CHECK24 review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

CHECK24 suits people who would rather compare several insurers in one place than settle with a single provider, and it has worked as a comparison site since 1999. The trade-off is that the policy belongs to whichever insurer you pick, so the gain comes from the choice rather than from the site itself.

Key facts

Best for
Comparing many insurers in one place and paying month by month.
Premium from
€0.69 (Source, checked September 26, 2026)
Insurance types
Auto, Home, Life, Health, Travel, Pet, Motorcycle, Dental, Income-protection, Gadget (Source, checked September 26, 2026)
Provider type
Comparison site (Source, checked September 26, 2026)
Cover limit
EUR 5 million to EUR 50 million, recommended at least EUR 10 million (Source, checked September 26, 2026)
Claims channels
CHECK24-Versicherungscenter online claim form, Insurer online claim form, Post (Source, checked September 26, 2026)
Legal entity
CHECK24 Vergleichsportal GmbH (Source, checked September 26, 2026)
Headquarters
Germany (Source, checked September 26, 2026)
Founded
1999 (Source, checked September 26, 2026)
Support channels
Chat, Email, Phone, Help-centre (Source, checked September 26, 2026)
Pricing model
Monthly
Official website
check24.de

Business insurance

Provider type
Comparison site (Source, checked September 26, 2026)
Premium from
€0.69 (Source, checked September 26, 2026)
Legal entity
CHECK24 Vergleichsportal GmbH (Source, checked September 26, 2026)
Headquarters
Germany (Source, checked September 26, 2026)
Founded
1999 (Source, checked September 26, 2026)
Support channels
Chat, Email, Phone, Help-centre (Source, checked September 26, 2026)

Apps and profiles

Get the app
App StoreGoogle Play
Elsewhere
WikidataWikipediaTrustpilotitunes.apple.com

Pros and cons

Pros

  • One account reaches auto, home and life, so several kinds of cover can be arranged in the same place.
  • Monthly payments are the model on offer, monthly, which spreads a policy charge month by month.
  • Support runs on chat, email and phone, so a question can go by chat, email, phone or the help centre.
  • Registration sits with the German chambers: D-UC2S-PFVJD-82, D-FPD7-IQZPB-00 and D-I6KJ-85T6H-31.

Cons

  • comparison site places CHECK24 outside underwriting, so the cover limit, the wording and the payout are set by the insurer you choose.
  • The claim route follows the insurer too: CHECK24 Versicherungscenter online claim form, insurer online claim form and post means the form sits with the site's insurance centre, with the insurer, or goes by post.
  • Monthly payments are the only model listed, monthly, so nothing annual is shown beside the monthly figure.
CHECK24

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Scored 9.3 / 10 by AssureCue.

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Who it suits

  • People arranging several kinds of cover, since one account reaches auto, home and life.
  • Shoppers who want a policy charge spread month by month: monthly.
  • Applicants in Germany, where the site is based: DE.

Who should look elsewhere

  • Buyers who want one insurer's own cover rather than a comparison: Good Sam Insurance Agency sets out auto, home and renters from a single provider.
  • People who want a quote from a single market rather than a German comparison: EuroAsia Insurance lists UZS 60,000, drawn from a different market to DE.

Regulation

CHECK24 is a comparison site, so the site does the comparing and the insurers on the list do the underwriting. The site carries registrations with IHK Frankfurt am Main (D-UC2S-PFVJD-82), IHK fuer Muenchen und Oberbayern (D-FPD7-IQZPB-00) and Handelskammer Hamburg (D-I6KJ-85T6H-31). Those chamber registrations are the public record that a comparison site is checked in its home market, and they are worth reading before a quote is signed, since they tell a reader which body stands behind the site rather than the policy. A policy bought through the comparison still runs on the insurer's own terms.

What the policy covers

One account reaches auto, home and life, so auto, home, life, health, travel, pet, motorcycle, dental, income protection and gadget policies can be read side by side rather than on separate sites. With the private liability cover, the cover limit is expressed in euro millions and runs from an entry level up to a far higher ceiling, and the guide recommends a figure well above the entry level rather than the smallest on offer. The limit itself belongs to the insurer, so the higher number has to be checked in the policy actually put forward, not assumed from the page.

Safety and regulation

Because comparison site is the provider type, the money and the cover sit with the insurer a reader selects, and the safety of a claim depends on reading that insurer's terms closely. What the site does carry is registration: IHK Frankfurt am Main (D-UC2S-PFVJD-82), IHK fuer Muenchen und Oberbayern (D-FPD7-IQZPB-00) and Handelskammer Hamburg (D-I6KJ-85T6H-31). A reader who wants one name behind the cover, and a single point of contact for it, is better served by going direct to an insurer.

Who runs it

The site is run by CHECK24 Vergleichsportal GmbH, based in Germany, and has been a comparison site since 1999. Contact runs on chat, email and phone, so a question can go by chat, email, phone or the help centre rather than by form alone. The company is registered with IHK Frankfurt am Main (D-UC2S-PFVJD-82), IHK fuer Muenchen und Oberbayern (D-FPD7-IQZPB-00) and Handelskammer Hamburg (D-I6KJ-85T6H-31), and those registrations are the first place to look for the legal identity behind a quote.

How CHECK24 compares

Where CHECK24 is available

Available
Austria, Germany, Spain
Licence in Germany
IHK Frankfurt am Main (D-UC2S-PFVJD-82), checked September 26, 2026
Licence in Germany
IHK fuer Muenchen und Oberbayern (D-FPD7-IQZPB-00), checked September 26, 2026
Licence in Germany
Handelskammer Hamburg (D-I6KJ-85T6H-31), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does cover cost through CHECK24?+

For private liability cover on monthly payments, the entry premium is €0.69. The model is monthly, so a policy is carried month by month rather than settled in one payment, and the monthly figure is the number to weigh when comparing insurers. The exact premium follows the insurer and the cover you select.

Is CHECK24 an insurer?+

CHECK24 is a comparison site rather than an insurer, and the site is operated by CHECK24 Vergleichsportal GmbH. The policy you take out is underwritten and settled by the insurer you choose from the comparison, which is why the cover limit and the claim route both point to that insurer rather than to the site.

Who regulates CHECK24?+

The site holds registrations with three German chambers: IHK Frankfurt am Main (D-UC2S-PFVJD-82), IHK fuer Muenchen und Oberbayern (D-FPD7-IQZPB-00) and Handelskammer Hamburg (D-I6KJ-85T6H-31). Those bodies register the site for comparison activity, and each registration is listed with its own reference.

How do I make a claim?+

Claims run through CHECK24 Versicherungscenter online claim form, insurer online claim form and post. That means the first step can be the site's own insurance centre form, the insurer's online claim form, or paperwork sent by post, so the route depends on which insurer wrote the policy. The site helps you start; the insurer pays out.

How do I reach CHECK24?+

Support runs on chat, email and phone, so questions can go by chat, email or phone, with a help centre taking the written queries. Because the site is a comparison site, the help centre answers comparison questions, while a claim on a live policy belongs with the insurer named on the policy.

What kinds of insurance can I compare?+

The comparison covers auto, home and life. That spread matters for a household with more than one kind of cover, because quotes for different lines can be read in the same place, and monthly payments apply across the comparison rather than to a single line.

Which market does CHECK24 serve?+

CHECK24 sits in DE and is run by CHECK24 Vergleichsportal GmbH, with the chamber registrations listed on its legal notice. Quotes come from the German market, so a buyer in another market would be reading a comparison built around a different set of insurers and a different price level.

What cover limit should I look for?+

The private liability cover limit is quoted in euro millions, and the guide recommends a figure well above the entry level rather than the smallest one on offer. Because CHECK24 is a comparison site, the limit that counts is the one written into the policy by the insurer you choose.

Sources

  • check24.de checked September 26, 2026

    Backs: Provider type, Founded

    “CHECK24 - Deutschlands größtes Vergleichsportal”

  • check24.de/privathaftpflicht checked September 26, 2026

    Backs: Claims channels, Cover limit, Pricing model, Premium from

    “Ab 0,69 Euro monatlich”

  • check24.de/unternehmen/impressum checked September 26, 2026

    Backs: Headquarters, Insurance types, Legal entity, Licences

  • check24.de/unternehmen/kontakt checked September 26, 2026

    Backs: Support channels

    “Chat starten, E-Mail schreiben, Rückruf anfordern”

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Monthly payments.

CHECK24

CHECK24

Comparing many insurers in one place and paying month by month.

9.3/10Visit

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