Updated October 14, 2026 · AssureCue Editorial Team
Absa vs Aviva
Where Absa and Aviva differ
| Compare |  Absa |  Aviva |
|---|---|---|
| Premium from | ZAR 115 | £5 |
| Insurance types | Auto, Home, Life, Health, Travel, Pet, Gadget | Auto, Home, Renters, Landlord, Life, Critical illness, Income protection, Health, Travel, Pet, Van, Breakdown |
| Claims channels | Phone, Email, Online portal, Self service app | Online, App, Phone |
| Age range | 3 months to 89 years | 18-77 |
| Cover limit | R6,000,000 | Not confirmed |
Same on both: Provider type (Insurer), Monthly payments (Yes).
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Key differences
- Insurance types: only Absa offers Gadget.
- Insurance types: only Aviva offers Renters, Landlord, Critical illness.
- Claims channels: only Absa offers Email, Online portal, Self service app.
- Claims channels: only Aviva offers Online, App.
- Support channels: only Absa offers Email, Community.
- Support channels: only Aviva offers Chat.
Our verdict on each
Absa
Absa suits South African households that want car, home, life, health, travel, pet and gadget cover from one insurer rather than separate insurers, with monthly payments available. Pet cover starts at ZAR 115, and life cover runs to a limit of R6,000,000.
Aviva
Aviva lets customers choose level or decreasing cover and set its duration and amount.
Score breakdown
| Area | Absa | Aviva |
|---|---|---|
| Cost | 9.1 | 9.1Life premiums start at £5, below the site median of €8.37, and monthly payments are available. |
| Offer | 9.7Higher | 9.4 |
| Trust | 9.6 | 9.6 |
Where they rank in our lists
| Ranking | Absa | Aviva |
|---|---|---|
| Car insurance | 64 of 375 | 66 of 375 |
| Home insurance | 48 of 273 | 51 of 273 |
| Life insurance | 43 of 263 | 47 of 263 |
| Health insurance | 39 of 216 | 42 of 216 |
| Travel insurance | 80 of 295 | 82 of 295 |
| Pet insurance | 37 of 167 | 39 of 167 |
Licences and countries
| Country | Absa | Aviva |
|---|---|---|
| South Africa | National Credit Regulator NCRCP7 | Not confirmed |
| United Kingdom | Not confirmed | Financial Conduct Authority 308139 |
Additional countries for Absa: 1. Additional countries for Aviva: 1.
Side by side, item by item
| Insurance types | Absa | Aviva |
|---|---|---|
| Auto | Yes | Yes |
| Home | Yes | Yes |
| Renters | No | Yes |
| Life | Yes | Yes |
| Health | Yes | Yes |
| Travel | Yes | Yes |
| Pet | Yes | Yes |
| Van | No | Yes |
| Breakdown | No | Yes |
| Landlord | No | Yes |
| Critical illness | No | Yes |
| Income protection | No | Yes |
| Gadget | Yes | No |
What we checked
Absa
- absa.co.za: 12 facts, checked September 26, 2026
Aviva
- aviva.co.uk: 11 facts, checked September 26, 2026
Every fact side by side
| Fact | Absa | Aviva |
|---|---|---|
| Audience | Seniors | Seniors |
| Pricing model | Monthly | Monthly |
| Legal entity | Absa Bank Limited | Aviva plc |
| Headquarters | South Africa | United Kingdom |
| Support channels | Email, Phone, Help centre, Community | Phone, Chat, Help centre |
Business insurance
| Fact | Absa | Aviva |
|---|---|---|
| Cover types | Not confirmed | Employers liability, Professional indemnity, Public liability |
| Industries | Not confirmed | vehicles, vans, rental property |
Pros and cons
Absa
Pros
- One insurer holds auto, home and life, so several personal lines sit in the same place.
- Monthly payments are available, and monthly is the payment model on pet cover.
- Support runs on email, phone and help centre, and claims start on phone, email and online portal.
Cons
- The starting premium of ZAR 115 is a pet figure, so it does not set the price of a car or home policy.
- Cost scores 5.6 out of ten and the premium ranks 107 of 252 brands, so the price signal sits mid-table.
- Support runs on email, phone and help centre with no live chat listed, while claims add phone, email and online portal.
Aviva
Pros
- Cover choices and price factors are explained
- MyAviva supports viewing and changing listed policies
Cons
- Stopping premiums or cancelling ends cover without a refund
Who each suits
Absa
Who it suits
- Households in ZA wanting several personal lines with one insurer rather than separate ones.
- Seniors, listed under seniors, and families with young children, since travel cover runs for ages 3 months to 89 years.
- Pet owners paying monthly, as monthly payments are available and pet cover starts at ZAR 115.
Who should look elsewhere
- Readers shopping on the starting price alone, since bunq lists €0 and Euroasia Insurance quotes UZS 60,000.
- Buyers after renters or motorcycle cover, which Good Sam Insurance Agency lists in auto, home and renters.
Aviva
Who it suits
- Aviva customers comparing policy duration, cover amount and account management.
Current offers
Absa
Current offer
Bonus
Get your first three Life Cover premiums back after six months: First three Life Cover premiums refunded
If you are an Absa Transactional Banking customer registered for Digital Banking. Subject to terms and conditions.
Source, checked September 26, 2026
Bonus
Eyenu Nonke Funeral Plan: Funeral cover of up to R30 000 for you, your spouse and immediate family members
Source, checked September 26, 2026
Discount code
Get up to 40% of your motor premiums back for driving well: Up to 40% of motor premiums returned
Source, checked September 26, 2026
Aviva
Current offer
Bonus
Amazon.co.uk gift card reward for Life Insurance Plan: Amazon.co.uk gift card worth GBP 50 to GBP 200
Apply for a Life Insurance Plan by 9 November 2026; claim after paying six monthly premiums; max one reward per person and per policy; GBP 50 for monthly premium GBP 5-9.99, GBP 80 for GBP 10-19.99, GBP 140 for GBP 20-29.99, GBP 200 for GBP 30 or more; limited time offer, restrictions apply, may be withdrawn
Source, checked September 26, 2026
First period offer
Free life insurance when buying a home: up to 90 days free life insurance
Applies when buying a home; terms apply, see policy conditions for full details
Source, checked September 26, 2026
Country by country
| Country | Absa | Aviva |
|---|---|---|
| South Africa | Yes | No |
| United Kingdom | No | Yes |
Questions about each
Absa
How much does Absa insurance cost?+
The published starting premium is ZAR 115, and it applies to pet insurance. Monthly payments are available, so that figure can be spread through the year rather than paid in one sum. Every other line is quoted per policy.
Which kinds of insurance does Absa offer?+
Absa is an insurer, and its auto, home and life list covers car, home, life, health, travel, pet and gadget. Car cover is sold as comprehensive car insurance, so the personal lines can sit with one company instead of several.
Can I pay monthly?+
Yes. Monthly payments are available, and monthly is the payment model on pet cover, so the cost is spread across the year rather than paid in one sum. Across the brands compared here the monthly model is standard, at 100%.
How do I make a claim or get help?+
Support runs on email, phone and help centre, and claims can be started on phone, email and online portal. The claims list includes a self-service app, an online portal, email and phone, so a claim does not have to travel through a single channel.
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