Updated September 28, 2026 · AssureCue Editorial Team
AXA vs Gigasure
What sets them apart
| Compare |  AXA |  Gigasure |
|---|---|---|
| Premium from | £275 | £36.35Lower |
| Insurance types | Auto, Home, Renters, Landlord, Van, Health, Dental, Travel, Breakdown, Home emergencyCovers more | Travel, Van |
| Provider type | Insurer | Broker |
| Claims channels | Phone, Online | App, Website |
| Monthly payments | Yes | Not confirmed |
| Excess from | Not confirmed | £0 to £10,000 |
| Cover limit | Not confirmed | Medical expenses trips abroad: GBP 10,000,000 (Core) to GBP 20,000,000 (Max) |
| Age range | Not confirmed | 18-75 single trip, 18-70 annual multi-trip |
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Key differences
- AXA scores higher overall: 9.1 vs 8.9.
- Premium from is lower at Gigasure: £36.35 vs £275.
- Insurance types: only AXA offers Auto, Home, Renters.
- Claims channels: only AXA offers Phone, Online.
- Claims channels: only Gigasure offers App, Website.
- Support channels: only Gigasure offers Email, Chat.
Our verdict on each
AXA
AXA suits households and small firms wanting one insurer across many cover types, plus business lines for public liability, professional indemnity and employers liability. It costs more: premium from £275 against a site median of €8.37.
Gigasure
Gigasure suits people in the UK who want travel or van cover alone rather than a full personal lines policy, and car hire excess cover starts at £36.35. It is a broker registered with the Financial Conduct Authority, so the selling firm is named, regulated and checkable.
Score breakdown
| Area | AXA | Gigasure |
|---|---|---|
| Cost | 8.6Premium from £275 sits far above the site median of €8.37, ranking 245 of 252. | 9.0HigherEntry price of £36.35 for car hire excess sits above the site median, which stands at €8.37. |
| Offer | 8.9 | 9.0Higher |
| Trust | 9.6Higher | 8.8 |
What we checked
AXA
- axa.co.uk: 5 facts, checked September 26, 2026
- axa.com: 2 facts, checked September 26, 2026
- ukstartupblog.co.uk: 1 fact, checked September 26, 2026
Gigasure
- gigasure.com: 11 facts, checked September 26, 2026
How they place
| Ranking | AXA | Gigasure |
|---|---|---|
| Car insurance | 3 of 393 | 21 of 393 |
| Travel insurance | 4 of 291 | 31 of 291 |
| Van insurance | 1 of 38 | 3 of 38 |
Every fact side by side
| Fact | AXA | Gigasure |
|---|---|---|
| Audience | Not confirmed | Seniors |
| Legal entity | AXA SA | Gigasure Services Limited |
| Headquarters | France | United Kingdom |
| Support channels | Help centre, Phone | Email, Chat, Phone, Help centreCovers more |
Business insurance
| Fact | AXA | Gigasure |
|---|---|---|
| Cover types | Public liability, Professional indemnity, Employers liability | Not confirmed |
| Indemnity limit | £5,000,000 | Not confirmed |
| Industries | SMEs, sole traders, self-employed | Not confirmed |
Where each stands against the rest
| Fact | AXA | Gigasure | Median |
|---|---|---|---|
| Premium from | £275highest quarter | £36.35highest quarter | £7.95 |
| Excess from | Not confirmed | £0 to £10,000below the median | £25 |
Median across 51 listed insurance providers.
Pros and cons
AXA
Pros
- Broad range of insurance types in one place, from auto and home to travel, dental and home emergency
- Monthly payments are available, which many insurers on the site do not offer
- Business lines cover public liability, professional indemnity and employers liability for SMEs, sole traders and the self-employed
Cons
- Premium from £275 is well above the site median of €8.37
- Support runs on help centre and phone only, so there is no listed chat or email route
Gigasure
Pros
- Excess on car hire excess cover runs £0 to £10,000, so a traveller chooses how much of the rental charge to carry instead of accepting a fixed figure.
- Claims are filed through the app and website and support runs on email, chat and phone, giving policyholders live and written routes inside the same provider.
- The FCA registration 1005421 sits on a broker, so the firm taking the instruction is named and checkable by the customer.
Cons
- The catalogue is travel and van, so anyone wanting home, motor or life in the same place has to move to another provider.
- On entry price Gigasure ranks 199 of 252 across the site, so the starting figure sits high in a list sorted from the lowest premium.
- The 5.1 overall score is a middling one, and its 5.1 cost part is the same, so the price case is the part that needs arguing.
Who each suits
AXA
Who it suits
- Households insuring a car, home, renters, landlord, van, health, dental, travel or breakdown cover with the same provider
- SMEs, sole traders and self-employed needing public liability, professional indemnity or employers liability
- Buyers comfortable paying above the typical entry price for a wide range of cover in one place
Who should look elsewhere
- Buyers chasing the lowest entry premium, since £275 sits far above €8.37
- Anyone who needs live chat or email support, as help centre and phone covers only a help centre and phone
- Good Sam Insurance Agency is worth a look for a different spread of personal types, including life and motorcycle
Gigasure
Who it suits
- Travellers inside the 18-75 single trip, 18-70 annual multi-trip bands, whether they are booking a single trip or an annual multi-trip policy.
- Anyone taking a car hire excess policy who wants the excess set themselves, with options running £0 to £10,000.
- Van owners who want travel and van held by the same broker, given the range is travel and van.
Who should look elsewhere
- Shoppers after auto, home or pet in the same place: Good Sam Insurance Agency lists auto, home and renters.
- Readers comparing a UK budget with another market: EuroAsia Insurance is priced at UZS 60,000 in Uzbek soum, which does not line up with a UK travel or van figure.
Current offers
AXA
Current offer
First period offer
AXA MultiCar discount: Save up to 15%
when insuring another car registered at your home address
Source, checked September 26, 2026
Country by country
| Country | AXA | Gigasure |
|---|---|---|
| United Kingdom | Yes | Yes |
Questions about each
AXA
What is the cheapest premium AXA offers?+
Premium from £275 is the entry figure across the personal range. That sits well above the site median of €8.37, so AXA is not the low end of this market. A quote depends on your cover type and details.
Can I pay monthly rather than yearly?+
Yes, monthly payments are available across the products AXA covers here. Most brands in this comparison also offer monthly payments, so it is a common feature rather than a reason to pick one provider over another.
Gigasure
What does Gigasure actually sell?+
Gigasure is a focused personal lines broker and its range is travel and van, travel and van, with nothing else sitting alongside them. A shopper after a full household bundle is looking at a different kind of provider. Both lines sit inside the same brand, which keeps quoting and claims in the same place.
How much does car hire excess insurance cost?+
The entry figure is £36.35 for car hire excess cover, and the excess a traveller accepts on that policy runs £0 to £10,000. How much of the rental company's charge you agree to carry is the decision behind the quote, so £36.35 reads as the floor of the price rather than a typical bill.
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