Getsafe review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Getsafe suits people in Germany who want one broker for personal lines and a monthly bill rather than a yearly one. Premiums start at €2.90 and monthly payments are available, though the broker model means the cover sits with an insurer, not with Getsafe itself.

Key facts

Best for
One monthly bill for several personal insurance types in Germany.
Premium from
€2.90 (Source, checked September 26, 2026)
Insurance types
Home, Dental, Life, Health, Travel, Pet, Income-protection (Source, checked September 26, 2026)
Provider type
Broker (Source, checked September 26, 2026)
Monthly payments
Yes (Source, checked September 26, 2026)
Excess from
€0 (Source, checked September 26, 2026)
Cover limit
Up to 4x the official German vet fee rate (Source, checked September 26, 2026)
Claims channels
App, Phone, Chat (Source, checked September 26, 2026)
Legal entity
Getsafe Digital GmbH (Source, checked September 26, 2026)
Headquarters
Germany (Source, checked September 26, 2026)
Founded
2015 (Source, checked September 26, 2026)
Support channels
Email, Phone, Chat, Help-centre (Source, checked September 26, 2026)
Audience
Expats, Seniors
Pricing model
Monthly
Official website
hellogetsafe.com

Apps and profiles

Get the app
Google Play
Elsewhere
LinkedInTrustpilotyoutube.com

Pros and cons

Pros

  • Premiums start at €2.90, below the site median of €8.37.
  • The excess starts at €0 on liability cover, so a claim need not reduce a payout.
  • Monthly payments are available, and monthly lists monthly as the only payment model.
  • Support runs through email, phone and chat, and claims can start in the app, by phone or by chat.
  • Covers home, dental, life, health, travel, pet and income protection in one place.

Cons

  • Getsafe is a broker, so you buy cover from an insurer and the policy terms sit outside this site.
  • home, dental and life does not list car, renters or landlord cover, so you would need a second provider for those.
  • Monthly payments are the only option in monthly, with no annual payment to cut the cost.
  • The Up to 4x the official German vet fee rate applies to pet health cover, so other lines carry limits set elsewhere.
Getsafe

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Who it suits

  • People living in Germany who want one app for home, dental, life, health, travel, pet and income protection.
  • Expats and newcomers to Germany, since expats and seniors lists expats and seniors.
  • Anyone who prefers a monthly bill and a €0 excess rather than paying a year up front.

Who should look elsewhere

  • Drivers and landlords: home, dental and life has no car, renters or landlord lines.
  • Anyone wanting annual payments to cut the cost, because monthly is monthly only.
  • Buyers who want to contract with an insurer directly, as Getsafe is a broker.

Regulation

Getsafe trades as a broker rather than an insurer, run by Getsafe Digital GmbH and based in Germany. The intermediary entry sits with the Industrie- und Handelskammer Rhein-Neckar in Germany, under reference D-QYBT-RIQKC-30. That register lists intermediaries rather than insurers, which fits a broker: the site compares and arranges policies, and a separate insurer carries the risk once you buy. Worth keeping in mind, because the contract you sign and the party that pays a claim sit with the insurer, not with the platform. Getting familiar with the difference helps you read the policy wording later on, and the D-QYBT-RIQKC-30 entry gives you something concrete to check if you want to confirm the intermediary is registered where it says it is.

What the policy covers

The range is broad for personal lines, spanning home, dental, life, health, travel, pet and income protection, all listed in home, dental and life. That breadth is the point: a household can hold several policies in one account instead of opening a separate place for each. On the vet side, the pet health policy limit is Up to 4x the official German vet fee rate, so a claim can go beyond the basic official German vet fee rate. Note that this limit is stated for pet health cover, and each other line sets its own sums, so the shape of a home or income protection payout reads differently from a vet bill. The home, dental and life list also has limits of its own: there is no car, renters or landlord cover here, so those needs sit elsewhere. Read each policy wording on its own terms, since the Up to 4x the official German vet fee rate for vet fees does not describe what a home claim pays out.

Safety and regulation

The safety of the money and the safety of a claim both depend on the same detail: Getsafe is a broker. The intermediary registration in Germany is held with the Industrie- und Handelskammer Rhein-Neckar, listed as D-QYBT-RIQKC-30. Support reaches you through email, phone and chat, and claims can be started in the app, by phone or by chat, so a broker setup does not leave you without a way to make contact. Because the register is an intermediary register, look to the insurer named on your policy for the terms that decide a payout, and keep the intermediary registration to hand as the detail that explains who arranged the contract. Together the broker status and the D-QYBT-RIQKC-30 entry tell you where a claim question belongs.

How Getsafe compares

Where Getsafe is available

Available
Austria, Germany
Licence in Germany
Industrie- und Handelskammer Rhein-Neckar (D-QYBT-RIQKC-30), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much does Getsafe cost?+

Premiums start at €2.90, and the site median across listed brands is €8.37. The €0 excess on liability cover sits at the lower end too, so a liability claim does not come out of your pocket first. Actual price depends on which line you take.

Can I pay monthly instead of yearly?+

Yes, monthly payments are available, and monthly lists monthly as the only payment model. There is no annual option in the same fact, so anyone hoping to pay once a year to save on the total should look elsewhere or ask the insurer directly.

Is Getsafe an insurer or a broker?+

Getsafe is a broker operated by Getsafe Digital GmbH in Germany. It compares and arranges policies rather than carrying the risk itself, so the insurer named on your policy is the party that covers a claim. Keep that distinction clear before you buy.

What types of insurance does Getsafe sell?+

The listed types in home, dental and life are home, dental, life, health, travel, pet and income protection. Car, renters and landlord cover do not appear in that list, so those policies need a different provider. One account can still hold several of the lines above.

How much does a vet claim pay out?+

On pet health cover the limit is Up to 4x the official German vet fee rate, so a claim can exceed the official German vet fee rate. That limit is specific to pet health cover. Home, life and income protection policies set their own sums, so check each policy wording separately.

How do I reach Getsafe and make a claim?+

Support runs through email, phone and chat, and claims can be started in the app, by phone or by chat. Both lists include phone and chat, so a claim does not have to wait on written email. Having the policy number ready speeds up whichever route you pick.

Who is Getsafe aimed at?+

The listed audience in expats and seniors is expats and seniors, which fits a German site serving people new to the country and older policyholders. Combine that with the personal lines in home, dental and life and monthly payments, and the fit is strongest for households wanting several policies in one place.

Is Getsafe registered in Germany?+

Yes, the intermediary entry sits with the Industrie- und Handelskammer Rhein-Neckar in Germany, listed as D-QYBT-RIQKC-30. That is an intermediary register rather than an insurer register, which matches the broker status of the business.

What is the excess on a liability claim?+

The excess starts at €0 on the liability line, so there is nothing to pay towards a valid claim on that product. Extras on other lines are set within each policy. The €0 figure applies to liability and not to every line here.

Is there a good Sam Insurance Agency or Hiscox alternative?+

Good Sam Insurance Agency lists auto and motorcycle cover in auto, home and renters, which home, dental and life does not include. Hiscox UK adds renters, landlord and home emergency cover in home, renters and landlord. Either could cover the gaps left by the lines sold here.

Sources

  • hellogetsafe.com checked September 26, 2026

    Backs: Audience, Insurance types

    “Expat life-moment category; Many retirees who want faster access and broader benefits choose private health”

  • hellogetsafe.com/en-de checked September 26, 2026

    Backs: Founded, Headquarters, Legal entity

    “foundingDate: 2015, founder Christian Wiens”

  • hellogetsafe.com/en-de/about checked September 26, 2026

    Backs: Support channels

    “Support: You already have a policy with us: Request a callback right in the app. You think about buying your first policy with us: Call us at +49 6221-3579991 (Mon-Fri, 9-5)”

  • hellogetsafe.com/en-de/imprint checked September 26, 2026

    Backs: Provider type

    “Getsafe Broker GmbH acts as an insurance broker within the meaning of Section 34d (1) no. 2 GewO”

  • hellogetsafe.com/en-de/p/liability-de checked September 26, 2026

    Backs: Excess from, Pricing model, Monthly payments, Premium from

    “Private Liability Insurance ... 1 with EUR 0 deductible”

  • hellogetsafe.com/en-de/p/pet-health-de checked September 26, 2026

    Backs: Claims channels, Cover limit

    “Open the Getsafe app, start a claim, and upload the vet invoice. ... 24/7 claims service ... Chat with an expert”

  • vermittlerregister.info checked September 26, 2026

    Backs: Licences

Compiled from 7 source pages, checked September 26, 2026. We did not open an account.

Getsafe

Getsafe

One monthly bill for several personal insurance types in Germany.

9.1/10Visit

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