Updated September 30, 2026 · AssureCue Editorial Team
CHECK24 vs DirectAsia
CHECK24 vs DirectAsia: the differences
| Compare |  CHECK24 |  DirectAsia |
|---|---|---|
| Insurance types | Auto, Home, Life, Health, Travel, Pet, Motorcycle, Dental, Income protection, GadgetCovers more | Auto, Motorcycle, Travel |
| Provider type | Comparison site | Insurer |
| Cover limit | EUR 5 million to EUR 50 million, recommended at least EUR 10 million | SGD 500,000 overseas medical |
| Claims channels | CHECK24 Versicherungscenter online claim form, Insurer online claim form, Post | Phone, Online |
| Premium from | €0.69 | Not confirmed |
| Excess from | Not confirmed | SGD 30 |
| Age range | Not confirmed | 15 days to below 81 years |
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Key differences
- CHECK24 scores higher overall: 9.3 vs 9.1.
- Founded is lower at CHECK24: 1999 vs 2010.
- CHECK24 is available in 2 more countries.
- Insurance types: only CHECK24 offers Home, Life, Health.
- Claims channels: only CHECK24 offers CHECK24 Versicherungscenter online claim form, Insurer online claim form, Post.
- Claims channels: only DirectAsia offers Phone, Online.
- Support channels: only CHECK24 offers Chat.
Our verdict on each
CHECK24
CHECK24 suits people who would rather compare several insurers in one place than settle with a single provider, and it has worked as a comparison site since 1999. The trade-off is that the policy belongs to whichever insurer you pick, so the gain comes from the choice rather than from the site itself.
DirectAsia
DirectAsia suits drivers, riders and travellers in Singapore who want motor and travel cover from an insurer with family travel eligibility across 15 days to below 81 years. Support through phone, email and help centre and claims through phone and online suit readers who prefer phone and online help for everyday questions and claims.
Score breakdown
| Area | CHECK24 | DirectAsia |
|---|---|---|
| Cost | 9.8HigherEntry premium €0.69 sits well under the site median of €8.37, though monthly payments decide the total. | 9.1Excess starts at SGD 30 on travel plans, giving a clear price signal before you claim. |
| Offer | 9.6Higher | 8.9Focused choice of auto, motorcycle and travel keeps motor and travel needs together in a clear menu. |
| Trust | 8.6 | 9.2HigherOperates as insurer, which keeps underwriting and claims within the same firm. |
Feature by feature
| Insurance types | CHECK24 | DirectAsia |
|---|---|---|
| Auto | Yes | Yes |
| Home | Yes | No |
| Life | Yes | No |
| Health | Yes | No |
| Travel | Yes | Yes |
| Pet | Yes | No |
| Motorcycle | Yes | Yes |
| Dental | Yes | No |
| Income protection | Yes | No |
| Gadget | Yes | No |
How they place
| Ranking | CHECK24 | DirectAsia |
|---|---|---|
| Car insurance | 9 of 393 | 19 of 393 |
| Travel insurance | 13 of 291 | 28 of 291 |
| Motorbike insurance | 6 of 120 | 12 of 120 |
Every fact side by side
| Fact | CHECK24 | DirectAsia |
|---|---|---|
| Audience | Not confirmed | Seniors |
| Pricing model | Monthly | Not confirmed |
| Legal entity | CHECK24 Vergleichsportal GmbH | Auto & General Insurance (Singapore) Pte. Limited trading as DirectAsia Insurance |
| Headquarters | Germany | Singapore |
| Founded | 1999Lower | 2010 |
| Support channels | Chat, Email, Phone, Help centreCovers more | Phone, Email, Help centre |
Where each stands against the rest
| Fact | CHECK24 | DirectAsia | Median |
|---|---|---|---|
| Premium from | €0.69lowest quarter | Not confirmed | €5.97 |
Median across 109 listed insurance providers.
Pros and cons
CHECK24
Pros
- One account reaches auto, home and life, so several kinds of cover can be arranged in the same place.
- Monthly payments are the model on offer, monthly, which spreads a policy charge month by month.
- Support runs on chat, email and phone, so a question can go by chat, email, phone or the help centre.
Cons
- comparison site places CHECK24 outside underwriting, so the cover limit, the wording and the payout are set by the insurer you choose.
- The claim route follows the insurer too: CHECK24 Versicherungscenter online claim form, insurer online claim form and post means the form sits with the site's insurance centre, with the insurer, or goes by post.
- Monthly payments are the only model listed, monthly, so nothing annual is shown beside the monthly figure.
DirectAsia
Pros
- Covers motor and trips together through auto, motorcycle and travel, with auto, motorcycle and travel in a focused menu.
- Includes overseas medical protection of SGD 500,000 overseas medical for travel plans, which helps with hospital costs abroad.
- Welcomes seniors travellers within family plans, supporting trips with older relatives.
Cons
- Range stays focused on auto, motorcycle and travel, while Allianz Malaysia covers auto, motorcycle and home for wider household needs.
- Support runs on phone, email and help centre only, which suits readers comfortable without live chat.
- Travel medical limits centre on SGD 500,000 overseas medical, so readers wanting higher overseas limits should compare with LV=.
Who each suits
CHECK24
Who it suits
- People arranging several kinds of cover, since one account reaches auto, home and life.
- Shoppers who want a policy charge spread month by month: monthly.
- Applicants in Germany, where the site is based: DE.
Who should look elsewhere
- Buyers who want one insurer's own cover rather than a comparison: Good Sam Insurance Agency sets out auto, home and renters from a single provider.
- People who want a quote from a single market rather than a German comparison: EuroAsia Insurance lists UZS 60,000, drawn from a different market to DE.
DirectAsia
Who it suits
- Drivers and riders who want auto and motorcycle cover with travel alongside, unlike LV= fans seeking home and pet focus.
- Families and senior travellers who value wide age eligibility, unlike readers needing broader life cover from Allianz Malaysia.
Who should look elsewhere
- Readers who want home, life or pet cover in the same account may prefer Allianz Malaysia, which covers broader household lines.
- Readers who want live chat support may prefer die Bayerische style providers with wider contact options.
Country by country
| Country | CHECK24 | DirectAsia |
|---|---|---|
| Austria | Yes | No |
| Germany | Yes | No |
| Singapore | No | Yes |
| Spain | Yes | No |
Questions about each
CHECK24
What does cover cost through CHECK24?+
For private liability cover on monthly payments, the entry premium is €0.69. The model is monthly, so a policy is carried month by month rather than settled in one payment, and the monthly figure is the number to weigh when comparing insurers. The exact premium follows the insurer and the cover you select.
Is CHECK24 an insurer?+
CHECK24 is a comparison site rather than an insurer, and the site is operated by CHECK24 Vergleichsportal GmbH. The policy you take out is underwritten and settled by the insurer you choose from the comparison, which is why the cover limit and the claim route both point to that insurer rather than to the site.
DirectAsia
What types of insurance does DirectAsia offer?+
DirectAsia covers auto, motorcycle and travel for auto, motorcycle and travel needs. Travel medical protection includes SGD 500,000 overseas medical for care abroad. Check plan limits and exclusions before you buy, then match the choice to your vehicle and trip pattern.
Who can join a DirectAsia family travel plan?+
Family travel eligibility spans 15 days to below 81 years for eligible travellers. The range includes seniors travellers, which helps older relatives join family trips. Confirm age rules and health declarations on your chosen plan before you pay.
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