Updated September 28, 2026 · AssureCue Editorial Team
TIPINSURE vs Vuso UA
Where TIPINSURE and Vuso UA differ
| Compare |  TIPINSURE |  Vuso UA |
|---|---|---|
| Insurance types | Auto, Home, Travel, Health, Pet, Motorcycle, Critical illness | Auto, Travel, Health, Home, Renters |
| Cover limit | 500,000 THB | Up to 3.5 million UAH (KASKO Patriot 2.0 Unlimited) |
| Claims channels | Phone, App, OnlineCovers more | Phone |
| Age range | 20-60, renewable to 64 | Children aged 0-3 and adults aged 60-65 (voluntary medical insurance) |
| Premium from | THB 699 | Not confirmed |
| Monthly payments | Yes | Not confirmed |
| Excess from | Not confirmed | €0 to €50 |
Same on both: Provider type (Insurer).
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Key differences
- Founded is lower at TIPINSURE: 1951 vs 2001.
- Insurance types: only TIPINSURE offers Pet, Motorcycle, Critical illness.
- Insurance types: only Vuso UA offers Renters.
- Claims channels: only TIPINSURE offers App, Online.
- Support channels: only Vuso UA offers Email.
Our verdict on each
TIPINSURE
TIPINSURE suits households in Thailand that want a single monthly policy across motor, home, health and critical illness cover. The starting premium of THB 699 runs well above the site median, so the cost is the trade-off to weigh.
Vuso UA
Vuso UA is a Ukrainian insurer selling personal lines directly, which suits anyone who wants auto, travel, health, home or renters cover from one provider. Its cost score sits at 8.1, and the excess starts at €0 to €50, so out-of-pocket cost is the first thing to weigh.
Score breakdown
| Area | TIPINSURE | Vuso UA |
|---|---|---|
| Cost | 8.9Starting premium of THB 699 sits well above the site median of €8.37, ranking 169 of 252. | 9.6Higher |
| Offer | 9.3Higher | 9.1 |
| Trust | 9.6Higher | 9.3 |
Licences and countries
| Country | TIPINSURE | Vuso UA |
|---|---|---|
| Ukraine | Not confirmed |
Additional countries for TIPINSURE: 1. Additional countries for Vuso UA: 1.
Feature by feature
| Insurance types | TIPINSURE | Vuso UA |
|---|---|---|
| Auto | Yes | Yes |
| Home | Yes | Yes |
| Renters | No | Yes |
| Health | Yes | Yes |
| Travel | Yes | Yes |
| Pet | Yes | No |
| Motorcycle | Yes | No |
| Critical illness | Yes | No |
Where they rank in our lists
| Ranking | TIPINSURE | Vuso UA |
|---|---|---|
| Car insurance | 12 of 393 | 13 of 393 |
| Home insurance | 11 of 272 | 12 of 272 |
| Health insurance | 12 of 215 | 13 of 215 |
| Travel insurance | 16 of 291 | 17 of 291 |
Choosing between them
Pick TIPINSURE if trust and claims channels matter most.
Pick Vuso UA if cost matter most.
Every fact side by side
| Fact | TIPINSURE | Vuso UA |
|---|---|---|
| Audience | Not confirmed | Expats |
| Pricing model | Monthly | Not confirmed |
| Legal entity | TIPINSURE Public Company Limited | PrAT Insurance Company VUSO |
| Headquarters | Thailand | Ukraine |
| Founded | 1951Lower | 2001 |
| Support channels | Phone, Chat, Help centre | Phone, Email, Chat, Help centreCovers more |
Where each stands against the rest
| Fact | TIPINSURE | Vuso UA | Median |
|---|---|---|---|
| Excess from | Not confirmed | €0 to €50below the median | €70 |
Median across 68 listed insurance providers.
Pros and cons
TIPINSURE
Pros
- Monthly payments are available, so cover is paid for as the policy runs
- Insurance types span auto, home, travel, health, pet, motorcycle and critical illness
- Claims can be started by phone, in the app or online
Cons
- The starting premium of THB 699 sits far above the site median of €8.37
- Support runs on phone, chat and help centre only, with no email listed
- Critical illness cover is capped at 500,000 THB
Vuso UA
Pros
- Insurer rather than a broker, so cover comes direct from insurer
- One provider spans auto, travel and health
- Excess starts at €0 to €50
Cons
- Claims are handled by phone alone, on phone
- Voluntary medical insurance is limited to children and older adults
Who each suits
TIPINSURE
Who it suits
- Households wanting a single monthly policy for motor, home and health cover
- Adults aged 20-60, renewable to 64 looking for a lump sum critical illness payout
- Motorcycle and pet owners who want cover from the same insurer
Who should look elsewhere
- Good Sam Insurance Agency, if you need life and renters cover in the same policy
- Euroasia Insurance, if a lower starting premium matters most
- bunq, if you are comparing banking accounts rather than insurance
Vuso UA
Who it suits
- Drivers in Ukraine wanting auto cover with the option of other lines
- Expats settling in Ukraine, listed for expats
- Households wanting home or renters cover alongside a car policy
Who should look elsewhere
- Shoppers wanting to claim online or by message, since claims run on phone only
- Anyone wanting pet, life or motorcycle cover, which sits outside auto, travel and health
Current offers
TIPINSURE
Current offer
Bonus
TIP PET BUDDY: owner pays 50%, insurer pays the other 50% of veterinary treatment: 50% co-payment on veterinary costs up to 50,000 baht
Selected plan; 60-day waiting period for general illness; pets aged 3 months to 7 years
Source, checked September 26, 2026
Vuso UA
Current offer
Discount code
10% discount on medical travel insurance for trips abroad: 10% discount
Covers COVID-19 treatment costs, 24/7 emergency medical assistance worldwide
Source, checked September 26, 2026
Country by country
| Country | TIPINSURE | Vuso UA |
|---|---|---|
| Thailand | Yes | No |
| Ukraine | No | Yes |
Questions about each
TIPINSURE
What does TIPINSURE cost to start?+
The starting premium is THB 699. That is well above the site median of €8.37, and the site pokes 252 brands ranked on this figure, placing TIPINSURE at 169.
How do I pay for cover?+
TIPINSURE offers monthly payments, so premiums are spread across the policy year instead of paid in one sum. Payment is a yes on the monthly payments point for this brand.
Vuso UA
What does an excess look like on a Vuso policy?+
The excess starts at €0 to €50 on the range. Anything above that is the part of a claim that stays with you, so a policy with a low starting excess leaves less of a bill to absorb after a loss.
How are claims made with Vuso?+
Claims are handled on phone only, so a claim starts with a call. That is narrower than the wider support offering, which also covers phone, email and chat for questions that do not involve a claim.
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