Verti review

Car premiums start at €8.17, under the site median of €8.37. Prices across the table run as high as €3,431.08, so the starting figure is only the cheapest end. A quote depends on the vehicle and driver.

The excess starts at €150 to €500 under the promotional terms. That amount is your share of a claim, so a higher excess costs less but leaves more to pay at the point of loss. The stated terms apply on the promotional offer.

Monthly payments: no on these products. The premium is settled as a single payment, which suits anyone who prefers one charge a year and can set it aside. Providers offering monthly plans fit people who want the cost spread.

Verti is an insurer rather than a broker or comparison site, and its legal entity is Verti Versicherung AG, based in Germany. It is supervised by the Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin), so cover sits with a regulated carrier.

Verti writes vehicle insurance, with auto, motorcycle and van listed. Auto liability is set at a high lump sum, with a lower separate limit for personal injury claims. No home, travel or life cover is listed from this insurer.

Claims can be started through phone, online form and email, covering a phone line, an online form and email. Phone suits urgent accident reports, while the online form works for claims that can wait. phone, email and help centre handles general questions.

Verti suits drivers, motorcycle owners and van owners who want annual vehicle cover at a low entry price. The insurer has traded since 1996 and writes all three vehicle lines itself. It fits people who prefer paying in one payment rather than monthly.

Good Sam Insurance Agency covers a wider spread, with auto, home and renters including home, life, health, travel and pet. EuroAsia Insurance sells motor cover starting at UZS 60,000, in another market. bunq sits in a different line of finance.