AllClear Travel Insurance AU review
Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Cover is arranged as a broker, so the policy contract sits with the underwriter, not the broker.
Key facts
- Best for
- Seniors taking a single trip who want medical and repatriation costs unlimited.
- Insurance types
- Travel (Source, checked September 26, 2026)
- Provider type
- Broker (Source, checked September 26, 2026)
- Excess from
- A$0 (Source, checked September 26, 2026)
- Cover limit
- Unlimited medical emergency expenses and repatriation (Gold Plus and Gold); $10,000 cancellation cover (Source, checked September 26, 2026)
- Claims channels
- Online-portal, Phone, Email, Post (Source, checked September 26, 2026)
- Age range
- No upper age limit (Source, checked September 26, 2026)
- Legal entity
- AllClear Insurance Services Pty Ltd (ACN 165 270 066) (Source, checked September 26, 2026)
- Headquarters
- Australia (Source, checked September 26, 2026)
- Founded
- 2000 (Source, checked September 26, 2026)
- Support channels
- Email, Phone, Help-centre (Source, checked September 26, 2026)
- Audience
- Seniors
- Official website
- allcleartravel.com.au
Apps and profiles
- Elsewhere
- Trustpilotfacebook.com
Pros and cons
Pros
- Open age range: No upper age limit, on a brand built around seniors.
- Unlimited medical emergency and repatriation costs on Gold Plus and Gold policies.
- Claims can start through online portal, phone and email, giving a stranded traveller a phone route.
- Long trading record, operating since 2000 from AU.
Cons
- The insurance types listed are travel, so there is no other line to bundle with a trip.
- It is a broker rather than the risk carrier, so the contract runs with the underwriter's licence.
- Pre-claim help runs on email, phone and help centre, with no live chat in the mix.
Who it suits
- Travellers past the usual age ceiling on standard trip cover, since the policy applies No upper age limit.
- Seniors who value unlimited medical and repatriation costs on Gold and Gold Plus.
- Travellers who would rather raise a claim by online portal, phone and email than sit on one waiting list.
Who should look elsewhere
- Anyone wanting motor, home or life cover in the same place: Good Sam Insurance Agency sells auto, home and renters.
- Travellers who want gadget cover next to the trip: EuroAsia Insurance lists auto, home and travel.
- Households adding pet or health cover to the same shop: bonus.ch covers auto, home and life.
How your money is protected
AllClear is a broker, so the risk sits with an underwriter rather than on the brand's own account. The Australian Securities and Investments Commission licence held in Australia by that underwriter, Europ Assistance Australia, is AFSL 552106, and AllClear acts as its authorised representative under AR 1311154.
How AllClear Travel Insurance AU compares
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 8.8
9.2 vs 8.7
9.2 vs 9.0
9.2 vs 9.4
9.2 vs 9.3
9.2 vs 8.9
9.2 vs 8.9
9.2 vs 8.9
9.2 vs 9.3
9.2 vs 8.6- 9.2 vs 9.3
9.2 vs 9.3Max Life Insurance
9.2 vs 9.3
9.2 vs 9.3
9.2 vs 9.3
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 8.9
9.2 vs 8.9
9.2 vs 8.8
9.2 vs 8.8
9.2 vs 8.8
9.2 vs 8.6- 9.2 vs 8.4
- 9.2 vs 8.2
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Where AllClear Travel Insurance AU is available
- Available
- Australia
- Licence in Australia
- Australian Securities and Investments Commission (ASIC) - Australian Financial Services Licence held by the underwriter Europ Assistance Australia Pty Ltd (ABN 71140219594) (AFSL 552106), checked September 26, 2026
- Licence in Australia
- Australian Securities and Investments Commission (ASIC) - Authorised Representative of Europ Assistance Australia Pty Ltd (AR 1311154), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What will a single-trip policy cost?+
A single-trip policy is quoted for the trip rather than sold at one set price, so the useful benchmark is the market. Premiums for travel cover across the site sit at €8.37, and the travel ranking median is €7.93. Get a quote for your dates, destinations and party before weighing the tiers.
Is AllClear an insurer or a broker?+
AllClear is a broker. The policy itself sits with the underwriter Europ Assistance Australia, which holds an Australian Securities and Investments Commission licence in Australia, AFSL 552106, and AllClear is its authorised representative under AR 1311154.
Is there an upper age limit?+
There is No upper age limit at AllClear Travel Insurance AU, and the brand is built around seniors. Age is the first thing many trip policies check, so an open range matters most to travellers who would sit outside the usual age band on a standard policy. Every traveller still has to meet the health and residency terms in the wording.
Is there an excess to pay when a claim is paid?+
On Gold and Gold Plus the excess starts at AUD 0, so nothing is held back from a claim payment. Those tiers also carry unlimited medical emergency and repatriation costs, which is the part of a travel policy that gets used first when a trip goes wrong abroad, and the reason to compare tiers rather than price alone.
How do I make a claim?+
You can start a claim through online portal, phone and email, so the online portal, phone, email and post are all open to you. For questions before a claim, support runs on email, phone and help centre. If you are stranded or admitted to hospital abroad, the phone channel is the one that moves fastest, so keep your policy reference to hand.
Does AllClear sell anything other than travel insurance?+
The insurance types listed are travel, so travel is the only line here. Anything else you hold, from home contents to motor or pet cover, has to come from another provider, which is where a broader brand makes more sense if you are already shopping across several policies.
Sources
- allcleartravel.com.au checked September 26, 2026
Backs: Audience, Provider type, Excess from, Insurance types, Legal entity, Licences
“Seniors Travel Insurance - Cover for any age range ... Over 50s/Over 60s/Over 70s/Over 80s/Over 85s Travel Insurance”
- allcleartravel.com.au/about-us checked September 26, 2026
Backs: Founded
“2000 - AllClear launches in UK providing specialist Medical Travel Insurance cover”
- allcleartravel.com.au/claims checked September 26, 2026
Backs: Claims channels
“You can start a claim through or online portal or by telephoning us to obtain a claim form ... Write us: Level 9, 35 Clarence Street. Sydney NSW 2000, Australia; Email:...”
- allcleartravel.com.au/contact-us checked September 26, 2026
Backs: Headquarters, Support channels
“Service and administration office: AllClear Travel Insurance, Level 9, 35 Clarence Street, Sydney NSW 2000, Australia”
- allcleartravel.com.au/single-trip-travel-insurance checked September 26, 2026
Backs: Cover limit
“Gold Plus Up to Unlimited Medical Emergency Expenses and Repatriation, Up to Unlimited Cancellation Cover, $10,000 Personal Property Cover, $2,000,000 Personal Liability Cover, $25,000 Legal Expenses...”
- allcleartravel.com.au/terms-and-conditions checked September 26, 2026
Backs: Age range
“AllClear does not operate a maximum age limit for single trip or annual multi-trip policies”
Compiled from 6 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Premium from, Monthly payments.
AllClear Travel Insurance AU
Seniors taking a single trip who want medical and repatriation costs unlimited.