Updated September 30, 2026 · AssureCue Editorial Team
TIPINSURE vs YouSet
TIPINSURE vs YouSet: the differences
| Compare |  TIPINSURE |  YouSet |
|---|---|---|
| Premium from | THB 699 | CA$5 |
| Insurance types | Auto, Home, Travel, Health, Pet, Motorcycle, Critical illness | Auto, Home, Renters, Motorcycle |
| Provider type | Insurer | Broker |
| Claims channels | Phone, App, OnlineCovers more | Phone |
| Cover limit | 500,000 THB | Not confirmed |
| Age range | 20-60, renewable to 64 | Not confirmed |
Same on both: Monthly payments (Yes).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- TIPINSURE scores higher overall: 9.3 vs 8.9.
- Founded is lower at TIPINSURE: 1951 vs 2017.
- Insurance types: only TIPINSURE offers Travel, Health, Pet.
- Insurance types: only YouSet offers Renters.
- Claims channels: only TIPINSURE offers App, Online.
- Support channels: only YouSet offers Email.
Our verdict on each
TIPINSURE
TIPINSURE suits households in Thailand that want a single monthly policy across motor, home, health and critical illness cover. The starting premium of THB 699 runs well above the site median, so the cost is the trade-off to weigh.
YouSet
YouSet suits renters, homeowners, drivers and riders in Canada seeking side by side broker quotes with monthly payments available alongside premiums that start at CAD 5. Claims run by phone through phone while support spans email, chat and phone for policy help and service enquiries across cover types.
Score breakdown
| Area | TIPINSURE | YouSet |
|---|---|---|
| Cost | 8.9Starting premium of THB 699 sits well above the site median of €8.37, ranking 169 of 252. | 9.3HigherPremiums start at CAD 5 with monthly payments available for budgeting flexibility. |
| Offer | 9.3Higher | 9.0Cover spans auto, home and renters across auto, home, renters and motorcycle needs. |
| Trust | 9.6Higher | 8.5Broker model disclosed as broker with support across email, chat and phone. |
Pick TIPINSURE if, pick YouSet if
Pick TIPINSURE if offer and claims channels matter most.
Pick YouSet if cost matter most.
Where each is licensed and available
| Country | TIPINSURE | YouSet |
|---|---|---|
| Canada | Not confirmed |
Additional countries for TIPINSURE: 1. Additional countries for YouSet: 1.
Positions in our rankings
| Ranking | TIPINSURE | YouSet |
|---|---|---|
| Car insurance | 12 of 393 | 24 of 393 |
| Home insurance | 11 of 272 | 22 of 272 |
| Motorbike insurance | 8 of 120 | 14 of 120 |
Sources behind this comparison
TIPINSURE
- dhipaya.co.th: 5 facts, checked September 26, 2026
- tipinsure.com: 4 facts, checked September 26, 2026
- ft.tipinsure.com: 3 facts, checked September 26, 2026
YouSet
- youset.ca: 9 facts, checked September 30, 2026
Every fact side by side
| Fact | TIPINSURE | YouSet |
|---|---|---|
| Pricing model | Monthly | Not confirmed |
| Legal entity | TIPINSURE Public Company Limited | YouSet Insurance |
| Headquarters | Thailand | Canada |
| Founded | 1951Lower | 2017 |
| Support channels | Phone, Chat, Help centre | Email, Chat, Phone, Help centreCovers more |
Pros and cons
TIPINSURE
Pros
- Monthly payments are available, so cover is paid for as the policy runs
- Insurance types span auto, home, travel, health, pet, motorcycle and critical illness
- Claims can be started by phone, in the app or online
Cons
- The starting premium of THB 699 sits far above the site median of €8.37
- Support runs on phone, chat and help centre only, with no email listed
- Critical illness cover is capped at 500,000 THB
YouSet
Pros
- Premiums that start at CAD 5 give a clear entry signal for budget comparison.
- Cover spans auto, home and renters, useful versus LV= which covers auto, home and pet.
- Monthly payments are available, helping spread costs across the term.
Cons
- Claims run on phone only, so written or chat claims routes are absent for phone users.
- Broker cover means policies sit with partner insurers rather than YouSet as broker, unlike insurer alternatives such as LV=.
- Entry premiums that start at CAD 5 will vary by profile, and die Bayerische lists €2.09 for strict price comparison.
Who each suits
TIPINSURE
Who it suits
- Households wanting a single monthly policy for motor, home and health cover
- Adults aged 20-60, renewable to 64 looking for a lump sum critical illness payout
- Motorcycle and pet owners who want cover from the same insurer
Who should look elsewhere
- Good Sam Insurance Agency, if you need life and renters cover in the same policy
- Euroasia Insurance, if a lower starting premium matters most
- bunq, if you are comparing banking accounts rather than insurance
YouSet
Who it suits
- Canadian drivers and riders bundling motor risks who might otherwise consider LV= which covers auto, home and pet.
- Renters and homeowners comparing property quotes together, unlike die Bayerische at €2.09.
- Budget planners using monthly payments available while watching entry at CAD 5.
Who should look elsewhere
- Drivers needing broader life and travel cover may prefer Allianz Malaysia because it covers auto, motorcycle and home.
- Pet owners may prefer LV= because it covers auto, home and pet including pet cover.
- Shoppers chasing the lowest headline entry signal may compare die Bayerische at €2.09 against CAD 5.
Current offers
TIPINSURE
Current offer
Bonus
TIP PET BUDDY: owner pays 50%, insurer pays the other 50% of veterinary treatment: 50% co-payment on veterinary costs up to 50,000 baht
Selected plan; 60-day waiting period for general illness; pets aged 3 months to 7 years
Source, checked September 26, 2026
Country by country
| Country | TIPINSURE | YouSet |
|---|---|---|
| Canada | No | Yes |
| Thailand | Yes | No |
Questions about each
TIPINSURE
What does TIPINSURE cost to start?+
The starting premium is THB 699. That is well above the site median of €8.37, and the site pokes 252 brands ranked on this figure, placing TIPINSURE at 169.
How do I pay for cover?+
TIPINSURE offers monthly payments, so premiums are spread across the policy year instead of paid in one sum. Payment is a yes on the monthly payments point for this brand.
YouSet
What does YouSet cover cost at entry level?+
Premiums start at CAD 5 according to the advertised entry signal, although the amount you pay depends on vehicle, property, location and claims history. Monthly payments are available, which helps spread the annual cost rather than paying the full term in advance.
Is YouSet an insurer or a broker?+
YouSet arranges cover as broker, which means it compares options and arranges policies that are then held with partner insurers. Your money for the actual risk cover goes to the insurer shown on your policy documents, while YouSet handles shopping and service support.
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