Updated September 28, 2026 · AssureCue Editorial Team
Compass vs Vuso UA
Where Compass and Vuso UA differ
| Compare |  Compass |  Vuso UA |
|---|---|---|
| Insurance types | Home, Home emergency, Health, Travel, Pet | Auto, Travel, Health, Home, Renters |
| Provider type | Broker | Insurer |
| Claims channels | Phone, Email, Online portal, PostCovers more | Phone |
| Age range | 18+ (resident in Italy) | Children aged 0-3 and adults aged 60-65 (voluntary medical insurance) |
| Monthly payments | Yes | Not confirmed |
| Excess from | Not confirmed | €0 to €50 |
| Cover limit | Not confirmed | Up to 3.5 million UAH (KASKO Patriot 2.0 Unlimited) |
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Key differences
- Vuso UA scores higher overall: 9.3 vs 9.2.
- Founded is lower at Compass: 1960 vs 2001.
- Insurance types: only Compass offers Home emergency, Pet.
- Insurance types: only Vuso UA offers Auto, Renters.
- Claims channels: only Compass offers Email, Online portal, Post.
- Support channels: only Vuso UA offers Chat.
Our verdict on each
Compass
Compass is a broker rather than an insurer, so it places home, health, travel and pet cover with providers instead of carrying the risk itself. It suits residents in Italy who want monthly payments and a single point of contact, and it has traded since 1960.
Vuso UA
Vuso UA is a Ukrainian insurer selling personal lines directly, which suits anyone who wants auto, travel, health, home or renters cover from one provider. Its cost score sits at 8.1, and the excess starts at €0 to €50, so out-of-pocket cost is the first thing to weigh.
Score breakdown
| Area | Compass | Vuso UA |
|---|---|---|
| Cost | 9.1 | 9.6Higher |
| Offer | 9.3Higher | 9.1 |
| Trust | 9.2 | 9.3Higher |
How they place
| Ranking | Compass | Vuso UA |
|---|---|---|
| Home insurance | 13 of 272 | 12 of 272 |
| Health insurance | 14 of 215 | 13 of 215 |
| Travel insurance | 19 of 291 | 17 of 291 |
Feature by feature
| Insurance types | Compass | Vuso UA |
|---|---|---|
| Auto | No | Yes |
| Home | Yes | Yes |
| Renters | No | Yes |
| Health | Yes | Yes |
| Travel | Yes | Yes |
| Pet | Yes | No |
| Home emergency | Yes | No |
Availability and regulation
| Country | Compass | Vuso UA |
|---|---|---|
| Ukraine | Not confirmed |
Additional countries for Compass: 1. Additional countries for Vuso UA: 1.
Where these facts come from
Compass
- compass.it: 10 facts, checked September 26, 2026
Vuso UA
- vuso.ua: 11 facts, checked September 26, 2026
Every fact side by side
| Fact | Compass | Vuso UA |
|---|---|---|
| Audience | Not confirmed | Expats |
| Pricing model | Monthly | Not confirmed |
| Legal entity | Compass Banca S.p.A. | PrAT Insurance Company VUSO |
| Headquarters | Italy | Ukraine |
| Founded | 1960Lower | 2001 |
| Support channels | Phone, Email, Help centre | Phone, Email, Chat, Help centreCovers more |
Where each stands against the rest
| Fact | Compass | Vuso UA | Median |
|---|---|---|---|
| Excess from | Not confirmed | €0 to €50below the median | €70 |
Median across 68 listed insurance providers.
Pros and cons
Compass
Pros
- A single broker handles home, home emergency, health, travel and pet, listed under home, home emergency and health.
- Monthly payments are available, and monthly is the payment model, so the premium is spread across the year.
- Claims can be raised by phone, email, the online portal or post, as phone, email and online portal shows.
Cons
- The broker structure means the policy is underwritten elsewhere rather than by Compass, which is the limit of broker.
- General support runs on phone, email and help centre, while claims use the wider set in phone, email and online portal, so customers need to pick the right desk.
- Eligibility follows 18+ (resident in Italy), so the broker works with Italian residents rather than households spread across other markets.
Vuso UA
Pros
- Insurer rather than a broker, so cover comes direct from insurer
- One provider spans auto, travel and health
- Excess starts at €0 to €50
Cons
- Claims are handled by phone alone, on phone
- Voluntary medical insurance is limited to children and older adults
Who each suits
Compass
Who it suits
- Adults resident in Italy who want home, health, travel and pet policies arranged through the same desk.
- Households that would rather spread the premium across the month, since monthly payments are available.
- People who want claims raised by phone, email, the online portal or post, as phone, email and online portal allows.
Who should look elsewhere
- Good Sam Insurance Agency, whose auto, home and renters adds life and motorcycle cover, suits people who want those lines alongside home and pet.
- Hiscox UK, listed for home, renters and landlord, is the pick for anyone focused on home, renters and landlord cover rather than a mixed personal policy.
- EuroAsia Insurance, listed for auto, home and travel, fits drivers and gadget owners better, while Compass concentrates on home, health, travel and pet.
Vuso UA
Who it suits
- Drivers in Ukraine wanting auto cover with the option of other lines
- Expats settling in Ukraine, listed for expats
- Households wanting home or renters cover alongside a car policy
Who should look elsewhere
- Shoppers wanting to claim online or by message, since claims run on phone only
- Anyone wanting pet, life or motorcycle cover, which sits outside auto, travel and health
Current offers
Vuso UA
Current offer
Discount code
10% discount on medical travel insurance for trips abroad: 10% discount
Covers COVID-19 treatment costs, 24/7 emergency medical assistance worldwide
Source, checked September 26, 2026
Country by country
| Country | Compass | Vuso UA |
|---|---|---|
| Italy | Yes | No |
| Ukraine | No | Yes |
Questions about each
Compass
What kind of company is Compass?+
Compass is a broker, so it arranges cover with insurers rather than underwriting the policies itself. The name sits under Compass Banca S.p.A., based in Italy. Households deal with a single contact, and the policy is issued by the insurer chosen for each line of cover.
Can I pay monthly?+
Monthly payments are available on the policies Compass places, with monthly as the payment model. The premium is spread across the year instead of being asked for in a single payment, which suits households that budget month by month.
Vuso UA
What does an excess look like on a Vuso policy?+
The excess starts at €0 to €50 on the range. Anything above that is the part of a claim that stays with you, so a policy with a low starting excess leaves less of a bill to absorb after a loss.
How are claims made with Vuso?+
Claims are handled on phone only, so a claim starts with a call. That is narrower than the wider support offering, which also covers phone, email and chat for questions that do not involve a claim.