Updated September 28, 2026 · AssureCue Editorial Team
MoneyHero vs TIPINSURE
What sets them apart
| Compare |  MoneyHero |  TIPINSURE |
|---|---|---|
| Premium from | HK$89.49 | THB 699 |
| Insurance types | Travel, Auto, Home, Pet, Life, Critical illness, Health | Auto, Home, Travel, Health, Pet, Motorcycle, Critical illness |
| Provider type | Comparison site | Insurer |
| Cover limit | HK$1,000,000 overseas medical expenses (Starr 卓悅遊・尊尚保 travel insurance - Nonpareil) | 500,000 THB |
| Age range | No upper age limit on single-trip travel plans | 20-60, renewable to 64 |
| Excess from | HK$2,500 | Not confirmed |
| Claims channels | Not confirmed | Phone, App, Online |
Same on both: Monthly payments (Yes).
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Key differences
- TIPINSURE scores higher overall: 9.3 vs 8.8.
- Founded is lower at TIPINSURE: 1951 vs 2013.
- Insurance types: only MoneyHero offers Life.
- Insurance types: only TIPINSURE offers Motorcycle.
- Support channels: only MoneyHero offers Email.
Our verdict on each
MoneyHero
MoneyHero suits Hong Kong residents who want one place to compare quotes across personal insurance lines rather than a single insurer. It is a comparison site, not a risk carrier, and it carries an Insurance Authority (Hong Kong) licence. Travel cover starts at HKD 89.49.
TIPINSURE
TIPINSURE suits households in Thailand that want a single monthly policy across motor, home, health and critical illness cover. The starting premium of THB 699 runs well above the site median, so the cost is the trade-off to weigh.
Score breakdown
| Area | MoneyHero | TIPINSURE |
|---|---|---|
| Cost | 8.7Travel premiums start at HKD 89.49 with an excess of HKD 2,500, against a site median of €8.37. | 8.9HigherStarting premium of THB 699 sits well above the site median of €8.37, ranking 169 of 252. |
| Offer | 9.7Higher | 9.3 |
| Trust | 8.3 | 9.6Higher |
Feature by feature
| Insurance types | MoneyHero | TIPINSURE |
|---|---|---|
| Auto | Yes | Yes |
| Home | Yes | Yes |
| Life | Yes | No |
| Health | Yes | Yes |
| Travel | Yes | Yes |
| Pet | Yes | Yes |
| Motorcycle | No | Yes |
| Critical illness | Yes | Yes |
How they place
| Ranking | MoneyHero | TIPINSURE |
|---|---|---|
| Car insurance | 27 of 393 | 12 of 393 |
| Home insurance | 24 of 272 | 11 of 272 |
| Life insurance | 17 of 261 | 9 of 261 |
| Health insurance | 20 of 215 | 12 of 215 |
| Travel insurance | 34 of 291 | 16 of 291 |
| Pet insurance | 13 of 161 | 8 of 161 |
| Critical illness cover | 5 of 65 | 2 of 65 |
Every fact side by side
| Fact | MoneyHero | TIPINSURE |
|---|---|---|
| Audience | Seniors | Not confirmed |
| Pricing model | Monthly | Monthly |
| Legal entity | MoneyHero Global Limited (registered in Hong Kong, company number 1864714) | TIPINSURE Public Company Limited |
| Headquarters | Hong Kong | Thailand |
| Founded | 2013 | 1951Lower |
| Support channels | Email, Phone, Help centre, ChatCovers more | Phone, Chat, Help centre |
Pros and cons
MoneyHero
Pros
- Travel premiums start at HKD 89.49 with an excess of HKD 2,500
- Compares travel, auto, home, pet, life, critical illness and health cover across travel, auto and home
- Monthly payments are available, since the monthly payment model applies
Cons
- A comparison site quotes rather than underwrites, so cover terms sit with the insurer you pick
- Ranked 145 of 252 on premium from, so entry pricing is mid market
- The overall score of 2.5 out of ten puts cost at 2.5, well below the top of the table
TIPINSURE
Pros
- Monthly payments are available, so cover is paid for as the policy runs
- Insurance types span auto, home, travel, health, pet, motorcycle and critical illness
- Claims can be started by phone, in the app or online
Cons
- The starting premium of THB 699 sits far above the site median of €8.37
- Support runs on phone, chat and help centre only, with no email listed
- Critical illness cover is capped at 500,000 THB
Who each suits
MoneyHero
Who it suits
- Hong Kong households covering several lines at once, from travel to health
- Travellers wanting a single-trip plan with no upper age limit, per No upper age limit on single-trip travel plans
- Seniors shopping for cover, listed in seniors
Who should look elsewhere
- Anyone wanting cover underwritten by one named insurer rather than a quote comparison
- Readers who need motorcycle, renters or landlord lines, which sit outside travel, auto and home
- People who set cover by brand alone and will not read the individual policy terms
TIPINSURE
Who it suits
- Households wanting a single monthly policy for motor, home and health cover
- Adults aged 20-60, renewable to 64 looking for a lump sum critical illness payout
- Motorcycle and pet owners who want cover from the same insurer
Who should look elsewhere
- Good Sam Insurance Agency, if you need life and renters cover in the same policy
- Euroasia Insurance, if a lower starting premium matters most
- bunq, if you are comparing banking accounts rather than insurance
Current offers
MoneyHero
Current offer
Bonus
Free HK$1,500 vehicle inspection when buying car insurance: HK$1,500
MoneyHero pays the used-car inspection fee as part of inspection plus insurance bundle; limited time, T&Cs apply
Source, checked September 26, 2026
Discount code
HSBC 單次旅遊萬全保 premium discount with code MH: 68折 (32% off)
Apply to the 單次旅遊萬全保 and enter promo code MH; valid until 2026-11-20
Source, checked September 26, 2026
Discount code
HSBC 單次旅遊萬全保 Friday flash discount with code FLASH: 45折 (55% off)
Purchase the 單次旅遊萬全保 on a Friday and enter promo code FLASH; valid until 2026-11-20
Source, checked September 26, 2026
TIPINSURE
Current offer
Bonus
TIP PET BUDDY: owner pays 50%, insurer pays the other 50% of veterinary treatment: 50% co-payment on veterinary costs up to 50,000 baht
Selected plan; 60-day waiting period for general illness; pets aged 3 months to 7 years
Source, checked September 26, 2026
Country by country
| Country | MoneyHero | TIPINSURE |
|---|---|---|
| Hong Kong | Yes | No |
| Thailand | No | Yes |
Questions about each
MoneyHero
What does MoneyHero actually sell?+
MoneyHero is a comparison site, so it puts quotes side by side rather than issuing policies. It lists travel, auto, home, pet, life, critical illness and health cover under travel, auto and home. The contract you end up with is with the insurer the winning quote names.
How much does a MoneyHero policy cost?+
Travel premiums start at HKD 89.49 on the cheapest plan listed, against a site median of €8.37. Excess on that plan starts at HKD 2,500, and most brands sit at or below €29.72. Actual pricing depends on the insurer and the cover chosen.
TIPINSURE
What does TIPINSURE cost to start?+
The starting premium is THB 699. That is well above the site median of €8.37, and the site pokes 252 brands ranked on this figure, placing TIPINSURE at 169.
How do I pay for cover?+
TIPINSURE offers monthly payments, so premiums are spread across the policy year instead of paid in one sum. Payment is a yes on the monthly payments point for this brand.
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