Updated September 28, 2026 · AssureCue Editorial Team
Compass vs TIPINSURE
What sets them apart
| Compare |  Compass |  TIPINSURE |
|---|---|---|
| Insurance types | Home, Home emergency, Health, Travel, Pet | Auto, Home, Travel, Health, Pet, Motorcycle, Critical illness |
| Provider type | Broker | Insurer |
| Claims channels | Phone, Email, Online portal, Post | Phone, App, Online |
| Age range | 18+ (resident in Italy) | 20-60, renewable to 64 |
| Premium from | Not confirmed | THB 699 |
| Cover limit | Not confirmed | 500,000 THB |
Same on both: Monthly payments (Yes).
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Key differences
- TIPINSURE scores higher overall: 9.3 vs 9.2.
- Founded is lower at TIPINSURE: 1951 vs 1960.
- Insurance types: only Compass offers Home emergency.
- Insurance types: only TIPINSURE offers Auto, Motorcycle, Critical illness.
- Claims channels: only Compass offers Email, Online portal, Post.
- Claims channels: only TIPINSURE offers App, Online.
- Support channels: only Compass offers Email.
- Support channels: only TIPINSURE offers Chat.
Our verdict on each
Compass
Compass is a broker rather than an insurer, so it places home, health, travel and pet cover with providers instead of carrying the risk itself. It suits residents in Italy who want monthly payments and a single point of contact, and it has traded since 1960.
TIPINSURE
TIPINSURE suits households in Thailand that want a single monthly policy across motor, home, health and critical illness cover. The starting premium of THB 699 runs well above the site median, so the cost is the trade-off to weigh.
Score breakdown
| Area | Compass | TIPINSURE |
|---|---|---|
| Cost | 9.1Higher | 8.9Starting premium of THB 699 sits well above the site median of €8.37, ranking 169 of 252. |
| Offer | 9.3 | 9.3 |
| Trust | 9.2 | 9.6Higher |
What each covers
| Insurance types | Compass | TIPINSURE |
|---|---|---|
| Auto | No | Yes |
| Home | Yes | Yes |
| Health | Yes | Yes |
| Travel | Yes | Yes |
| Pet | Yes | Yes |
| Motorcycle | No | Yes |
| Critical illness | No | Yes |
| Home emergency | Yes | No |
How they place
| Ranking | Compass | TIPINSURE |
|---|---|---|
| Home insurance | 13 of 272 | 11 of 272 |
| Health insurance | 14 of 215 | 12 of 215 |
| Travel insurance | 19 of 291 | 16 of 291 |
| Pet insurance | 9 of 161 | 8 of 161 |
Every fact side by side
| Fact | Compass | TIPINSURE |
|---|---|---|
| Pricing model | Monthly | Monthly |
| Legal entity | Compass Banca S.p.A. | TIPINSURE Public Company Limited |
| Headquarters | Italy | Thailand |
| Founded | 1960 | 1951Lower |
| Support channels | Phone, Email, Help centre | Phone, Chat, Help centre |
Pros and cons
Compass
Pros
- A single broker handles home, home emergency, health, travel and pet, listed under home, home emergency and health.
- Monthly payments are available, and monthly is the payment model, so the premium is spread across the year.
- Claims can be raised by phone, email, the online portal or post, as phone, email and online portal shows.
Cons
- The broker structure means the policy is underwritten elsewhere rather than by Compass, which is the limit of broker.
- General support runs on phone, email and help centre, while claims use the wider set in phone, email and online portal, so customers need to pick the right desk.
- Eligibility follows 18+ (resident in Italy), so the broker works with Italian residents rather than households spread across other markets.
TIPINSURE
Pros
- Monthly payments are available, so cover is paid for as the policy runs
- Insurance types span auto, home, travel, health, pet, motorcycle and critical illness
- Claims can be started by phone, in the app or online
Cons
- The starting premium of THB 699 sits far above the site median of €8.37
- Support runs on phone, chat and help centre only, with no email listed
- Critical illness cover is capped at 500,000 THB
Who each suits
Compass
Who it suits
- Adults resident in Italy who want home, health, travel and pet policies arranged through the same desk.
- Households that would rather spread the premium across the month, since monthly payments are available.
- People who want claims raised by phone, email, the online portal or post, as phone, email and online portal allows.
Who should look elsewhere
- Good Sam Insurance Agency, whose auto, home and renters adds life and motorcycle cover, suits people who want those lines alongside home and pet.
- Hiscox UK, listed for home, renters and landlord, is the pick for anyone focused on home, renters and landlord cover rather than a mixed personal policy.
- EuroAsia Insurance, listed for auto, home and travel, fits drivers and gadget owners better, while Compass concentrates on home, health, travel and pet.
TIPINSURE
Who it suits
- Households wanting a single monthly policy for motor, home and health cover
- Adults aged 20-60, renewable to 64 looking for a lump sum critical illness payout
- Motorcycle and pet owners who want cover from the same insurer
Who should look elsewhere
- Good Sam Insurance Agency, if you need life and renters cover in the same policy
- Euroasia Insurance, if a lower starting premium matters most
- bunq, if you are comparing banking accounts rather than insurance
Current offers
TIPINSURE
Current offer
Bonus
TIP PET BUDDY: owner pays 50%, insurer pays the other 50% of veterinary treatment: 50% co-payment on veterinary costs up to 50,000 baht
Selected plan; 60-day waiting period for general illness; pets aged 3 months to 7 years
Source, checked September 26, 2026
Country by country
| Country | Compass | TIPINSURE |
|---|---|---|
| Italy | Yes | No |
| Thailand | No | Yes |
Questions about each
Compass
What kind of company is Compass?+
Compass is a broker, so it arranges cover with insurers rather than underwriting the policies itself. The name sits under Compass Banca S.p.A., based in Italy. Households deal with a single contact, and the policy is issued by the insurer chosen for each line of cover.
Can I pay monthly?+
Monthly payments are available on the policies Compass places, with monthly as the payment model. The premium is spread across the year instead of being asked for in a single payment, which suits households that budget month by month.
TIPINSURE
What does TIPINSURE cost to start?+
The starting premium is THB 699. That is well above the site median of €8.37, and the site pokes 252 brands ranked on this figure, placing TIPINSURE at 169.
How do I pay for cover?+
TIPINSURE offers monthly payments, so premiums are spread across the policy year instead of paid in one sum. Payment is a yes on the monthly payments point for this brand.
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