Polizza Vita con Bonus review

Updated September 29, 2026 · AssureCue Editorial Team · Facts checked September 29, 2026

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Our verdict

Polizza Vita con Bonus suits residents in Italy who want dedicated life cover with monthly payments and direct broker guidance during the application. Cover runs to 1000000 EUR, which helps you match the sum assured to family needs, outstanding commitments and long term plans for dependants.

Key facts

Best for
Adults in Italy seeking dedicated life cover with monthly payments.
Insurance types
Life (Source, checked September 29, 2026)
Provider type
Broker (Source, checked September 29, 2026)
Monthly payments
Yes (Source, checked September 29, 2026)
Cover limit
1000000 EUR (Source, checked September 29, 2026)
Age range
18-75 (Source, checked September 29, 2026)
Pricing model
Monthly
Official website
polizzavitaconbonus.it

Pros and cons

Pros

  • Dedicated life focus through life keeps the choice clear for family protection.
  • Cover available to 1000000 EUR supports larger sums assured for dependants.
  • Monthly payments are supported, with the model including monthly for budgeting.
  • Support across email, phone and chat gives email, phone, chat and help centre options, which is wider than many life only brands.

Cons

  • Cover is limited to life, so households wanting health or home cover alongside life will need a separate provider.
  • Broker distribution under broker means the policy is arranged rather than issued directly by the brand.
  • Eligibility is bounded by 18-75, so applicants outside that range will need to look elsewhere.
Polizza Vita con Bonus

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Scored 9.0 / 10 by AssureCue.

Who it suits

  • Adults in Italy seeking life only cover who find the focused life scope clearer than the wider auto, home and motorcycle range at die Bayerische.
  • Applicants who want monthly budgeting and guided help and prefer this broker route over the broader auto, home and pet mix at LV=.
  • Family planners comparing sums assured to 1000000 EUR who value email, phone, chat and help centre access during the search.

Who should look elsewhere

  • Shoppers wanting bundled home, health and life cover in a single place may prefer die Bayerische for its broad auto, home and motorcycle range.
  • Households wanting wider everyday protection beyond life may prefer LV= for its auto, home and pet spread across life and general needs.

How your money is protected

Polizza Vita con Bonus acts as a broker shown by broker, which means it arranges life cover with an insurer rather than carrying the risk itself. That distinction matters because claims are paid under insurer terms, while the broker guides comparison and paperwork. Authorisation is identified by E000765298, which you can use to confirm status with the supervisory register. Checking that reference before applying helps you confirm who distributes the policy, who underwrites it, and where to direct questions about terms, beneficiaries and payout handling for family protection.

Who regulates the provider

Supervision comes from IVASS in Italy, which is the regulator named in the licences for this market. The operating permission is identified by E000765298, and that reference allows you to look up the entry and confirm current authorisation. The distribution role is shown by broker, which clarifies duties around advice, disclosure and handling of applications. For you, that means checking the licence entry, reading who acts as distributor and who acts as insurer, and keeping copies of pre contractual documents, illustrations and contact records.

Cover and limits

Cover centres on life protection shown by life, which is intended to provide financial support for chosen beneficiaries after death. Typical uses include family living costs, outstanding commitments, education plans and arrangements that depend on your income. The upper sum assured reaches 1000000 EUR, so you can consider higher levels of protection where underwriting allows. Eligibility by age follows 18-75, which sets the span for new applications. Your offered sum, term and premium will still depend on personal details, health answers and insurer rules, so review exclusions, waiting terms and beneficiary wording.

The company behind it

The business behind the site is recorded as Luca De Blasis under Luca De Blasis, which identifies the legal operator responsible for distribution activity. The registered base is in Italy shown by IT, so language, documentation and supervision reflect that market. Day to day help is available through email, phone and chat, covering email for records, phone for guided questions, chat for quick points and help centre material for background reading. Authorisation is linked to E000765298, which ties the operator, the country base and the support setup to a checkable permission.

How Polizza Vita con Bonus compares

Where Polizza Vita con Bonus is available

Available
Italy
Licence in Italy
IVASS (E000765298), checked September 29, 2026

Countries from the brand (Source, checked September 29, 2026)

Frequently asked questions

Is Polizza Vita con Bonus an insurer or a broker?+

Polizza Vita con Bonus arranges life cover as a broker under broker, so it helps you compare and apply rather than underwriting the risk itself. That structure is common for guided search, and you still receive policy terms from the insurer before commitment.

Can I pay monthly?+

Yes, monthly payments are available, which lets you spread the annual cost into smaller regular amounts. The brand model includes monthly, so you can plan household budgets around a steady outflow rather than a large annual payment.

What does the life policy cover?+

The brand focuses on life protection shown by life, which is designed to provide a lump sum for dependants after death. It does not extend to health, home or travel risks, so separate cover is needed for those needs.

What is the maximum sum assured?+

The stated maximum sum assured is 1000000 EUR, which allows higher levels of family protection where eligible. The exact amount offered to you will depend on age, health, term and underwriting, so check the illustration before applying.

Who can apply by age?+

Eligibility follows 18-75, which defines the entry span for applicants. If your age falls inside that span you may apply subject to health and other checks, while applicants outside that span should consider LV= or die Bayerische.

How is the provider regulated in Italy?+

The brand is listed under E000765298 with oversight from IVASS in Italy. You can use that licence reference to confirm authorisation, which helps you verify status before sharing personal details.

How can I get help with a quote or claim?+

Contact is available by email, phone and chat, which gives choice between written, spoken and self help routes. That range helps with quotes, documents and beneficiary questions, and you can keep records of advice received.

Sources

  • polizzavitaconbonus.it checked September 29, 2026

    Backs: Age range, Cover limit, Provider type, Insurance types, Pricing model, Monthly payments

    “Eta tra 18 e 75 anni”

Compiled from 1 source page, checked September 29, 2026. We did not open an account.

Not confirmed yet: Premium from.

Polizza Vita con Bonus

Polizza Vita con Bonus

Adults in Italy seeking dedicated life cover with monthly payments.

9.0/10Visit