Updated September 28, 2026 · AssureCue Editorial Team
Getsafe vs TIPINSURE
What sets them apart
| Compare | ||
|---|---|---|
| Premium from | €2.90 | THB 699 |
| Insurance types | Home, Dental, Life, Health, Travel, Pet, Income protection | Auto, Home, Travel, Health, Pet, Motorcycle, Critical illness |
| Provider type | Broker | Insurer |
| Cover limit | Up to 4x the official German vet fee rate | 500,000 THB |
| Claims channels | App, Phone, Chat | Phone, App, Online |
| Excess from | €0 | Not confirmed |
| Age range | Not confirmed | 20-60, renewable to 64 |
Same on both: Monthly payments (Yes).
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Key differences
- TIPINSURE scores higher overall: 9.3 vs 9.1.
- Founded is lower at TIPINSURE: 1951 vs 2015.
- Getsafe is available in 1 more country.
- Insurance types: only Getsafe offers Dental, Life, Income protection.
- Insurance types: only TIPINSURE offers Auto, Motorcycle, Critical illness.
- Claims channels: only Getsafe offers Chat.
- Claims channels: only TIPINSURE offers Online.
- Support channels: only Getsafe offers Email.
Our verdict on each
Getsafe
Getsafe suits people in Germany who want one broker for personal lines and a monthly bill rather than a yearly one. Premiums start at €2.90 and monthly payments are available, though the broker model means the cover sits with an insurer, not with Getsafe itself.
TIPINSURE
TIPINSURE suits households in Thailand that want a single monthly policy across motor, home, health and critical illness cover. The starting premium of THB 699 runs well above the site median, so the cost is the trade-off to weigh.
Score breakdown
| Area | Getsafe | TIPINSURE |
|---|---|---|
| Cost | 9.4HigherPremiums start at €2.90 with an excess of €0, and monthly is monthly only. | 8.9Starting premium of THB 699 sits well above the site median of €8.37, ranking 169 of 252. |
| Offer | 9.5Higher | 9.3 |
| Trust | 8.6 | 9.6Higher |
Feature by feature
| Insurance types | Getsafe | TIPINSURE |
|---|---|---|
| Auto | No | Yes |
| Home | Yes | Yes |
| Life | Yes | No |
| Health | Yes | Yes |
| Travel | Yes | Yes |
| Pet | Yes | Yes |
| Motorcycle | No | Yes |
| Dental | Yes | No |
| Critical illness | No | Yes |
| Income protection | Yes | No |
Where each is licensed and available
| Country | Getsafe | TIPINSURE |
|---|---|---|
| Germany | Industrie- und Handelskammer Rhein-Neckar D-QYBT-RIQKC-30 | Not confirmed |
Additional countries for Getsafe: 2. Additional countries for TIPINSURE: 1.
Positions in our rankings
| Ranking | Getsafe | TIPINSURE |
|---|---|---|
| Home insurance | 18 of 272 | 11 of 272 |
| Life insurance | 14 of 261 | 9 of 261 |
| Health insurance | 18 of 215 | 12 of 215 |
| Travel insurance | 26 of 291 | 16 of 291 |
| Pet insurance | 11 of 161 | 8 of 161 |
What we checked
Getsafe
- hellogetsafe.com: 13 facts, checked September 26, 2026
TIPINSURE
- dhipaya.co.th: 5 facts, checked September 26, 2026
- tipinsure.com: 4 facts, checked September 26, 2026
- ft.tipinsure.com: 3 facts, checked September 26, 2026
Every fact side by side
| Fact | Getsafe | TIPINSURE |
|---|---|---|
| Audience | Expats, Seniors | Not confirmed |
| Pricing model | Monthly | Monthly |
| Legal entity | Getsafe Digital GmbH | TIPINSURE Public Company Limited |
| Headquarters | Germany | Thailand |
| Founded | 2015 | 1951Lower |
| Support channels | Email, Phone, Chat, Help centreCovers more | Phone, Chat, Help centre |
Where each stands against the rest
| Fact | Getsafe | TIPINSURE | Median |
|---|---|---|---|
| Excess from | €0below the median | Not confirmed | €70 |
Median across 68 listed insurance providers.
Pros and cons
Getsafe
Pros
- Premiums start at €2.90, below the site median of €8.37.
- The excess starts at €0 on liability cover, so a claim need not reduce a payout.
- Monthly payments are available, and monthly lists monthly as the only payment model.
Cons
- Getsafe is a broker, so you buy cover from an insurer and the policy terms sit outside this site.
- home, dental and life does not list car, renters or landlord cover, so you would need a second provider for those.
- Monthly payments are the only option in monthly, with no annual payment to cut the cost.
TIPINSURE
Pros
- Monthly payments are available, so cover is paid for as the policy runs
- Insurance types span auto, home, travel, health, pet, motorcycle and critical illness
- Claims can be started by phone, in the app or online
Cons
- The starting premium of THB 699 sits far above the site median of €8.37
- Support runs on phone, chat and help centre only, with no email listed
- Critical illness cover is capped at 500,000 THB
Who each suits
Getsafe
Who it suits
- People living in Germany who want one app for home, dental, life, health, travel, pet and income protection.
- Expats and newcomers to Germany, since expats and seniors lists expats and seniors.
- Anyone who prefers a monthly bill and a €0 excess rather than paying a year up front.
Who should look elsewhere
- Drivers and landlords: home, dental and life has no car, renters or landlord lines.
- Anyone wanting annual payments to cut the cost, because monthly is monthly only.
- Buyers who want to contract with an insurer directly, as Getsafe is a broker.
TIPINSURE
Who it suits
- Households wanting a single monthly policy for motor, home and health cover
- Adults aged 20-60, renewable to 64 looking for a lump sum critical illness payout
- Motorcycle and pet owners who want cover from the same insurer
Who should look elsewhere
- Good Sam Insurance Agency, if you need life and renters cover in the same policy
- Euroasia Insurance, if a lower starting premium matters most
- bunq, if you are comparing banking accounts rather than insurance
Current offers
TIPINSURE
Current offer
Bonus
TIP PET BUDDY: owner pays 50%, insurer pays the other 50% of veterinary treatment: 50% co-payment on veterinary costs up to 50,000 baht
Selected plan; 60-day waiting period for general illness; pets aged 3 months to 7 years
Source, checked September 26, 2026
Country by country
| Country | Getsafe | TIPINSURE |
|---|---|---|
| Austria | Yes | No |
| Germany | Yes | No |
| Thailand | No | Yes |
Questions about each
Getsafe
How much does Getsafe cost?+
Premiums start at €2.90, and the site median across listed brands is €8.37. The €0 excess on liability cover sits at the lower end too, so a liability claim does not come out of your pocket first. Actual price depends on which line you take.
Can I pay monthly instead of yearly?+
Yes, monthly payments are available, and monthly lists monthly as the only payment model. There is no annual option in the same fact, so anyone hoping to pay once a year to save on the total should look elsewhere or ask the insurer directly.
TIPINSURE
What does TIPINSURE cost to start?+
The starting premium is THB 699. That is well above the site median of €8.37, and the site pokes 252 brands ranked on this figure, placing TIPINSURE at 169.
How do I pay for cover?+
TIPINSURE offers monthly payments, so premiums are spread across the policy year instead of paid in one sum. Payment is a yes on the monthly payments point for this brand.
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