Updated September 28, 2026 · AssureCue Editorial Team
MoneyHero vs Mutual of Omaha
Where MoneyHero and Mutual of Omaha differ
| Compare |  MoneyHero |  Mutual of Omaha |
|---|---|---|
| Insurance types | Travel, Auto, Home, Pet, Life, Critical illness, Health | Life, Health, Dental, Critical illness, Income protection |
| Provider type | Comparison site | Insurer |
| Cover limit | HK$1,000,000 overseas medical expenses (Starr 卓悅遊・尊尚保 travel insurance - Nonpareil) | $10,000 to $100,000 |
| Age range | No upper age limit on single-trip travel plans | 18-64 |
| Premium from | HK$89.49 | Not confirmed |
| Monthly payments | Yes | Not confirmed |
| Excess from | HK$2,500 | Not confirmed |
| Claims channels | Not confirmed | Phone, Online portal, Agent |
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Key differences
- Mutual of Omaha scores higher overall: 9.4 vs 8.8.
- Founded is lower at Mutual of Omaha: 1909 vs 2013.
- Insurance types: only MoneyHero offers Travel, Auto, Home.
- Insurance types: only Mutual of Omaha offers Dental, Income protection.
- Support channels: only MoneyHero offers Email, Chat.
Our verdict on each
MoneyHero
MoneyHero suits Hong Kong residents who want one place to compare quotes across personal insurance lines rather than a single insurer. It is a comparison site, not a risk carrier, and it carries an Insurance Authority (Hong Kong) licence. Travel cover starts at HKD 89.49.
Mutual of Omaha
Mutual of Omaha is a long established US insurer that suits people who want their personal cover held by a single provider, from life and health policies to dental, critical illness and income protection. The company dates back to 1909, and its critical illness cover is written for sums of $10,000 to $100,000.
Score breakdown
| Area | MoneyHero | Mutual of Omaha |
|---|---|---|
| Cost | 8.7Travel premiums start at HKD 89.49 with an excess of HKD 2,500, against a site median of €8.37. | Not confirmed |
| Offer | 9.7Higher | 8.9 |
| Trust | 8.3 | 9.7Higher |
Where each is licensed and available
| Country | MoneyHero | Mutual of Omaha |
|---|---|---|
| Hong Kong | Not confirmed | |
| United States | Not confirmed |
Additional countries for MoneyHero: 1. Additional countries for Mutual of Omaha: 1.
What we checked
MoneyHero
- moneyhero.com.hk: 13 facts, checked September 26, 2026
Mutual of Omaha
- mutualofomaha.com: 9 facts, checked September 26, 2026
How they place
| Ranking | MoneyHero | Mutual of Omaha |
|---|---|---|
| Life insurance | 17 of 261 | 55 of 261 |
| Health insurance | 21 of 215 | 53 of 215 |
| Critical illness cover | 5 of 65 | 15 of 65 |
Every fact side by side
| Fact | MoneyHero | Mutual of Omaha |
|---|---|---|
| Audience | Seniors | Not confirmed |
| Pricing model | Monthly | Not confirmed |
| Legal entity | MoneyHero Global Limited (registered in Hong Kong, company number 1864714) | Mutual of Omaha Insurance Company |
| Headquarters | Hong Kong | United States |
| Founded | 2013 | 1909Lower |
| Support channels | Email, Phone, Help centre, ChatCovers more | Phone, Help centre |
Where each stands against the rest
| Fact | MoneyHero | Mutual of Omaha | Median |
|---|---|---|---|
| Premium from | HK$89.49at the median | Not confirmed | HK$89.49 |
Median across 5 listed insurance providers.
Pros and cons
MoneyHero
Pros
- Travel premiums start at HKD 89.49 with an excess of HKD 2,500
- Compares travel, auto, home, pet, life, critical illness and health cover across travel, auto and home
- Monthly payments are available, since the monthly payment model applies
Cons
- A comparison site quotes rather than underwrites, so cover terms sit with the insurer you pick
- Ranked 145 of 252 on premium from, so entry pricing is mid market
- The overall score of 2.5 out of ten puts cost at 2.5, well below the top of the table
Mutual of Omaha
Pros
- A single insurer holds the personal lines: life, health and dental.
- Claims can be raised by phone, online portal and agent, so a claim does not depend on a single route.
- The contracting company is named as Mutual of Omaha Insurance Company, based in the United States and founded in 1909.
Cons
- The critical illness product pays $10,000 to $100,000, and the entry age range is 18-64, which narrows who can buy it.
- Support runs on phone and help centre only, with no chat route among them.
- The written lines are life, health and dental, so there is no property, travel or pet cover here.
Who each suits
MoneyHero
Who it suits
- Hong Kong households covering several lines at once, from travel to health
- Travellers wanting a single-trip plan with no upper age limit, per No upper age limit on single-trip travel plans
- Seniors shopping for cover, listed in seniors
Who should look elsewhere
- Anyone wanting cover underwritten by one named insurer rather than a quote comparison
- Readers who need motorcycle, renters or landlord lines, which sit outside travel, auto and home
- People who set cover by brand alone and will not read the individual policy terms
Mutual of Omaha
Who it suits
- Adults buying several kinds of personal cover from Mutual of Omaha Insurance Company rather than from separate providers.
- People who prefer an agent or a phone line, since claims can go through phone, online portal and agent.
- Buyers adding a critical illness lump sum of $10,000 to $100,000 alongside life or income protection.
Who should look elsewhere
- Linxea, if you only want life cover, since Linxea lists life.
- Oney Préstamos ES, if gadget cover is on your list, because health, life and gadget includes it.
- Good Sam Insurance Agency, if you want home, travel, pet or auto lines too, given auto, home and renters.
Current offers
MoneyHero
Current offer
Bonus
Free HK$1,500 vehicle inspection when buying car insurance: HK$1,500
MoneyHero pays the used-car inspection fee as part of inspection plus insurance bundle; limited time, T&Cs apply
Source, checked September 26, 2026
Discount code
HSBC 單次旅遊萬全保 premium discount with code MH: 68折 (32% off)
Apply to the 單次旅遊萬全保 and enter promo code MH; valid until 2026-11-20
Source, checked September 26, 2026
Discount code
HSBC 單次旅遊萬全保 Friday flash discount with code FLASH: 45折 (55% off)
Purchase the 單次旅遊萬全保 on a Friday and enter promo code FLASH; valid until 2026-11-20
Source, checked September 26, 2026
Country by country
| Country | MoneyHero | Mutual of Omaha |
|---|---|---|
| Hong Kong | Yes | No |
| United States | No | Yes |
Questions about each
MoneyHero
What does MoneyHero actually sell?+
MoneyHero is a comparison site, so it puts quotes side by side rather than issuing policies. It lists travel, auto, home, pet, life, critical illness and health cover under travel, auto and home. The contract you end up with is with the insurer the winning quote names.
How much does a MoneyHero policy cost?+
Travel premiums start at HKD 89.49 on the cheapest plan listed, against a site median of €8.37. Excess on that plan starts at HKD 2,500, and most brands sit at or below €29.72. Actual pricing depends on the insurer and the cover chosen.
Mutual of Omaha
What kinds of insurance does Mutual of Omaha offer?+
Mutual of Omaha is an insurer that writes a spread of personal protection. Its lines are life, health and dental, so life, health, dental, critical illness and income protection all sit inside a single provider rather than being split across separate companies.
Who regulates Mutual of Omaha?+
Policies come from Mutual of Omaha Insurance Company, the named legal entity on the product pages, and the company is headquartered in the United States. Its stated regulator is the Nebraska Insurance Department, which licenses insurers in the US, and the provider type is insurer.
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