AXA Deutschland review
Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026
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Our verdict
AXA Deutschland writes cover directly as an insurer, with personal lines spanning auto, home, health, life and motorcycle plus business liability and property. It suits people who want a single provider across several policies; auto is the most common line here at 55.8%.
Key facts
Pros and cons
Pros
- One insurer rather than a broker, so cover is underwritten directly (insurer)
- Personal lines cover auto, home, health, life and motorcycle (auto, home and health)
- Business customers can add public liability and property cover (public liability and property)
- Auto and home sit above the midpoint of comparable lines, at 55.8% and 51.7%
Cons
- No travel, pet or renters lines in the personal range (auto, home and health)
- Business reach is limited to public liability and property, not the wider business market (public liability and property)
- Motorcycle cover is thinner than the site average at 24.5%
Who it suits
- Families wanting auto, home and health under a single provider (auto, home and health)
- Motorcycle and life cover seekers, both listed in auto, home and health
- Business customers after public liability or property insurance (public liability and property)
Who should look elsewhere
- Anyone after travel or pet insurance, since auto, home and health omits both
- Brokers or comparison sites, as this is a direct insurer (insurer)
- Trades needing professional or employers liability, outside public liability and property
How AXA Deutschland compares
9.5 vs 9.4
9.5 vs 9.4
9.5 vs 9.4
9.5 vs 9.4
9.5 vs 8.8
9.5 vs 8.7
9.5 vs 9.0
9.5 vs 9.4
9.5 vs 9.3
9.5 vs 8.9
9.5 vs 8.9
9.5 vs 8.9
9.5 vs 9.3
9.5 vs 8.6- 9.5 vs 9.3
9.5 vs 9.3Max Life Insurance
9.5 vs 9.3
9.5 vs 9.3
9.5 vs 9.3
9.5 vs 9.2
9.5 vs 9.2
9.5 vs 9.2
9.5 vs 9.2
9.5 vs 9.2
9.5 vs 9.2
9.5 vs 9.1
9.5 vs 9.1
9.5 vs 8.9
9.5 vs 8.9
9.5 vs 8.8
9.5 vs 8.8
9.5 vs 8.6- 9.5 vs 8.4
- 9.5 vs 8.2
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Where AXA Deutschland is available
- Available
- Germany
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Does AXA Deutschland sell cover itself or through a broker?+
AXA Deutschland is an insurer, so policies sit with the company that carries the risk rather than a middleman (insurer). Buyers who prefer to deal straight with the firm underwriting the cover, and who want the claims decision kept in the same place, may find that arrangement suits them.
What kinds of personal insurance are on offer?+
The personal range spans auto, home, health, life and motorcycle (auto, home and health). Auto is the most widely used line across the listings at 55.8%, with home close behind at 51.7%, so a household can place several policies with the same provider.
Which business lines are covered?+
Business customers can buy public liability and property cover (public liability and property). Nothing wider is listed there, so trades needing professional indemnity or employers liability, or firms wanting cyber cover, will have to look elsewhere for those lines.
Can premiums be paid monthly?+
Monthly payment options are common across the listings, with 88.9% of brands offering them, so spreading the cost is a normal choice. For a household covering several lines at once, monthly premiums can make the total easier to carry month by month alongside a mortgage.
Is motorcycle insurance included?+
Motorcycle cover is part of the personal range (auto, home and health), though it draws less interest here than the average listing at 24.5%. Riders should read the premium and cover level for their own bike before settling, since quotes in this category vary widely.
How does a typical premium compare with the other listings?+
Across the site the median starting premium is €8.37, with the middle range running from €2.92 to €29.72. A figure you are quoted depends on the line, the address and the level of cover you choose.
Do you handle health and life cover too?+
Health and life both appear in the personal range (auto, home and health), sitting at 41.6% and 46.6% across the site. Life cover draws more interest than health in these listings, which may mean more choice of providers for that line.
What is not available from this insurer?+
Travel, pet and renters cover do not appear in the personal list (auto, home and health), and the business side is limited to public liability and property (public liability and property). Buyers who need any of those lines will find more suitable options among the other brands listed here.
Sources
- axa.de checked September 26, 2026
Backs: Cover types, Provider type, Insurance types
“Haftpflicht; Sach- & Ertragsausfall”
- axa.de/geschaeftskunden checked September 26, 2026
Backs: Industries
“Geschaeftskunden; Branchenloesungen fuer Unternehmen”
Compiled from 2 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Premium from, Monthly payments.