Updated September 28, 2026 · AssureCue Editorial Team
Aviva vs Getsafe
Where Aviva and Getsafe differ
| Compare |  Aviva |  Getsafe |
|---|---|---|
| Premium from | £5 | €2.90 |
| Insurance types | Auto, Home, Renters, Landlord, Life, Critical illness, Income protection, Health, Travel, Pet, Van, Breakdown | Home, Dental, Life, Health, Travel, Pet, Income protection |
| Provider type | Insurer | Broker |
| Claims channels | Online, App, Phone | App, Phone, Chat |
| Excess from | Not confirmed | €0 |
| Cover limit | Not confirmed | Up to 4x the official German vet fee rate |
| Age range | 18-77 | Not confirmed |
Same on both: Monthly payments (Yes).
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Key differences
- Aviva scores higher overall: 9.4 vs 9.1.
- Getsafe is available in 1 more country.
- Insurance types: only Aviva offers Auto, Renters, Landlord.
- Insurance types: only Getsafe offers Dental.
- Claims channels: only Aviva offers Online.
- Claims channels: only Getsafe offers Chat.
- Support channels: only Getsafe offers Email.
- Audience: only Getsafe offers Expats.
Our verdict on each
Aviva
Aviva suits people who want one regulated insurer for the whole family, from car and home to life and critical illness cover. Life premiums start at £5 a month, a low entry point, and the account is overseen by the Financial Conduct Authority and the Prudential Regulation Authority.
Getsafe
Getsafe suits people in Germany who want one broker for personal lines and a monthly bill rather than a yearly one. Premiums start at €2.90 and monthly payments are available, though the broker model means the cover sits with an insurer, not with Getsafe itself.
Score breakdown
| Area | Aviva | Getsafe |
|---|---|---|
| Cost | 9.1Life premiums start at £5, below the site median of €8.37, and monthly payments are available. | 9.4HigherPremiums start at €2.90 with an excess of €0, and monthly is monthly only. |
| Offer | 9.4 | 9.5Higher |
| Trust | 9.6Higher | 8.6 |
How they place
| Ranking | Aviva | Getsafe |
|---|---|---|
| Home insurance | 50 of 273 | 18 of 273 |
| Life insurance | 46 of 263 | 14 of 263 |
| Health insurance | 42 of 215 | 18 of 215 |
| Travel insurance | 80 of 295 | 27 of 295 |
| Pet insurance | 38 of 163 | 11 of 163 |
| Income protection insurance | 12 of 92 | 4 of 92 |
Availability and regulation
| Country | Aviva | Getsafe |
|---|---|---|
| Germany | Not confirmed | Industrie- und Handelskammer Rhein-Neckar D-QYBT-RIQKC-30 |
| United Kingdom | Financial Conduct Authority 308139 | Not confirmed |
Additional countries for Aviva: 1. Additional countries for Getsafe: 2.
Feature by feature
| Insurance types | Aviva | Getsafe |
|---|---|---|
| Auto | Yes | No |
| Home | Yes | Yes |
| Renters | Yes | No |
| Life | Yes | Yes |
| Health | Yes | Yes |
| Travel | Yes | Yes |
| Pet | Yes | Yes |
| Van | Yes | No |
| Breakdown | Yes | No |
| Landlord | Yes | No |
| Dental | No | Yes |
| Critical illness | Yes | No |
| Income protection | Yes | Yes |
Sources behind this comparison
Aviva
- aviva.co.uk: 11 facts, checked September 26, 2026
Getsafe
- hellogetsafe.com: 13 facts, checked September 26, 2026
Every fact side by side
| Fact | Aviva | Getsafe |
|---|---|---|
| Audience | Seniors | Expats, SeniorsCovers more |
| Pricing model | Monthly | Monthly |
| Legal entity | Aviva plc | Getsafe Digital GmbH |
| Headquarters | United Kingdom | Germany |
| Founded | Not confirmed | 2015 |
| Support channels | Phone, Chat, Help centre | Email, Phone, Chat, Help centreCovers more |
Business insurance
| Fact | Aviva | Getsafe |
|---|---|---|
| Cover types | Employers liability, Professional indemnity, Public liability | Not confirmed |
| Industries | vehicles, vans, rental property | Not confirmed |
Where each stands against the rest
| Fact | Aviva | Getsafe | Median |
|---|---|---|---|
| Excess from | Not confirmed | €0below the median | €70 |
Median across 68 listed insurance providers.
Pros and cons
Aviva
Pros
- One insurer covers auto, home and renters
- Life premiums start at £5, under the site median of €8.37
- Aviva is an insurer, so it carries the risk itself
Cons
- £5 is an entry figure on life cover
- monthly lists monthly as the only model
- Support runs on phone, chat and help centre only
Getsafe
Pros
- Premiums start at €2.90, below the site median of €8.37.
- The excess starts at €0 on liability cover, so a claim need not reduce a payout.
- Monthly payments are available, and monthly lists monthly as the only payment model.
Cons
- Getsafe is a broker, so you buy cover from an insurer and the policy terms sit outside this site.
- home, dental and life does not list car, renters or landlord cover, so you would need a second provider for those.
- Monthly payments are the only option in monthly, with no annual payment to cut the cost.
Who each suits
Aviva
Who it suits
- Families wanting car, home, renters, landlord, life, health, travel, pet, van and breakdown cover from one regulated insurer
- Older policyholders looking for life cover from an insurer listing seniors as an audience
- Landlords and vehicle businesses needing employers liability, professional indemnity and public liability
Who should look elsewhere
- Anyone wanting annual billing, since monthly lists monthly as the only model
- Readers wanting motorcycle or dental cover, neither of which appears in auto, home and renters
- Businesses needing cyber or property cover, as employers liability, professional indemnity and public liability covers only three lines
Getsafe
Who it suits
- People living in Germany who want one app for home, dental, life, health, travel, pet and income protection.
- Expats and newcomers to Germany, since expats and seniors lists expats and seniors.
- Anyone who prefers a monthly bill and a €0 excess rather than paying a year up front.
Who should look elsewhere
- Drivers and landlords: home, dental and life has no car, renters or landlord lines.
- Anyone wanting annual payments to cut the cost, because monthly is monthly only.
- Buyers who want to contract with an insurer directly, as Getsafe is a broker.
Current offers
Aviva
Current offer
Bonus
Amazon.co.uk gift card reward for Life Insurance Plan: Amazon.co.uk gift card worth GBP 50 to GBP 200
Apply for a Life Insurance Plan by 9 November 2026; claim after paying six monthly premiums; max one reward per person and per policy; GBP 50 for monthly premium GBP 5-9.99, GBP 80 for GBP 10-19.99, GBP 140 for GBP 20-29.99, GBP 200 for GBP 30 or more; limited time offer, restrictions apply, may be withdrawn
Source, checked September 26, 2026
First period offer
Free life insurance when buying a home: up to 90 days free life insurance
Applies when buying a home; terms apply, see policy conditions for full details
Source, checked September 26, 2026
Country by country
| Country | Aviva | Getsafe |
|---|---|---|
| Austria | No | Yes |
| Germany | No | Yes |
| United Kingdom | Yes | No |
Questions about each
Aviva
How much does Aviva cost as a starting point?+
Life insurance premiums start at £5. That figure sits below the site median of €8.37, where the market runs from €2.92 to €29.72. Motor, home and health cover are quoted separately rather than from this headline number.
Can I pay Aviva premiums monthly?+
Monthly payments are available and monthly lists monthly as the arrangement. That is the only model on record, so readers who prefer to settle a policy in one payment each year will not find that option here. Instalments can make a policy easier to start, though the total paid over the term is worth checking.
Getsafe
How much does Getsafe cost?+
Premiums start at €2.90, and the site median across listed brands is €8.37. The €0 excess on liability cover sits at the lower end too, so a liability claim does not come out of your pocket first. Actual price depends on which line you take.
Can I pay monthly instead of yearly?+
Yes, monthly payments are available, and monthly lists monthly as the only payment model. There is no annual option in the same fact, so anyone hoping to pay once a year to save on the total should look elsewhere or ask the insurer directly.
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