AXA review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

AXA suits households and small firms wanting one insurer across many cover types, plus business lines for public liability, professional indemnity and employers liability. It costs more: premium from £275 against a site median of €8.37.

Key facts

Best for
One insurer for personal and business cover, with an indemnity limit of £5,000,000.
Premium from
£275 (Source, checked September 26, 2026)
Insurance types
Auto, Home, Renters, Landlord, Van, Health, Dental, Travel, Breakdown, Home-emergency (Source, checked September 26, 2026)
Provider type
Insurer (Source, checked September 26, 2026)
Monthly payments
Yes (Source, checked September 26, 2026)
Claims channels
Phone, Online (Source, checked September 26, 2026)
Legal entity
AXA SA (Source, checked September 26, 2026)
Headquarters
France (Source, checked September 26, 2026)
Support channels
Help-centre, Phone (Source, checked September 26, 2026)
Official website
axa.com

Business insurance

Provider type
Insurer (Source, checked September 26, 2026)
Cover types
Public-liability, Professional-indemnity, Employers-liability (Source, checked September 26, 2026)
Indemnity limit
£5,000,000 (Source, checked September 26, 2026)
Premium from
£275 (Source, checked September 26, 2026)
Monthly payments
Yes (Source, checked September 26, 2026)
Industries
SMEs, sole traders, self-employed (Source, checked September 26, 2026)
Legal entity
AXA SA (Source, checked September 26, 2026)
Headquarters
France (Source, checked September 26, 2026)
Support channels
Help-centre, Phone (Source, checked September 26, 2026)

Apps and profiles

Elsewhere
WikidataWikipediaLinkedInXfeefo.com

Pros and cons

Pros

  • Broad range of insurance types in one place, from auto and home to travel, dental and home emergency
  • Monthly payments are available, which many insurers on the site do not offer
  • Business lines cover public liability, professional indemnity and employers liability for SMEs, sole traders and the self-employed
  • Claims can be started by phone or online through phone and online

Cons

  • Premium from £275 is well above the site median of €8.37
  • Support runs on help centre and phone only, so there is no listed chat or email route
AXA

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Who it suits

  • Households insuring a car, home, renters, landlord, van, health, dental, travel or breakdown cover with the same provider
  • SMEs, sole traders and self-employed needing public liability, professional indemnity or employers liability
  • Buyers comfortable paying above the typical entry price for a wide range of cover in one place

Who should look elsewhere

  • Buyers chasing the lowest entry premium, since £275 sits far above €8.37
  • Anyone who needs live chat or email support, as help centre and phone covers only a help centre and phone
  • Good Sam Insurance Agency is worth a look for a different spread of personal types, including life and motorcycle

How AXA compares

Where AXA is available

Available
United Kingdom

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What is the cheapest premium AXA offers?+

Premium from £275 is the entry figure across the personal range. That sits well above the site median of €8.37, so AXA is not the low end of this market. A quote depends on your cover type and details.

Can I pay monthly rather than yearly?+

Yes, monthly payments are available across the products AXA covers here. Most brands in this comparison also offer monthly payments, so it is a common feature rather than a reason to pick one provider over another.

What kinds of insurance does AXA sell?+

The listed insurance types cover auto, home and renters. That spans motor, property, health, dental, travel, breakdown and home emergency, plus a home emergency line, so a household can hold most cover with one insurer.

Does AXA cover small businesses?+

Yes, the business lines listed are public liability, professional indemnity and employers liability. The stated audience is SMEs, sole traders and the self-employed, and the professional indemnity limit is £5,000,000 for businesses that buy that cover.

Is AXA an insurer or a broker?+

AXA is listed as an insurer, alongside AXA SA and a headquarters in France. Buying direct from an insurer means the policy and the claim sit with the same company, rather than a broker choosing a panel for you.

How do I make a claim?+

Claims can be reported by phone or online, and the listed channels are phone and online. A phone claim suits anyone who wants to talk the case through, while online reporting suits those who would rather do it in their own time.

Who can I contact for help?+

Support runs on help centre and phone, meaning a help centre and a phone line. There is no listed chat or email route, so anyone who prefers written support should factor that in before settling on AXA.

How does AXA compare with other providers on range?+

AXA's listed types are auto, home and renters. For a wider personal spread that includes life and motorcycle, Good Sam Insurance Agency is worth a look, while the other alternatives here sit in different markets entirely.

Sources

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

AXA

AXA

One insurer for personal and business cover, with an indemnity limit of £5,000,000.

9.1/10Visit

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