MoneyHero review

MoneyHero is a comparison site, so it puts quotes side by side rather than issuing policies. It lists travel, auto, home, pet, life, critical illness and health cover under travel, auto and home. The contract you end up with is with the insurer the winning quote names.

Travel premiums start at HKD 89.49 on the cheapest plan listed, against a site median of €8.37. Excess on that plan starts at HKD 2,500, and most brands sit at or below €29.72. Actual pricing depends on the insurer and the cover chosen.

Monthly payments are available, since the monthly payment model applies to the plans compared. The monthly payment option appears on 88.9% of the brands on the site, so it is common but not offered by every insurer. Check the payment terms on the quote you select.

Yes. The site lists an Insurance Authority (Hong Kong) licence under number FB1740, and the legal entity is registered in Hong Kong. That licence covers the comparison activity, while each insurer behind a quote holds its own authorisation.

There is no upper age limit on single-trip travel plans, per No upper age limit on single-trip travel plans. Seniors are also named as a core audience in seniors, so older travellers are a stated part of the market. Age limits on other lines, such as life or health, are set by each insurer.

Cover limits depend on the plan and the insurer, and the highest overseas medical cover listed on a travel plan comes from a Starr plan. Across the site, cover limits run from €876,962.20 to €11,621,825.79, with a median of €3,486,547.74.

Support runs on email, phone and help centre, covering email, phone, a help centre and live chat. Phone is offered by 90.9% of brands on the site and email by 74.9%, so both are easy to reach. The help centre is the first place to check policy wording.

MoneyHero lists travel, auto and home, so motorbike, van, renters, landlord, dental and income protection are not part of its personal lines. Motorcycle cover appears on 24.5% of brands site wide, which means another route is needed for those policies. For those, an agency or a direct insurer is the better fit.