Updated September 29, 2026 · AssureCue Editorial Team
AXA vs Verti
AXA vs Verti: the differences
| Compare |  AXA |  Verti |
|---|---|---|
| Premium from | £275 | €8.17 |
| Insurance types | Auto, Home, Renters, Landlord, Van, Health, Dental, Travel, Breakdown, Home emergency | Auto, Motorcycle, Van |
| Monthly payments | YesHas it | No |
| Claims channels | Phone, Online | Phone, Online form, Email |
| Excess from | Not confirmed | €150 to €500 |
| Cover limit | Not confirmed | Auto liability: EUR 100 million lump sum, EUR 15 million for personal injury |
Same on both: Provider type (Insurer).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- AXA scores higher overall: 9.1 vs 9.0.
- Monthly payments: only AXA.
- Insurance types: only AXA offers Home, Renters, Landlord.
- Insurance types: only Verti offers Motorcycle.
- Claims channels: only AXA offers Online.
- Claims channels: only Verti offers Online form, Email.
- Support channels: only Verti offers Email.
Our verdict on each
AXA
AXA suits households and small firms wanting one insurer across many cover types, plus business lines for public liability, professional indemnity and employers liability. It costs more: premium from £275 against a site median of €8.37.
Verti
Verti Versicherung AG is a German insurer for drivers, riders and van owners who want a low entry price and a long-standing provider. Car premiums start at €8.17, with an excess of €150 to €500 and no monthly payments. Cover runs across auto, motorcycle and van.
Score breakdown
| Area | AXA | Verti |
|---|---|---|
| Cost | 8.6HigherPremium from £275 sits far above the site median of €8.37, ranking 245 of 252. | 8.5Car premiums start at €8.17 with excess of €150 to €500, below the site median of €8.37. |
| Offer | 8.9 | 9.0Higher |
| Trust | 9.6Higher | 9.4 |
How they place
| Ranking | AXA | Verti |
|---|---|---|
| Car insurance | 3 of 393 | 20 of 393 |
| Business insurance | 5 of 150 | 17 of 150 |
| Van insurance | 1 of 38 | 2 of 38 |
Licences and countries
| Country | AXA | Verti |
|---|---|---|
| Germany | Not confirmed |
Additional countries for AXA: 1. Additional countries for Verti: 1.
What each covers
| Insurance types | AXA | Verti |
|---|---|---|
| Auto | Yes | Yes |
| Home | Yes | No |
| Renters | Yes | No |
| Health | Yes | No |
| Travel | Yes | No |
| Motorcycle | No | Yes |
| Van | Yes | Yes |
| Breakdown | Yes | No |
| Landlord | Yes | No |
| Dental | Yes | No |
| Home emergency | Yes | No |
Every fact side by side
| Fact | AXA | Verti |
|---|---|---|
| Legal entity | AXA SA | Verti Versicherung AG |
| Headquarters | France | Germany |
| Founded | Not confirmed | 1996 |
| Support channels | Help centre, Phone | Phone, Email, Help centreCovers more |
Business insurance
| Fact | AXA | Verti |
|---|---|---|
| Cover types | Public liability, Professional indemnity, Employers liability | Not confirmed |
| Indemnity limit | £5,000,000 | Not confirmed |
| Industries | SMEs, sole traders, self-employed | Not confirmed |
Where each stands against the rest
| Fact | AXA | Verti | Median |
|---|---|---|---|
| Excess from | Not confirmed | €150 to €500above the median | €70 |
Median across 68 listed insurance providers.
Pros and cons
AXA
Pros
- Broad range of insurance types in one place, from auto and home to travel, dental and home emergency
- Monthly payments are available, which many insurers on the site do not offer
- Business lines cover public liability, professional indemnity and employers liability for SMEs, sole traders and the self-employed
Cons
- Premium from £275 is well above the site median of €8.37
- Support runs on help centre and phone only, so there is no listed chat or email route
Verti
Pros
- Car premiums start at €8.17, under the site median of €8.37
- Insurance types cover auto, motorcycle and van under one insurer
- Auto liability is set at a high lump sum, with a separate personal injury limit
Cons
- Excess starts at €150 to €500, so claims leave you with a share of the bill
- Home and travel are not among the lines in auto, motorcycle and van, which lists vehicle cover only
Who each suits
AXA
Who it suits
- Households insuring a car, home, renters, landlord, van, health, dental, travel or breakdown cover with the same provider
- SMEs, sole traders and self-employed needing public liability, professional indemnity or employers liability
- Buyers comfortable paying above the typical entry price for a wide range of cover in one place
Who should look elsewhere
- Buyers chasing the lowest entry premium, since £275 sits far above €8.37
- Anyone who needs live chat or email support, as help centre and phone covers only a help centre and phone
- Good Sam Insurance Agency is worth a look for a different spread of personal types, including life and motorcycle
Verti
Who it suits
- Drivers who want annual cover at a low entry price
- Motorcycle and van owners wanting one provider
- Policyholders who like phone or online claim reporting
Who should look elsewhere
- Anyone who wants to spread the cost with monthly payments
- Households wanting home, travel or life cover from one insurer
Current offers
AXA
Current offer
First period offer
AXA MultiCar discount: Save up to 15%
when insuring another car registered at your home address
Source, checked September 26, 2026
Verti
Current offer
Bonus
Free Fahrerschutz (driver protection) on new car policies: Cover up to EUR 500,000 per claim at no cost for the whole contract term
Only with a new car policy or tariff switch, selection must be made during the quote; cannot be added to existing contracts
Source, checked September 26, 2026
Discount code
Kasko Clever: Up to 15% reduction on the partial or full cover premium
Optional workshop binding in partial or full cover for cars; no replacement vehicle or free pick-up for pure glass damage
Source, checked September 26, 2026
Discount code
Up to 10% on the first car: 5% off liability and full cover, 10% off partial cover
Only when taking out car insurance on verti.de or by phone; not combinable with other promotions; not applicable to existing contracts
Source, checked September 26, 2026
Discount code
10% on Privathaftpflicht: 10% off the private liability premium
Only for existing Verti customers with at least one active car policy; only via verti.de or the Verti customer service
Source, checked September 26, 2026
Country by country
| Country | AXA | Verti |
|---|---|---|
| Germany | No | Yes |
| United Kingdom | Yes | No |
Questions about each
AXA
What is the cheapest premium AXA offers?+
Premium from £275 is the entry figure across the personal range. That sits well above the site median of €8.37, so AXA is not the low end of this market. A quote depends on your cover type and details.
Can I pay monthly rather than yearly?+
Yes, monthly payments are available across the products AXA covers here. Most brands in this comparison also offer monthly payments, so it is a common feature rather than a reason to pick one provider over another.
Verti
How much does Verti charge for car insurance?+
Car premiums start at €8.17, under the site median of €8.37. Prices across the table run as high as €3,431.08, so the starting figure is only the cheapest end. A quote depends on the vehicle and driver.
What is the excess on a Verti policy?+
The excess starts at €150 to €500 under the promotional terms. That amount is your share of a claim, so a higher excess costs less but leaves more to pay at the point of loss. The stated terms apply on the promotional offer.
Other options to compare
Other matchups
- Verti vs Income Insurance
- Verti vs AA Breakdown
- Verti vs Aviva
- Verti vs Zego
- Verti vs Belfius
- Verti vs Admiral Group
- Verti vs Churchill
- Verti vs Genertel (Generali group)
- Verti vs RAC
- Verti vs Verti IT
- AXA vs TravelSecure
- AXA vs HelloSafe (Atlas)
- Verti vs CosmosDirekt
- Verti vs TIPINSURE
- AXA vs ERGO NEXT
- AXA vs Getsafe
- Verti vs Acko
- Verti vs DirectAsia
- AXA vs Kingsbridge Insurance
- AXA vs YouSet
- AXA vs Gigasure
- AXA vs Insify.fr
- Verti vs Assurland.com