Updated October 14, 2026 · AssureCue Editorial Team
Aviva vs Nationale-Nederlanden life PL
Where Aviva and Nationale-Nederlanden life PL differ
| Compare |  Aviva | Nationale-Nederlanden life PL ReviewSee alternativesSee alternatives |
|---|---|---|
| Premium from | £5 | PLN 39 |
| Insurance types | Auto, Home, Renters, Landlord, Life, Critical illness, Income protection, Health, Travel, Pet, Van, BreakdownCovers more | Life, Health, Critical illness, Income protection, Home, Renters, Travel |
| Claims channels | Online, App, Phone | Online claim form, Customer zone Moje NN, Advisor or branch, Infoline, E delivery |
| Age range | 18-77 | 3 months to 71 years |
| Cover limit | Not confirmed | up to over PLN 1,000,000 |
Same on both: Provider type (Insurer), Monthly payments (Yes).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- Aviva scores higher overall: 9.4 vs 9.3.
- Insurance types: only Aviva offers Auto, Landlord, Pet.
- Claims channels: only Aviva offers Online, App, Phone.
- Claims channels: only Nationale-Nederlanden life PL offers Online claim form, Customer zone Moje NN, Advisor or branch.
- Support channels: only Aviva offers Chat.
Our verdict on each
Aviva
Aviva lets customers choose level or decreasing cover and set its duration and amount.
Nationale-Nederlanden life PL
Nationale-Nederlanden life PL suits Polish households and individuals who want protection cover from a long-standing insurer rather than a broker. Life cover limits are listed as up to over PLN 1,000,000, the company has traded since 1994, and claims can be started online, in the customer zone or with an advisor.
Score breakdown
| Area | Aviva | Nationale-Nederlanden life PL |
|---|---|---|
| Cost | 9.1HigherLife premiums start at £5, below the site median of €8.37, and monthly payments are available. | 9.0 |
| Offer | 9.4Higher | 9.3 |
| Trust | 9.6Higher | 9.4 |
Feature by feature
| Insurance types | Aviva | Nationale-Nederlanden life PL |
|---|---|---|
| Auto | Yes | No |
| Home | Yes | Yes |
| Renters | Yes | Yes |
| Life | Yes | Yes |
| Health | Yes | Yes |
| Travel | Yes | Yes |
| Pet | Yes | No |
| Van | Yes | No |
| Breakdown | Yes | No |
| Landlord | Yes | No |
| Critical illness | Yes | Yes |
| Income protection | Yes | Yes |
Positions in our rankings
| Ranking | Aviva | Nationale-Nederlanden life PL |
|---|---|---|
| Home insurance | 51 of 273 | 78 of 273 |
| Renters and contents insurance | 17 of 78 | 27 of 78 |
| Life insurance | 47 of 263 | 78 of 263 |
| Health insurance | 42 of 216 | 67 of 216 |
| Travel insurance | 82 of 295 | 104 of 295 |
| Business insurance | 37 of 147 | 60 of 147 |
| Income protection insurance | 13 of 92 | 30 of 92 |
| Critical illness cover | 12 of 65 | 21 of 65 |
Every fact side by side
| Fact | Aviva | Nationale-Nederlanden life PL |
|---|---|---|
| Audience | Seniors | Not confirmed |
| Pricing model | Monthly | Monthly |
| Legal entity | Aviva plc | Nationale-Nederlanden Towarzystwo Ubezpieczen na Zycie S.A. |
| Headquarters | United Kingdom | Poland |
| Founded | Not confirmed | 1994 |
| Support channels | Phone, Chat, Help centreCovers more | Phone, Help centre |
Business insurance
| Fact | Aviva | Nationale-Nederlanden life PL |
|---|---|---|
| Cover types | Employers liability, Professional indemnity, Public liability | Not confirmed |
| Industries | vehicles, vans, rental property | Not confirmed |
Pros and cons
Aviva
Pros
- Cover choices and price factors are explained
- MyAviva supports viewing and changing listed policies
Cons
- Stopping premiums or cancelling ends cover without a refund
Nationale-Nederlanden life PL
Pros
- Monthly payments are available, so the premium is spread through the year rather than settled at the start.
- The range runs from life and health cover to home, renters and travel, as set out under life, health and critical illness.
- Claims can be started through online claim form, customer zone Moje NN and advisor or branch, so a claim does not have to go through a single channel.
Cons
- The starting premium of PLN 39 sits well above the middle of the site range, and the brand ranks 134 of 252 on starting premium.
- Support runs on phone and help centre only, so day-to-day help is limited to phone and the help centre.
- The payment model is monthly, with no annual or single payment option listed.
Who each suits
Aviva
Who it suits
- Aviva customers comparing policy duration, cover amount and account management.
Nationale-Nederlanden life PL
Who it suits
- People in Poland who want personal and property cover from a direct insurer headquartered in Poland.
- Families from a newborn's first months to later life, since entry ages run 3 months to 71 years.
- Anyone who wants a named counterparty: the legal entity is Nationale-Nederlanden Towarzystwo Ubezpieczen na Zycie S.A., supervised in Poland by the Komisja Nadzoru Finansowego (KNF).
Who should look elsewhere
- Hiscox UK, whose lines listed under home, renters and landlord are built around home, renters, landlord, auto and home emergency rather than life and health.
- Good Sam Insurance Agency, which also covers pet and motorcycle under auto, home and renters and suits readers who want those lines.
- Euroasia Insurance, quoted from UZS 60,000, if you are weighing cover outside Poland in a different market and currency.
Current offers
Aviva
Current offer
Bonus
Amazon.co.uk gift card reward for Life Insurance Plan: Amazon.co.uk gift card worth GBP 50 to GBP 200
Apply for a Life Insurance Plan by 9 November 2026; claim after paying six monthly premiums; max one reward per person and per policy; GBP 50 for monthly premium GBP 5-9.99, GBP 80 for GBP 10-19.99, GBP 140 for GBP 20-29.99, GBP 200 for GBP 30 or more; limited time offer, restrictions apply, may be withdrawn
Source, checked September 26, 2026
First period offer
Free life insurance when buying a home: up to 90 days free life insurance
Applies when buying a home; terms apply, see policy conditions for full details
Source, checked September 26, 2026
Country by country
| Country | Aviva | Nationale-Nederlanden life PL |
|---|---|---|
| Poland | No | Yes |
| United Kingdom | Yes | No |
Questions about each
Nationale-Nederlanden life PL
What is the starting premium?+
Policies start at PLN 39 with monthly payments available. The brand ranks 134 of 252 on starting premium, and the middle of the site range sits at €8.37, so the entry price is toward the dearer end of the market shown.
Who regulates this insurer?+
Nationale-Nederlanden life PL is an insurer, not a broker, and it is supervised in Poland by the Komisja Nadzoru Finansowego (KNF). The legal entity named is Nationale-Nederlanden Towarzystwo Ubezpieczen na Zycie S.A., which has traded since 1994.
How do I make a claim?+
Claims can be started through online claim form, customer zone Moje NN and advisor or branch. That covers online and customer zone routes as well as an advisor, a branch, the infoline and e-delivery, so a claim does not have to go through a single channel.
Can I pay monthly instead of yearly?+
Monthly payments are available, and the payment model listed is monthly. That single option means there is no annual figure to compare against, so budgeting is monthly rather than yearly, which suits households with steady monthly income.
Other options to compare
Other matchups
- Aviva vs Income Insurance
- Aviva vs ERGO
- Aviva vs Absa
- Aviva vs Find Forsikring DK
- Aviva vs DZI
- Aviva vs Barmenia
- Aviva vs Allianz Lebensversicherungs-AG
- Aviva vs Groupama MRH
- Aviva vs Porto Seguro
- Aviva vs RAC
- Nationale-Nederlanden life PL vs Guardian1821
- Nationale-Nederlanden life PL vs Principal
- Aviva vs KS Auxilia
- Aviva vs CosmosDirekt
- Aviva vs ERGO Group Deutschland
- Aviva vs Max Life Insurance
- Aviva vs Acko
- Aviva vs Getsafe
- Aviva vs Gigasure
- Aviva vs Eversure
- Aviva vs MoneyHero
- Aviva vs Insify.fr
- Aviva vs Emergency Assist
- Aviva vs Alior