Updated September 28, 2026 · AssureCue Editorial Team
Aviva vs Eversure
Aviva vs Eversure: the differences
| Compare |  Aviva |  Eversure |
|---|---|---|
| Premium from | £5Lower | £17.47 |
| Insurance types | Auto, Home, Renters, Landlord, Life, Critical illness, Income protection, Health, Travel, Pet, Van, Breakdown | Breakdown, Gadget |
| Provider type | Insurer | Broker |
| Claims channels | Online, App, Phone | 24 hour claims line, Online make a claim form, Contact form |
| Age range | 18-77 | Vehicle up to 15 years old at time of breakdown (personal breakdown) |
| Monthly payments | Yes | Not confirmed |
| Cover limit | Not confirmed | £15,000 per period of insurance (claims above this are excluded) |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- Aviva scores higher overall: 9.4 vs 8.8.
- Premium from is lower at Aviva: £5 vs £17.47.
- Insurance types: only Aviva offers Auto, Home, Renters.
- Insurance types: only Eversure offers Gadget.
- Claims channels: only Aviva offers Online, App, Phone.
- Claims channels: only Eversure offers 24 hour claims line, Online make a claim form, Contact form.
- Support channels: only Aviva offers Phone.
- Support channels: only Eversure offers Email.
Our verdict on each
Aviva
Aviva suits people who want one regulated insurer for the whole family, from car and home to life and critical illness cover. Life premiums start at £5 a month, a low entry point, and the account is overseen by the Financial Conduct Authority and the Prudential Regulation Authority.
Eversure
Eversure is a UK broker selling personal breakdown and gadget cover, which suits drivers with a newer car who want a single policy. Personal breakdown cover starts at £17.47 a month, and the policy is capped at a cover limit per period of insurance.
Score breakdown
| Area | Aviva | Eversure |
|---|---|---|
| Cost | 9.1HigherLife premiums start at £5, below the site median of €8.37, and monthly payments are available. | 8.6Personal breakdown cover starts at £17.47, below the €23.33 typical of the category. |
| Offer | 9.4Higher | 8.9 |
| Trust | 9.6Higher | 8.7 |
Availability and regulation
| Country | Aviva | Eversure |
|---|---|---|
| United Kingdom | Financial Conduct Authority 308139 | Financial Conduct Authority 501311 |
Available in 1 country for both.
Positions in our rankings
| Ranking | Aviva | Eversure |
|---|---|---|
| Breakdown cover | 9 of 52 | 3 of 52 |
If neither fits
Scottish Friendly has premium from at £0.23, against £5 for Aviva and £17.47 for Eversure.
Scottish Friendly reviewWhat we checked
Aviva
- aviva.co.uk: 11 facts, checked September 26, 2026
Eversure
- eversure.com: 10 facts, checked September 26, 2026
Every fact side by side
| Fact | Aviva | Eversure |
|---|---|---|
| Audience | Seniors | Not confirmed |
| Pricing model | Monthly | Not confirmed |
| Legal entity | Aviva plc | Eversure Limited |
| Headquarters | United Kingdom | United Kingdom |
| Founded | Not confirmed | 2008 |
| Support channels | Phone, Chat, Help centre | Chat, Email, Help centre |
Business insurance
| Fact | Aviva | Eversure |
|---|---|---|
| Cover types | Employers liability, Professional indemnity, Public liability | Not confirmed |
| Industries | vehicles, vans, rental property | Not confirmed |
Where each stands against the rest
| Fact | Aviva | Eversure | Median |
|---|---|---|---|
| Premium from | £5below the median | £17.47above the median | £7.95 |
Median across 51 listed insurance providers.
Pros and cons
Aviva
Pros
- One insurer covers auto, home and renters
- Life premiums start at £5, under the site median of €8.37
- Aviva is an insurer, so it carries the risk itself
Cons
- £5 is an entry figure on life cover
- monthly lists monthly as the only model
- Support runs on phone, chat and help centre only
Eversure
Pros
- Personal breakdown cover starts at £17.47, under the €23.33 category figure.
- The cover limit per period of insurance is generous for a breakdown policy, and claims above it are excluded.
- A claims line, an online claim form and a contact form sit in 24 hour claims line, online make a claim form and contact form, so a stranded driver has more than one way in.
Cons
- Eversure is a broker, so the cover sits with an underwriter rather than with the broker.
- Personal breakdown cover is for a vehicle up to a stated age at the time of breakdown, which rules out older cars.
- The range of types is narrow at breakdown and gadget, so there is nothing to bundle beyond a gadget policy.
Who each suits
Aviva
Who it suits
- Families wanting car, home, renters, landlord, life, health, travel, pet, van and breakdown cover from one regulated insurer
- Older policyholders looking for life cover from an insurer listing seniors as an audience
- Landlords and vehicle businesses needing employers liability, professional indemnity and public liability
Who should look elsewhere
- Anyone wanting annual billing, since monthly lists monthly as the only model
- Readers wanting motorcycle or dental cover, neither of which appears in auto, home and renters
- Businesses needing cyber or property cover, as employers liability, professional indemnity and public liability covers only three lines
Eversure
Who it suits
- Drivers whose car is still within the eligible age for personal breakdown cover
- Anyone who wants to cover a gadget alongside vehicle breakdown
- People who prefer arranging cover through a broker rather than a direct insurer
Who should look elsewhere
- Owners of a car past the eligible age, who need to look at alternatives built for older vehicles
- Drivers who want a single policy covering several vehicle types at once
- Shoppers wanting a direct insurer contract rather than a broker arrangement
Current offers
Aviva
Current offer
Bonus
Amazon.co.uk gift card reward for Life Insurance Plan: Amazon.co.uk gift card worth GBP 50 to GBP 200
Apply for a Life Insurance Plan by 9 November 2026; claim after paying six monthly premiums; max one reward per person and per policy; GBP 50 for monthly premium GBP 5-9.99, GBP 80 for GBP 10-19.99, GBP 140 for GBP 20-29.99, GBP 200 for GBP 30 or more; limited time offer, restrictions apply, may be withdrawn
Source, checked September 26, 2026
First period offer
Free life insurance when buying a home: up to 90 days free life insurance
Applies when buying a home; terms apply, see policy conditions for full details
Source, checked September 26, 2026
Country by country
| Country | Aviva | Eversure |
|---|---|---|
| United Kingdom | Yes | Yes |
Questions about each
Aviva
How much does Aviva cost as a starting point?+
Life insurance premiums start at £5. That figure sits below the site median of €8.37, where the market runs from €2.92 to €29.72. Motor, home and health cover are quoted separately rather than from this headline number.
Can I pay Aviva premiums monthly?+
Monthly payments are available and monthly lists monthly as the arrangement. That is the only model on record, so readers who prefer to settle a policy in one payment each year will not find that option here. Instalments can make a policy easier to start, though the total paid over the term is worth checking.
Eversure
How much does Eversure personal breakdown cover cost?+
Personal breakdown cover starts at £17.47. That sits under the €23.33 recorded across breakdown providers, and below the €115.72 upper quartile. Premiums are arranged as monthly payments through the broker.
Who regulates Eversure?+
Eversure is authorised and regulated by the Financial Conduct Authority, the UK regulator, under reference 501311. Eversure Limited is the legal entity behind the brand and is based in the United Kingdom.
Other options to compare
Other matchups
- Aviva vs Income Insurance
- Aviva vs DZI
- Aviva vs Barmenia
- Aviva vs Allianz Lebensversicherungs-AG
- Aviva vs Groupama MRH
- Aviva vs Porto Seguro
- Aviva vs RAC
- Eversure vs Sundays Bike Insurance
- Eversure vs ALA Insurance
- Eversure vs Fietszeker
- Eversure vs AA Breakdown
- Eversure vs Autohome
- Eversure vs Green Flag
- Eversure vs MiWay
- Aviva vs KS Auxilia
- Eversure vs AXA
- Eversure vs andsafe
- Aviva vs Acko
- Aviva vs Getsafe
- Aviva vs Gigasure
- Aviva vs MoneyHero
- Aviva vs Insify.fr
- Eversure vs hotline.finance
- Aviva vs Emergency Assist