ICICI Lombard review
Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026
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Our verdict
ICICI Lombard is a general insurer based in India writing auto, health, travel, home and motorcycle cover, which suits households who want several lines from one provider. It has underwritten since 2001, and starting premiums across the listings here sit at €8.37.
Key facts
- Best for
- Households wanting auto, health, travel, home and motorcycle cover handled by the underwriter itself.
- Insurance types
- Auto, Health, Travel, Home, Motorcycle (Source, checked September 26, 2026)
- Provider type
- Insurer (Source, checked September 26, 2026)
- Legal entity
- ICICI Lombard General Insurance Company Ltd (Source, checked September 26, 2026)
- Headquarters
- India (Source, checked September 26, 2026)
- Founded
- 2001 (Source, checked September 26, 2026)
- Official website
- icicilombard.com
Business insurance
Pros and cons
Pros
- Writes auto, health, travel, home and motorcycle, so everyday lines sit with one company (auto, health and travel).
- Is an insurer rather than a broker or comparison site, so the underwriter stands behind the policy (insurer).
- Overlaps its neighbours on the property side: Hiscox UK and EuroAsia Insurance both write home and travel as well (home, renters and landlord, auto, home and travel), so moving is not a clean break.
Cons
- Cover stops at auto, health, travel, home and motorcycle, so life, pet and landlord policies need another provider (auto, health and travel).
- Every claim, renewal and negotiation runs through the same underwriter, with no broker to move it (insurer).
- The upper end of starting premiums on these listings reaches €29.72, so a quote well above the midpoint is ordinary.
Ready to try ICICI Lombard?
Scored 9.3 / 10 by AssureCue.
Who it suits
- Households in India wanting auto and health from one insurer, since both sit in auto, health and travel.
- Motorcycle riders, because motorcycle cover is part of the same book (auto, health and travel).
- Buyers who prefer the underwriter to answer for the policy, since ICICI Lombard is an insurer (insurer).
Who should look elsewhere
- Anyone after life, pet or renters cover: Good Sam Insurance Agency writes life, pet and renters alongside auto and home (auto, home and renters).
- Renters and landlord policyholders, since Hiscox UK is built around home, renters and landlord cover (home, renters and landlord).
- Gadget owners, because EuroAsia Insurance adds gadget cover to its auto, home and travel lines (auto, home and travel).
Who runs it
ICICI Lombard trades as ICICI Lombard General Insurance Company Ltd, an insurer headquartered in India. It has been writing cover since 2001, which puts it among the longer established general insurers in its home market. Policies, claims and renewals are handled by the underwriter itself rather than passed through an intermediary.
How ICICI Lombard compares
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Where ICICI Lombard is available
- Available
- India
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does ICICI Lombard actually insure?+
ICICI Lombard is a general insurer and its book runs to auto, health, travel, home and motorcycle policies (auto, health and travel). That mix covers the everyday household lines rather than specialist or commercial books, so ordinary needs sit with one underwriter.
Is ICICI Lombard an insurer or a broker?+
It is an insurer, ICICI Lombard General Insurance Company Ltd, so policies are underwritten by the company itself rather than placed by a broker or comparison site (insurer, ICICI Lombard General Insurance Company Ltd). Claims and renewals therefore run against the company that set the terms.
Where is ICICI Lombard based?+
It is headquartered in India and has been writing general insurance since 2001 (IN). Its cover is written for that home market, which matters for anyone weighing a policy bought outside their own country.
Which cover lines are missing from ICICI Lombard?+
Its listed lines stop at auto, health, travel, home and motorcycle (auto, health and travel). Life, pet, renters and landlord policies sit outside that list, so a household wanting them needs a second provider such as Good Sam Insurance Agency or Hiscox UK (auto, home and renters, home, renters and landlord).
What do premiums look like across these listings?+
Across the listings here, starting premiums sit at €8.37, the lower quartile is €2.92 and the upper quartile €29.72, with the highest at €3,431.08. That spread is wide, so a single quoted price says little on its own.
How does ICICI Lombard compare with the other providers here?+
Good Sam Insurance Agency writes auto, home, renters, life, health, travel, pet and motorcycle (auto, home and renters); Hiscox UK is built around home, renters and landlord cover (home, renters and landlord); EuroAsia Insurance adds gadget cover to auto, home and travel (auto, home and travel).
Do people usually pay monthly for cover like this?+
Monthly payment is the norm rather than the exception, with 88.9% of the listings that offer it doing so, and insurers the most common provider type at 42.4%. Budgeting by month is a reasonable default, though the terms of any individual policy still apply.
Is ICICI Lombard mainly a car insurer?+
Auto is part of the book, sitting alongside health, travel, home and motorcycle (auto, health and travel). Auto is the most common category on the site at 55.8%, so a car policy is the line many readers meet first, though it is not the only one on offer.
Sources
- en.wikipedia.org/wiki/ICICI_Lombard checked September 26, 2026
Backs: Provider type, Founded, Headquarters, Insurance types, Legal entity
“ICICI Lombard General Insurance Company Limited is an Indian general insurance company”
Compiled from 1 source page, checked September 26, 2026. We did not open an account.
Not confirmed yet: Premium from, Monthly payments.
ICICI Lombard
Households wanting auto, health, travel, home and motorcycle cover handled by the underwriter itself.