L'olivier Assurance Habitation review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

L'olivier Assurance Habitation is a French broker for readers who want car and home cover arranged through one provider, traceable under ORIAS number AJ-0213. Help runs on phone, email and chat and claims open separately on online, phone and email.

Key facts

Best for
Car and home cover arranged through a French broker, with phone and chat help on tap.
Insurance types
Auto, Home (Source, checked September 26, 2026)
Provider type
Broker (Source, checked September 26, 2026)
Cover limit
Driver personal accident guarantee up to EUR 100,000; EUR 1,000,000 with the Pack Securite or Pack Premium option (Source, checked September 26, 2026)
Claims channels
Online, Phone, Email (Source, checked September 26, 2026)
Legal entity
ADMIRAL INTERMEDIARY SERVICES SA (AIS SA), Lille Metropole RCS 842 188 310 (Source, checked September 26, 2026)
Headquarters
France (Source, checked September 26, 2026)
Support channels
Phone, Email, Chat, Help-centre (Source, checked September 26, 2026)
Official website
lolivier.fr

Apps and profiles

Elsewhere
X

Pros and cons

Pros

  • Car and home sit in the same auto and home set, so one broker can quote both policies.
  • Support runs on phone, email and chat, which gives several ways to reach someone.
  • The regulatory record is clear: ORIAS number AJ-0213 in France, plus DGSFP registration A90354911.
  • Claims can be opened on online, phone and email, including online.

Cons

  • Cover stops at car and home under auto and home, with no travel, health or pet line to add to the same basket.
  • The driver personal accident guarantee reaches its higher level only with the Pack Securite or Pack Premium option, so the standard car quote sits at the lower benefit.
  • Claims run on a narrower set than general help: online, phone and email does not carry the chat or help centre in phone, email and chat.
L'olivier Assurance Habitation

Ready to try L'olivier Assurance Habitation?

Scored 8.9 / 10 by AssureCue.

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Who it suits

  • Readers in FR who want car and home cover from a French broker.
  • People who like a choice of contact routes, since support runs on phone, email and chat and claims open on online, phone and email.
  • Motorists willing to add the Pack Securite or Pack Premium option for the higher driver personal accident guarantee.

Who should look elsewhere

  • Anyone wanting travel, health, pet or life in one place is better served by Good Sam Insurance Agency, whose auto, home and renters is far broader.
  • Renters and landlords should look at Hiscox UK, whose home, renters and landlord includes renters, landlord and home emergency cover.
  • Drivers wanting gadget or travel cover beside the car can check Euroasia Insurance, whose auto, home and travel adds both.

The company behind it

L'olivier Assurance Habitation is the brand of ADMIRAL INTERMEDIARY SERVICES SA, registered in Lille Metropole in France. The French registration sits under ORIAS number AJ-0213, and the group also carries DGSFP registration A90354911 in Spain. Support runs on phone, email and chat, so help comes by phone, email, chat or a help centre.

How L'olivier Assurance Habitation compares

Where L'olivier Assurance Habitation is available

Available
France, Spain
Licence in France
ORIAS (AJ-0213), checked September 26, 2026
Licence in France
ACPR, checked September 26, 2026
Licence in Spain
DGSFP (A90354911), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Is L'olivier an insurer or a broker?+

L'olivier is a broker, listed as broker, so policies sit with an insurer rather than with the brand itself. The trading entity named in the legal notices is ADMIRAL INTERMEDIARY SERVICES SA, registered in Lille Metropole. Quotes therefore arrive through an intermediary rather than a single underwriting company.

What products are on the menu?+

The listed lines are auto and home, so car and home are the products on the table. Nothing in that set covers travel, health, pet or life, which narrows the choice for anyone who wants a single provider for the whole household. Good Sam Insurance Agency carries a far wider auto, home and renters if breadth matters more.

What does the car policy do for the driver?+

The car cover includes a driver personal accident guarantee, and that guarantee steps up only when the Pack Securite or Pack Premium option is added. The standard quote therefore carries the lower personal accident benefit, and anyone relying on it after a crash should price the option in from the start.

Is the broker properly regulated?+

Registrations are listed for France and for Spain. In FR the broker appears with ORIAS number AJ-0213, and the Spanish DGSFP registration is A90354911. Either number can be looked up against the register named in the licence before a policy is signed.

How do I get help, and how do I claim?+

General help runs on phone, email and chat, so there is a phone line, email, chat or a help centre to pick from. Claims are routed on a smaller set, online, phone and email, which means chat and the help centre are not part of the claims route. Anyone wanting to settle a claim should phone or email.

Where is the business based, and can I use it elsewhere?+

The broker is based in France, with the legal entity behind it registered in Lille Metropole. The DGSFP registration A90354911 points to distribution in Spain as well, so a reader outside either market should confirm that a French policy still applies where the vehicle or property sits.

What are car and home premiums like across the listings?+

Car premiums across the listings sit at €8.72 in the middle, with €3.90 at the cheaper end and €45.49 for the higher end of the range. Home cover follows a similar spread at €8.50.

I rent rather than own. Can I cover a flat here?+

The listed lines are auto and home, so a renters or landlord policy would come from a different provider. Hiscox UK includes renters, landlord and home emergency in its home, renters and landlord, which suits a reader insuring a flat or a let property rather than a home they live in.

Sources

  • lolivier.fr checked September 26, 2026

    Backs: Insurance types

    “Online car and home insurance. More than 800,000 French people trust us.”

  • lolivier.fr/assurance-auto checked September 26, 2026

    Backs: Cover limit

    “The personal guarantee of the driver covers up to 100,000 EUR bodily injury suffered by the driver of the insured vehicle; to be compensated up to 1,000,000 EUR, the extended driver guarantee...”

  • lolivier.fr/contact checked September 26, 2026

    Backs: Claims channels, Support channels

    “Claims Auto 9h to 12h30 Monday to Friday; to declare a claim go to your Espace Perso; follow an Auto claim sinistre@lolivier.fr; follow a Habitation claim sinistremrh@lolivier.fr.”

  • lolivier.fr/mentions-legales checked September 26, 2026

    Backs: Provider type, Headquarters, Legal entity, Licences

    “L'olivier Assurance is a brand of ADMIRAL INTERMEDIARY SERVICES SA. AIS SA is a Spanish company whose activity is the intermediation in insurance operations.”

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from, Monthly payments.

L'olivier Assurance Habitation

L'olivier Assurance Habitation

Car and home cover arranged through a French broker, with phone and chat help on tap.

8.9/10Visit

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