Updated September 28, 2026 · AssureCue Editorial Team
AXA vs Getsafe
AXA vs Getsafe: the differences
| Compare |  AXA |  Getsafe |
|---|---|---|
| Premium from | £275 | €2.90 |
| Insurance types | Auto, Home, Renters, Landlord, Van, Health, Dental, Travel, Breakdown, Home emergency | Home, Dental, Life, Health, Travel, Pet, Income protection |
| Provider type | Insurer | Broker |
| Claims channels | Phone, Online | App, Phone, Chat |
| Excess from | Not confirmed | €0 |
| Cover limit | Not confirmed | Up to 4x the official German vet fee rate |
Same on both: Monthly payments (Yes).
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Key differences
- Getsafe is available in 1 more country.
- Insurance types: only AXA offers Auto, Renters, Landlord.
- Insurance types: only Getsafe offers Life, Pet, Income protection.
- Claims channels: only AXA offers Online.
- Claims channels: only Getsafe offers App, Chat.
- Support channels: only Getsafe offers Email, Chat.
Our verdict on each
AXA
AXA suits households and small firms wanting one insurer across many cover types, plus business lines for public liability, professional indemnity and employers liability. It costs more: premium from £275 against a site median of €8.37.
Getsafe
Getsafe suits people in Germany who want one broker for personal lines and a monthly bill rather than a yearly one. Premiums start at €2.90 and monthly payments are available, though the broker model means the cover sits with an insurer, not with Getsafe itself.
Score breakdown
| Area | AXA | Getsafe |
|---|---|---|
| Cost | 8.6Premium from £275 sits far above the site median of €8.37, ranking 245 of 252. | 9.4HigherPremiums start at €2.90 with an excess of €0, and monthly is monthly only. |
| Offer | 8.9 | 9.5Higher |
| Trust | 9.6Higher | 8.6 |
Where they rank in our lists
| Ranking | AXA | Getsafe |
|---|---|---|
| Home insurance | 2 of 272 | 18 of 272 |
| Health insurance | 4 of 215 | 18 of 215 |
| Travel insurance | 4 of 291 | 26 of 291 |
| Dental insurance | 2 of 50 | 8 of 50 |
Availability and regulation
| Country | AXA | Getsafe |
|---|---|---|
| Germany | Not confirmed | Industrie- und Handelskammer Rhein-Neckar D-QYBT-RIQKC-30 |
Additional countries for AXA: 1. Additional countries for Getsafe: 2.
Side by side, item by item
| Insurance types | AXA | Getsafe |
|---|---|---|
| Auto | Yes | No |
| Home | Yes | Yes |
| Renters | Yes | No |
| Life | No | Yes |
| Health | Yes | Yes |
| Travel | Yes | Yes |
| Pet | No | Yes |
| Van | Yes | No |
| Breakdown | Yes | No |
| Landlord | Yes | No |
| Dental | Yes | Yes |
| Income protection | No | Yes |
| Home emergency | Yes | No |
Every fact side by side
| Fact | AXA | Getsafe |
|---|---|---|
| Audience | Not confirmed | Expats, Seniors |
| Pricing model | Not confirmed | Monthly |
| Legal entity | AXA SA | Getsafe Digital GmbH |
| Headquarters | France | Germany |
| Founded | Not confirmed | 2015 |
| Support channels | Help centre, Phone | Email, Phone, Chat, Help centreCovers more |
Business insurance
| Fact | AXA | Getsafe |
|---|---|---|
| Cover types | Public liability, Professional indemnity, Employers liability | Not confirmed |
| Indemnity limit | £5,000,000 | Not confirmed |
| Industries | SMEs, sole traders, self-employed | Not confirmed |
Where each stands against the rest
| Fact | AXA | Getsafe | Median |
|---|---|---|---|
| Excess from | Not confirmed | €0below the median | €70 |
Median across 68 listed insurance providers.
Pros and cons
AXA
Pros
- Broad range of insurance types in one place, from auto and home to travel, dental and home emergency
- Monthly payments are available, which many insurers on the site do not offer
- Business lines cover public liability, professional indemnity and employers liability for SMEs, sole traders and the self-employed
Cons
- Premium from £275 is well above the site median of €8.37
- Support runs on help centre and phone only, so there is no listed chat or email route
Getsafe
Pros
- Premiums start at €2.90, below the site median of €8.37.
- The excess starts at €0 on liability cover, so a claim need not reduce a payout.
- Monthly payments are available, and monthly lists monthly as the only payment model.
Cons
- Getsafe is a broker, so you buy cover from an insurer and the policy terms sit outside this site.
- home, dental and life does not list car, renters or landlord cover, so you would need a second provider for those.
- Monthly payments are the only option in monthly, with no annual payment to cut the cost.
Who each suits
AXA
Who it suits
- Households insuring a car, home, renters, landlord, van, health, dental, travel or breakdown cover with the same provider
- SMEs, sole traders and self-employed needing public liability, professional indemnity or employers liability
- Buyers comfortable paying above the typical entry price for a wide range of cover in one place
Who should look elsewhere
- Buyers chasing the lowest entry premium, since £275 sits far above €8.37
- Anyone who needs live chat or email support, as help centre and phone covers only a help centre and phone
- Good Sam Insurance Agency is worth a look for a different spread of personal types, including life and motorcycle
Getsafe
Who it suits
- People living in Germany who want one app for home, dental, life, health, travel, pet and income protection.
- Expats and newcomers to Germany, since expats and seniors lists expats and seniors.
- Anyone who prefers a monthly bill and a €0 excess rather than paying a year up front.
Who should look elsewhere
- Drivers and landlords: home, dental and life has no car, renters or landlord lines.
- Anyone wanting annual payments to cut the cost, because monthly is monthly only.
- Buyers who want to contract with an insurer directly, as Getsafe is a broker.
Current offers
AXA
Current offer
First period offer
AXA MultiCar discount: Save up to 15%
when insuring another car registered at your home address
Source, checked September 26, 2026
Country by country
| Country | AXA | Getsafe |
|---|---|---|
| Austria | No | Yes |
| Germany | No | Yes |
| United Kingdom | Yes | No |
Questions about each
AXA
What is the cheapest premium AXA offers?+
Premium from £275 is the entry figure across the personal range. That sits well above the site median of €8.37, so AXA is not the low end of this market. A quote depends on your cover type and details.
Can I pay monthly rather than yearly?+
Yes, monthly payments are available across the products AXA covers here. Most brands in this comparison also offer monthly payments, so it is a common feature rather than a reason to pick one provider over another.
Getsafe
How much does Getsafe cost?+
Premiums start at €2.90, and the site median across listed brands is €8.37. The €0 excess on liability cover sits at the lower end too, so a liability claim does not come out of your pocket first. Actual price depends on which line you take.
Can I pay monthly instead of yearly?+
Yes, monthly payments are available, and monthly lists monthly as the only payment model. There is no annual option in the same fact, so anyone hoping to pay once a year to save on the total should look elsewhere or ask the insurer directly.
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