Updated September 28, 2026 · AssureCue Editorial Team
AXA vs CHECK24
What sets them apart
| Compare |  AXA |  CHECK24 |
|---|---|---|
| Premium from | £275 | €0.69 |
| Insurance types | Auto, Home, Renters, Landlord, Van, Health, Dental, Travel, Breakdown, Home emergency | Auto, Home, Life, Health, Travel, Pet, Motorcycle, Dental, Income protection, Gadget |
| Provider type | Insurer | Comparison site |
| Claims channels | Phone, Online | CHECK24 Versicherungscenter online claim form, Insurer online claim form, Post |
| Monthly payments | Yes | Not confirmed |
| Cover limit | Not confirmed | EUR 5 million to EUR 50 million, recommended at least EUR 10 million |
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Key differences
- CHECK24 scores higher overall: 9.3 vs 9.1.
- CHECK24 is available in 2 more countries.
- Insurance types: only AXA offers Renters, Landlord, Van.
- Insurance types: only CHECK24 offers Life, Pet, Motorcycle.
- Claims channels: only AXA offers Phone, Online.
- Claims channels: only CHECK24 offers CHECK24 Versicherungscenter online claim form, Insurer online claim form, Post.
- Support channels: only CHECK24 offers Chat, Email.
Our verdict on each
AXA
AXA suits households and small firms wanting one insurer across many cover types, plus business lines for public liability, professional indemnity and employers liability. It costs more: premium from £275 against a site median of €8.37.
CHECK24
CHECK24 suits people who would rather compare several insurers in one place than settle with a single provider, and it has worked as a comparison site since 1999. The trade-off is that the policy belongs to whichever insurer you pick, so the gain comes from the choice rather than from the site itself.
Score breakdown
| Area | AXA | CHECK24 |
|---|---|---|
| Cost | 8.6Premium from £275 sits far above the site median of €8.37, ranking 245 of 252. | 9.8HigherEntry premium €0.69 sits well under the site median of €8.37, though monthly payments decide the total. |
| Offer | 8.9 | 9.6Higher |
| Trust | 9.6Higher | 8.6 |
Positions in our rankings
| Ranking | AXA | CHECK24 |
|---|---|---|
| Car insurance | 3 of 393 | 9 of 393 |
| Home insurance | 2 of 272 | 8 of 272 |
| Health insurance | 4 of 215 | 8 of 215 |
| Travel insurance | 4 of 291 | 13 of 291 |
| Business insurance | 5 of 150 | 10 of 150 |
| Dental insurance | 2 of 50 | 5 of 50 |
Licences and countries
| Country | AXA | CHECK24 |
|---|---|---|
| Germany | Not confirmed | IHK Frankfurt am Main D-UC2S-PFVJD-82 IHK fuer Muenchen und Oberbayern D-FPD7-IQZPB-00 Handelskammer Hamburg D-I6KJ-85T6H-31 |
Additional countries for AXA: 1. Additional countries for CHECK24: 3.
Where these facts come from
AXA
- axa.co.uk: 5 facts, checked September 26, 2026
- axa.com: 2 facts, checked September 26, 2026
- ukstartupblog.co.uk: 1 fact, checked September 26, 2026
CHECK24
- check24.de: 10 facts, checked September 26, 2026
Every fact side by side
| Fact | AXA | CHECK24 |
|---|---|---|
| Pricing model | Not confirmed | Monthly |
| Legal entity | AXA SA | CHECK24 Vergleichsportal GmbH |
| Headquarters | France | Germany |
| Founded | Not confirmed | 1999 |
| Support channels | Help centre, Phone | Chat, Email, Phone, Help centreCovers more |
Business insurance
| Fact | AXA | CHECK24 |
|---|---|---|
| Cover types | Public liability, Professional indemnity, Employers liability | Not confirmed |
| Indemnity limit | £5,000,000 | Not confirmed |
| Industries | SMEs, sole traders, self-employed | Not confirmed |
Pros and cons
AXA
Pros
- Broad range of insurance types in one place, from auto and home to travel, dental and home emergency
- Monthly payments are available, which many insurers on the site do not offer
- Business lines cover public liability, professional indemnity and employers liability for SMEs, sole traders and the self-employed
Cons
- Premium from £275 is well above the site median of €8.37
- Support runs on help centre and phone only, so there is no listed chat or email route
CHECK24
Pros
- One account reaches auto, home and life, so several kinds of cover can be arranged in the same place.
- Monthly payments are the model on offer, monthly, which spreads a policy charge month by month.
- Support runs on chat, email and phone, so a question can go by chat, email, phone or the help centre.
Cons
- comparison site places CHECK24 outside underwriting, so the cover limit, the wording and the payout are set by the insurer you choose.
- The claim route follows the insurer too: CHECK24 Versicherungscenter online claim form, insurer online claim form and post means the form sits with the site's insurance centre, with the insurer, or goes by post.
- Monthly payments are the only model listed, monthly, so nothing annual is shown beside the monthly figure.
Who each suits
AXA
Who it suits
- Households insuring a car, home, renters, landlord, van, health, dental, travel or breakdown cover with the same provider
- SMEs, sole traders and self-employed needing public liability, professional indemnity or employers liability
- Buyers comfortable paying above the typical entry price for a wide range of cover in one place
Who should look elsewhere
- Buyers chasing the lowest entry premium, since £275 sits far above €8.37
- Anyone who needs live chat or email support, as help centre and phone covers only a help centre and phone
- Good Sam Insurance Agency is worth a look for a different spread of personal types, including life and motorcycle
CHECK24
Who it suits
- People arranging several kinds of cover, since one account reaches auto, home and life.
- Shoppers who want a policy charge spread month by month: monthly.
- Applicants in Germany, where the site is based: DE.
Who should look elsewhere
- Buyers who want one insurer's own cover rather than a comparison: Good Sam Insurance Agency sets out auto, home and renters from a single provider.
- People who want a quote from a single market rather than a German comparison: EuroAsia Insurance lists UZS 60,000, drawn from a different market to DE.
Current offers
AXA
Current offer
First period offer
AXA MultiCar discount: Save up to 15%
when insuring another car registered at your home address
Source, checked September 26, 2026
Country by country
| Country | AXA | CHECK24 |
|---|---|---|
| Austria | No | Yes |
| Germany | No | Yes |
| Spain | No | Yes |
| United Kingdom | Yes | No |
Questions about each
AXA
What is the cheapest premium AXA offers?+
Premium from £275 is the entry figure across the personal range. That sits well above the site median of €8.37, so AXA is not the low end of this market. A quote depends on your cover type and details.
Can I pay monthly rather than yearly?+
Yes, monthly payments are available across the products AXA covers here. Most brands in this comparison also offer monthly payments, so it is a common feature rather than a reason to pick one provider over another.
CHECK24
What does cover cost through CHECK24?+
For private liability cover on monthly payments, the entry premium is €0.69. The model is monthly, so a policy is carried month by month rather than settled in one payment, and the monthly figure is the number to weigh when comparing insurers. The exact premium follows the insurer and the cover you select.
Is CHECK24 an insurer?+
CHECK24 is a comparison site rather than an insurer, and the site is operated by CHECK24 Vergleichsportal GmbH. The policy you take out is underwritten and settled by the insurer you choose from the comparison, which is why the cover limit and the claim route both point to that insurer rather than to the site.
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