Updated September 29, 2026 · AssureCue Editorial Team
Admiral Group vs Verti
Admiral Group vs Verti: the differences
| Compare |  Admiral Group |  Verti |
|---|---|---|
| Insurance types | Auto, Home, Renters, Landlord, Travel, Pet, Van, Breakdown, Home emergency | Auto, Motorcycle, Van |
| Monthly payments | YesHas it | No |
| Excess from | £99 | €150 to €500 |
| Cover limit | Up to 10,000 GBP vet fee cover (Lifetime pet insurance) | Auto liability: EUR 100 million lump sum, EUR 15 million for personal injury |
| Claims channels | Online, Phone | Phone, Online form, Email |
| Premium from | Not confirmed | €8.17 |
Same on both: Provider type (Insurer).
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Key differences
- Admiral Group scores higher overall: 9.2 vs 9.0.
- Founded is lower at Admiral Group: 1993 vs 1996.
- Monthly payments: only Admiral Group.
- Insurance types: only Admiral Group offers Home, Renters, Landlord.
- Insurance types: only Verti offers Motorcycle.
- Claims channels: only Admiral Group offers Online.
- Claims channels: only Verti offers Online form, Email.
- Support channels: only Admiral Group offers Chat.
Our verdict on each
Admiral Group
Admiral Group suits UK households that want one insurer across car, home, renters, travel, pet, van and breakdown cover, and it is an insurer rather than a broker. Pet excess starts at £99, so cheaper monthly premiums carry a real cost at claim time.
Verti
Verti Versicherung AG is a German insurer for drivers, riders and van owners who want a low entry price and a long-standing provider. Car premiums start at €8.17, with an excess of €150 to €500 and no monthly payments. Cover runs across auto, motorcycle and van.
Score breakdown
| Area | Admiral Group | Verti |
|---|---|---|
| Cost | 8.9HigherPet excess starts at £99 on a monthly plan. | 8.5Car premiums start at €8.17 with excess of €150 to €500, below the site median of €8.37. |
| Offer | 9.4Higher | 9.0 |
| Trust | 9.4 | 9.4 |
Feature by feature
| Insurance types | Admiral Group | Verti |
|---|---|---|
| Auto | Yes | Yes |
| Home | Yes | No |
| Renters | Yes | No |
| Travel | Yes | No |
| Pet | Yes | No |
| Motorcycle | No | Yes |
| Van | Yes | Yes |
| Breakdown | Yes | No |
| Landlord | Yes | No |
| Home emergency | Yes | No |
Where they rank in our lists
| Ranking | Admiral Group | Verti |
|---|---|---|
| Car insurance | 97 of 393 | 20 of 393 |
| Business insurance | 62 of 150 | 17 of 150 |
| Van insurance | 10 of 38 | 2 of 38 |
Where these facts come from
Admiral Group
- admiral.com: 12 facts, checked September 26, 2026
Verti
- verti.de: 11 facts, checked September 26, 2026
Every fact side by side
| Fact | Admiral Group | Verti |
|---|---|---|
| Audience | Seniors | Not confirmed |
| Pricing model | Monthly | Not confirmed |
| Legal entity | EUI Limited (Reg No: 02686904) | Verti Versicherung AG |
| Headquarters | United Kingdom | Germany |
| Founded | 1993Lower | 1996 |
| Support channels | Phone, Chat, Email, Help centreCovers more | Phone, Email, Help centre |
Where each stands against the rest
| Fact | Admiral Group | Verti | Median |
|---|---|---|---|
| Premium from | Not confirmed | €8.17above the median | €5.97 |
Median across 109 listed insurance providers.
Pros and cons
Admiral Group
Pros
- Covers auto, home and renters under one roof, so several policies can sit with one provider
- Pet vet fee cover is Up to 10,000 GBP vet fee cover (Lifetime pet insurance) on lifetime pet insurance
- Support runs through phone, chat and email, and car claims start on online and phone
Cons
- Monthly payments are the only pricing model, so there is no annual alternative shown
- The lowest pet excess starts at £99, which leaves the first part of a bill to you
- Claims on car cover run on online and phone, a narrower set than the phone, chat and email used for help
Verti
Pros
- Car premiums start at €8.17, under the site median of €8.37
- Insurance types cover auto, motorcycle and van under one insurer
- Auto liability is set at a high lump sum, with a separate personal injury limit
Cons
- Excess starts at €150 to €500, so claims leave you with a share of the bill
- Home and travel are not among the lines in auto, motorcycle and van, which lists vehicle cover only
Who each suits
Admiral Group
Who it suits
- Seniors, who are a named audience for the brand
- Pet owners wanting lifetime vet fee cover of Up to 10,000 GBP vet fee cover (Lifetime pet insurance)
- Households buying car, home and renters cover from one insurer
Who should look elsewhere
- Drivers who want a broker to place their cover rather than an insurer
- Pet owners who want low excess policies
- Anyone needing health, life or motorcycle lines, which sit outside auto, home and renters
Verti
Who it suits
- Drivers who want annual cover at a low entry price
- Motorcycle and van owners wanting one provider
- Policyholders who like phone or online claim reporting
Who should look elsewhere
- Anyone who wants to spread the cost with monthly payments
- Households wanting home, travel or life cover from one insurer
Current offers
Admiral Group
Current offer
Discount code
10% off travel insurance: 10% off
Buy a travel policy through the Admiral website and use the code ADM003 at checkout
Source, checked September 26, 2026
First period offer
12 months for the price of 10 (pet insurance): 12 months cover for the price of 10
Already an Admiral customer buying a first pet insurance policy
Source, checked September 26, 2026
Bonus
15% MultiPet discount: 15% off each pet
More than one pet insured on the same policy living in the same household
Source, checked September 26, 2026
Bonus
MultiCover discount: Discount for each additional policy
Insure more than one home, car, van or rental property in one MultiCover policy
Source, checked September 26, 2026
Verti
Current offer
Bonus
Free Fahrerschutz (driver protection) on new car policies: Cover up to EUR 500,000 per claim at no cost for the whole contract term
Only with a new car policy or tariff switch, selection must be made during the quote; cannot be added to existing contracts
Source, checked September 26, 2026
Discount code
Kasko Clever: Up to 15% reduction on the partial or full cover premium
Optional workshop binding in partial or full cover for cars; no replacement vehicle or free pick-up for pure glass damage
Source, checked September 26, 2026
Discount code
Up to 10% on the first car: 5% off liability and full cover, 10% off partial cover
Only when taking out car insurance on verti.de or by phone; not combinable with other promotions; not applicable to existing contracts
Source, checked September 26, 2026
Discount code
10% on Privathaftpflicht: 10% off the private liability premium
Only for existing Verti customers with at least one active car policy; only via verti.de or the Verti customer service
Source, checked September 26, 2026
Country by country
| Country | Admiral Group | Verti |
|---|---|---|
| Germany | No | Yes |
| United Kingdom | Yes | No |
Questions about each
Admiral Group
What kind of company is Admiral Group?+
Admiral Group is an insurer, which means cover is written by the company itself rather than passed to another insurer through a broker. The legal entity behind the policies is EUI Limited (Reg No: 02686904), based in the United Kingdom.
Is Admiral Group regulated in the UK?+
Yes. Admiral Group holds a Financial Conduct Authority licence, listed as 311649. The company has traded since 1993 under that registration.
Verti
How much does Verti charge for car insurance?+
Car premiums start at €8.17, under the site median of €8.37. Prices across the table run as high as €3,431.08, so the starting figure is only the cheapest end. A quote depends on the vehicle and driver.
What is the excess on a Verti policy?+
The excess starts at €150 to €500 under the promotional terms. That amount is your share of a claim, so a higher excess costs less but leaves more to pay at the point of loss. The stated terms apply on the promotional offer.
Other options to compare
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Related by the facts
- Explorer Travel Insurance, also regulated by Financial Conduct Authority
- Insurance providers with Auto
- Insurance providers available in United Kingdom
- KS Auxilia, also regulated by Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
- Insurance providers with Van
- Insurance providers available in Germany