OneDegree review
Updated October 12, 2026 · AssureCue Editorial Team
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Our verdict
For owners of birds, turtles and tortoises seeking specialist protection, OneDegree lists cover for 68 bird types and 53 turtle and tortoise species alongside dog and cat plans. OneDegree is a virtual insurer in Hong Kong with digital management and an online claim route for pet owners.
Key facts
- Best for
- Owners of dogs, cats, birds, turtles and tortoises
- Insurance types
- Pet
- Provider type
- Insurer
- Official website
- onedegree.hk
Pros and cons
Pros
- Covers dogs, cats plus many bird and reptile varieties
- Provides a vet network with digital claim filing
- Supports management through an app with rewards and member benefits
- Includes Pawbook Tag and educational articles for pet owners
Cons
- Virtual insurer setup centres on digital channels and app management
- Home market base keeps the offer centred on one city
Ready to try OneDegree?
Who it suits
- Pet owners wanting digital policy management
- Owners of birds and specialist reptiles seeking dedicated cover
- Dog and cat owners wanting online claims
Who should look elsewhere
- People who prefer face to face servicing
- Readers outside its home market
Our full take
Hong Kong digital insurer offering pet insurance for dogs, cats and other pets, alongside home, fire and critical illness insurance.
How OneDegree compares
Max Life Insurance
AXA BE
Insify IE
Frequently asked questions
What types of insurance does OneDegree cover?+
OneDegree covers dog, cat, turtle, tortoise and bird insurance, with separate routes for standard pets and specialist species. It also handles home, fire and critical illness insurance, alongside appliance warranty and business lines such as cyber and digital asset cover.
Where does OneDegree operate?+
OneDegree operates from Hong Kong as a virtual insurer with digital policy handling. Pet owners use online channels and the app to manage cover, explore care details and follow claim guidance. The setup keeps enrolment, management and support centred on digital access.
How does online access and the app work?+
Online access centres on the app for viewing policies and managing pet details. Tools include Pawbook Tag for identification support, plus a rewards programme, member benefits and educational articles. The structure keeps day to day management and learning resources within one digital account.
How do you make a pet insurance claim?+
Claims start through the dedicated filing channel linked to canine, feline, bird and specialist reptile cover. Linked clinics support treatment and the documentation needed for review. Guidance alongside policy details explains the steps before owners submit details for assessment.
Sources
- onedegree.hk checked October 11, 2026
Backs: Description
Compiled from 1 source page, checked October 12, 2026. We did not open an account.
Not confirmed yet: Premium from, Monthly payments.
Related by the facts
OneDegree
Owners of dogs, cats, birds, turtles and tortoises