Updated September 28, 2026 · AssureCue Editorial Team
Aviva vs Gigasure
Where Aviva and Gigasure differ
| Compare |  Aviva |  Gigasure |
|---|---|---|
| Premium from | £5Lower | £36.35 |
| Insurance types | Auto, Home, Renters, Landlord, Life, Critical illness, Income protection, Health, Travel, Pet, Van, BreakdownCovers more | Travel, Van |
| Provider type | Insurer | Broker |
| Claims channels | Online, App, Phone | App, Website |
| Age range | 18-77 | 18-75 single trip, 18-70 annual multi-trip |
| Monthly payments | Yes | Not confirmed |
| Excess from | Not confirmed | £0 to £10,000 |
| Cover limit | Not confirmed | Medical expenses trips abroad: GBP 10,000,000 (Core) to GBP 20,000,000 (Max) |
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Key differences
- Aviva scores higher overall: 9.4 vs 8.9.
- Premium from is lower at Aviva: £5 vs £36.35.
- Insurance types: only Aviva offers Auto, Home, Renters.
- Claims channels: only Aviva offers Online, Phone.
- Claims channels: only Gigasure offers Website.
- Support channels: only Gigasure offers Email.
Our verdict on each
Aviva
Aviva suits people who want one regulated insurer for the whole family, from car and home to life and critical illness cover. Life premiums start at £5 a month, a low entry point, and the account is overseen by the Financial Conduct Authority and the Prudential Regulation Authority.
Gigasure
Gigasure suits people in the UK who want travel or van cover alone rather than a full personal lines policy, and car hire excess cover starts at £36.35. It is a broker registered with the Financial Conduct Authority, so the selling firm is named, regulated and checkable.
Score breakdown
| Area | Aviva | Gigasure |
|---|---|---|
| Cost | 9.1HigherLife premiums start at £5, below the site median of €8.37, and monthly payments are available. | 9.0Entry price of £36.35 for car hire excess sits above the site median, which stands at €8.37. |
| Offer | 9.4Higher | 9.0 |
| Trust | 9.6Higher | 8.8 |
Positions in our rankings
| Ranking | Aviva | Gigasure |
|---|---|---|
| Car insurance | 64 of 393 | 21 of 393 |
| Travel insurance | 75 of 291 | 31 of 291 |
| Van insurance | 6 of 38 | 3 of 38 |
Availability and regulation
| Country | Aviva | Gigasure |
|---|---|---|
| United Kingdom | Financial Conduct Authority 308139 |
Available in 1 country for both.
Feature by feature
| Insurance types | Aviva | Gigasure |
|---|---|---|
| Auto | Yes | No |
| Home | Yes | No |
| Renters | Yes | No |
| Life | Yes | No |
| Health | Yes | No |
| Travel | Yes | Yes |
| Pet | Yes | No |
| Van | Yes | Yes |
| Breakdown | Yes | No |
| Landlord | Yes | No |
| Critical illness | Yes | No |
| Income protection | Yes | No |
What we checked
Aviva
- aviva.co.uk: 11 facts, checked September 26, 2026
Gigasure
- gigasure.com: 11 facts, checked September 26, 2026
Every fact side by side
| Fact | Aviva | Gigasure |
|---|---|---|
| Audience | Seniors | Seniors |
| Pricing model | Monthly | Not confirmed |
| Legal entity | Aviva plc | Gigasure Services Limited |
| Headquarters | United Kingdom | United Kingdom |
| Support channels | Phone, Chat, Help centre | Email, Chat, Phone, Help centreCovers more |
Business insurance
| Fact | Aviva | Gigasure |
|---|---|---|
| Cover types | Employers liability, Professional indemnity, Public liability | Not confirmed |
| Industries | vehicles, vans, rental property | Not confirmed |
Where each stands against the rest
| Fact | Aviva | Gigasure | Median |
|---|---|---|---|
| Premium from | £5below the median | £36.35highest quarter | £7.95 |
| Excess from | Not confirmed | £0 to £10,000below the median | £25 |
Median across 51 listed insurance providers.
Pros and cons
Aviva
Pros
- One insurer covers auto, home and renters
- Life premiums start at £5, under the site median of €8.37
- Aviva is an insurer, so it carries the risk itself
Cons
- £5 is an entry figure on life cover
- monthly lists monthly as the only model
- Support runs on phone, chat and help centre only
Gigasure
Pros
- Excess on car hire excess cover runs £0 to £10,000, so a traveller chooses how much of the rental charge to carry instead of accepting a fixed figure.
- Claims are filed through the app and website and support runs on email, chat and phone, giving policyholders live and written routes inside the same provider.
- The FCA registration 1005421 sits on a broker, so the firm taking the instruction is named and checkable by the customer.
Cons
- The catalogue is travel and van, so anyone wanting home, motor or life in the same place has to move to another provider.
- On entry price Gigasure ranks 199 of 252 across the site, so the starting figure sits high in a list sorted from the lowest premium.
- The 5.1 overall score is a middling one, and its 5.1 cost part is the same, so the price case is the part that needs arguing.
Who each suits
Aviva
Who it suits
- Families wanting car, home, renters, landlord, life, health, travel, pet, van and breakdown cover from one regulated insurer
- Older policyholders looking for life cover from an insurer listing seniors as an audience
- Landlords and vehicle businesses needing employers liability, professional indemnity and public liability
Who should look elsewhere
- Anyone wanting annual billing, since monthly lists monthly as the only model
- Readers wanting motorcycle or dental cover, neither of which appears in auto, home and renters
- Businesses needing cyber or property cover, as employers liability, professional indemnity and public liability covers only three lines
Gigasure
Who it suits
- Travellers inside the 18-75 single trip, 18-70 annual multi-trip bands, whether they are booking a single trip or an annual multi-trip policy.
- Anyone taking a car hire excess policy who wants the excess set themselves, with options running £0 to £10,000.
- Van owners who want travel and van held by the same broker, given the range is travel and van.
Who should look elsewhere
- Shoppers after auto, home or pet in the same place: Good Sam Insurance Agency lists auto, home and renters.
- Readers comparing a UK budget with another market: EuroAsia Insurance is priced at UZS 60,000 in Uzbek soum, which does not line up with a UK travel or van figure.
Current offers
Aviva
Current offer
Bonus
Amazon.co.uk gift card reward for Life Insurance Plan: Amazon.co.uk gift card worth GBP 50 to GBP 200
Apply for a Life Insurance Plan by 9 November 2026; claim after paying six monthly premiums; max one reward per person and per policy; GBP 50 for monthly premium GBP 5-9.99, GBP 80 for GBP 10-19.99, GBP 140 for GBP 20-29.99, GBP 200 for GBP 30 or more; limited time offer, restrictions apply, may be withdrawn
Source, checked September 26, 2026
First period offer
Free life insurance when buying a home: up to 90 days free life insurance
Applies when buying a home; terms apply, see policy conditions for full details
Source, checked September 26, 2026
Country by country
| Country | Aviva | Gigasure |
|---|---|---|
| United Kingdom | Yes | Yes |
Questions about each
Aviva
How much does Aviva cost as a starting point?+
Life insurance premiums start at £5. That figure sits below the site median of €8.37, where the market runs from €2.92 to €29.72. Motor, home and health cover are quoted separately rather than from this headline number.
Can I pay Aviva premiums monthly?+
Monthly payments are available and monthly lists monthly as the arrangement. That is the only model on record, so readers who prefer to settle a policy in one payment each year will not find that option here. Instalments can make a policy easier to start, though the total paid over the term is worth checking.
Gigasure
What does Gigasure actually sell?+
Gigasure is a focused personal lines broker and its range is travel and van, travel and van, with nothing else sitting alongside them. A shopper after a full household bundle is looking at a different kind of provider. Both lines sit inside the same brand, which keeps quoting and claims in the same place.
How much does car hire excess insurance cost?+
The entry figure is £36.35 for car hire excess cover, and the excess a traveller accepts on that policy runs £0 to £10,000. How much of the rental company's charge you agree to carry is the decision behind the quote, so £36.35 reads as the floor of the price rather than a typical bill.
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