26, 2026

    Backs: Support channels

    “please use our Live Chat facility by clicking the "Live Chat" icon at the bottom right hand corner of your screen”

  • eversure.com/terms-and-conditions.aspx checked September 26, 2026

    Backs: Insurance types, Legal entity

    “This website offers insurance to cover photographic equipment, pedal cycles, motor vehicle breakdown cover and car hire excess insurance.”

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Monthly payments.

Eversure

Eversure

Drivers of a reasonably aged car who want a monthly personal breakdown policy with a chat and email help desk.

8.8/10Visit

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