Nationale-Nederlanden life PL review
Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Nationale-Nederlanden life PL suits Polish households and individuals who want protection cover from a long-standing insurer rather than a broker. Life cover limits are listed as up to over PLN 1,000,000, the company has traded since 1994, and claims can be started online, in the customer zone or with an advisor.
Key facts
- Best for
- A single Polish insurer for life, health, critical illness and property cover, paid monthly.
- Premium from
- PLN 39 (Source, checked September 26, 2026)
- Insurance types
- Life, Health, Critical-illness, Income-protection, Home, Renters, Travel (Source, checked September 26, 2026)
- Provider type
- Insurer (Source, checked September 26, 2026)
- Monthly payments
- Yes (Source, checked September 26, 2026)
- Cover limit
- up to over PLN 1,000,000 (Source, checked September 26, 2026)
- Claims channels
- Online claim form, Customer zone Moje NN, Advisor or branch, Infoline, E-delivery (Source, checked September 26, 2026)
- Age range
- 3 months to 71 years (Source, checked September 26, 2026)
- Legal entity
- Nationale-Nederlanden Towarzystwo Ubezpieczen na Zycie S.A. (Source, checked September 26, 2026)
- Headquarters
- Poland (Source, checked September 26, 2026)
- Founded
- 1994 (Source, checked September 26, 2026)
- Support channels
- Phone, Help-centre (Source, checked September 26, 2026)
- Pricing model
- Monthly
- Official website
- nn.pl
Business insurance
- Provider type
- Insurer (Source, checked September 26, 2026)
- Premium from
- PLN 39 (Source, checked September 26, 2026)
- Monthly payments
- Yes (Source, checked September 26, 2026)
- Legal entity
- Nationale-Nederlanden Towarzystwo Ubezpieczen na Zycie S.A. (Source, checked September 26, 2026)
- Headquarters
- Poland (Source, checked September 26, 2026)
- Founded
- 1994 (Source, checked September 26, 2026)
- Support channels
- Phone, Help-centre (Source, checked September 26, 2026)
Apps and profiles
- Elsewhere
Pros and cons
Pros
- Monthly payments are available, so the premium is spread through the year rather than settled at the start.
- The range runs from life and health cover to home, renters and travel, as set out under life, health and critical illness.
- Claims can be started through online claim form, customer zone Moje NN and advisor or branch, so a claim does not have to go through a single channel.
- Entry ages span 3 months to 71 years, so the same insurer can cover a newborn through to an older adult.
Cons
- The starting premium of PLN 39 sits well above the middle of the site range, and the brand ranks 134 of 252 on starting premium.
- Support runs on phone and help centre only, so day-to-day help is limited to phone and the help centre.
- The payment model is monthly, with no annual or single payment option listed.
Ready to try Nationale-Nederlanden life PL?
Scored 9.3 / 10 by AssureCue.
Who it suits
- People in Poland who want personal and property cover from a direct insurer headquartered in Poland.
- Families from a newborn's first months to later life, since entry ages run 3 months to 71 years.
- Anyone who wants a named counterparty: the legal entity is Nationale-Nederlanden Towarzystwo Ubezpieczen na Zycie S.A., supervised in Poland by the Komisja Nadzoru Finansowego (KNF).
Who should look elsewhere
- Hiscox UK, whose lines listed under home, renters and landlord are built around home, renters, landlord, auto and home emergency rather than life and health.
- Good Sam Insurance Agency, which also covers pet and motorcycle under auto, home and renters and suits readers who want those lines.
- Euroasia Insurance, quoted from UZS 60,000, if you are weighing cover outside Poland in a different market and currency.
How Nationale-Nederlanden life PL compares
9.3 vs 8.6
9.3 vs 9.4
9.3 vs 9.4
9.3 vs 9.4
9.3 vs 9.4
9.3 vs 8.8
9.3 vs 8.7
9.3 vs 9.0
9.3 vs 9.4
9.3 vs 9.3
9.3 vs 8.9
9.3 vs 8.9
9.3 vs 8.9
9.3 vs 9.3- 9.3 vs 9.3
9.3 vs 9.3Max Life Insurance
9.3 vs 9.3
9.3 vs 9.3
9.3 vs 9.3
9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.2- 9.3 vs 9.1
9.3 vs 9.1
9.3 vs 9.1
9.3 vs 8.9
9.3 vs 8.9
9.3 vs 8.8
9.3 vs 8.8
9.3 vs 8.6- 9.3 vs 8.4
- 9.3 vs 8.2
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Bezpieczny.pl
mtu24
Where Nationale-Nederlanden life PL is available
- Available
- Poland
- Licence in Poland
- Komisja Nadzoru Finansowego (KNF), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What is the starting premium?+
Policies start at PLN 39 with monthly payments available. The brand ranks 134 of 252 on starting premium, and the middle of the site range sits at €8.37, so the entry price is toward the dearer end of the market shown.
Who regulates this insurer?+
Nationale-Nederlanden life PL is an insurer, not a broker, and it is supervised in Poland by the Komisja Nadzoru Finansowego (KNF). The legal entity named is Nationale-Nederlanden Towarzystwo Ubezpieczen na Zycie S.A., which has traded since 1994.
How do I make a claim?+
Claims can be started through online claim form, customer zone Moje NN and advisor or branch. That covers online and customer zone routes as well as an advisor, a branch, the infoline and e-delivery, so a claim does not have to go through a single channel.
Can I pay monthly instead of yearly?+
Monthly payments are available, and the payment model listed is monthly. That single option means there is no annual figure to compare against, so budgeting is monthly rather than yearly, which suits households with steady monthly income.
What can I insure with them?+
The range spans life, health, critical illness, income protection, home, renters and travel, set out under life, health and critical illness. Life cover limits are listed as up to over PLN 1,000,000, so a policy can carry a high sum if you want to protect dependants.
Who can take out a policy?+
Entry ages run 3 months to 71 years, so both newborns and older adults can be covered. Because monthly payments are available, families can spread the cost rather than committing to a longer term, all within the same insurer.
How do I get help?+
Support runs on phone and help centre, so phone and the help centre cover the everyday service side. Broader help sits with the claims routes under online claim form, customer zone Moje NN and advisor or branch, which add the customer zone, an advisor, a branch and e-delivery.
Is the price competitive against the alternatives here?+
On headline price it is not the cheapest of these options. The starting premium of PLN 39 sits above the middle price of €8.37 on the site, and the life insurance group there has a middle price of €7.95.
Sources
- nn.pl checked September 26, 2026
Backs: Insurance types, Pricing model, Monthly payments, Premium from
“Product sections: "Zycie i zdrowie" (life and health), "Dziecko", "Dom i mieszkanie" (home/owner and rented flat), "Podroze i sport" (travel and sport); sub-items include hospital stay, surgery,...”
- nn.pl/dla-ciebie/zycie-i-zdrowie/ubezpieczenie-na-zycie checked September 26, 2026
Backs: Age range, Cover limit
“"Suma ubezpieczenia ... Minimalnie moze to byc 1.000 zl. Maksymalnie - nawet powyzej 1 mln zl"”
- nn.pl/o-nationale-nederlanden checked September 26, 2026
Backs: Founded
- nn.pl/o-nationale-nederlanden/towarzystwo-ubezpieczen-na-... checked September 26, 2026
Backs: Provider type, Headquarters, Legal entity
- nn.pl/obsluga-klienta/kontakt checked September 26, 2026
Backs: Claims channels, Support channels
“"Nasza infolinia: 22 522 71 24, Pon-Pt 9:00-17:00" and the Obsluga Klienta section with contact form and claim pages”
- knf.gov.pl/dla_rynku/regulacje_i_praktyka/zasady_ladu_kor... checked September 26, 2026
Backs: Licences
Compiled from 6 source pages, checked September 26, 2026. We did not open an account.
Nationale-Nederlanden life PL
A single Polish insurer for life, health, critical illness and property cover, paid monthly.