Updated September 28, 2026 · AssureCue Editorial Team
AXA vs Insify.fr
What sets them apart
| Compare |  AXA |  Insify.fr |
|---|---|---|
| Provider type | Insurer | Broker |
| Cover types | Public liability, Professional indemnity, Employers liability | Professional indemnity, Property |
| Premium from | £275 | €11 |
| Industries | SMEs, sole traders, self-employed | independents and small businesses, food, retail, home |
| Indemnity limit | £5,000,000 | Not confirmed |
Same on both: Monthly payments (Yes).
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Key differences
- AXA scores higher overall: 9.1 vs 8.8.
- Cover types: only AXA offers Public liability, Employers liability.
- Cover types: only Insify.fr offers Property.
Our verdict on each
AXA
AXA suits households and small firms wanting one insurer across many cover types, plus business lines for public liability, professional indemnity and employers liability. It costs more: premium from £275 against a site median of €8.37.
Insify.fr
Insify.fr is a straightforward broker for independents and small businesses that need professional indemnity cover without a long contract. Premiums start at €11, and the same account also carries property cover, with food, retail and home businesses the stated audience and both lines arranged in one place.
Score breakdown
| Area | AXA | Insify.fr |
|---|---|---|
| Cost | 8.6Premium from £275 sits far above the site median of €8.37, ranking 245 of 252. | 9.1HigherStarting premium is €11, ranking 9 of 14 on price, so it sits mid field rather than at the lowest entry point. |
| Offer | 8.9Higher | 8.4 |
| Trust | 9.6Higher | 8.7 |
Side by side, item by item
| Cover types | AXA | Insify.fr |
|---|---|---|
| Public liability | Yes | No |
| Professional indemnity | Yes | Yes |
| Employers liability | Yes | No |
| Property | No | Yes |
Choosing between them
Pick AXA if offer and trust matter most.
Pick Insify.fr if cost matter most.
Where these facts come from
AXA
- axa.co.uk: 3 facts, checked September 26, 2026
- axa.com: 2 facts, checked September 26, 2026
- ui.awin.com: 2 facts, checked September 26, 2026
- smallbusinessprices.co.uk: 1 fact, checked September 26, 2026
- ukstartupblog.co.uk: 1 fact, checked September 26, 2026
Insify.fr
- insify.fr: 5 facts, checked September 26, 2026
How they place
| Ranking | AXA | Insify.fr |
|---|---|---|
| Business insurance | 5 of 150 | 22 of 150 |
| Professional indemnity and liability insurance | 1 of 38 | 7 of 38 |
Every fact side by side
| Fact | AXA | Insify.fr |
|---|---|---|
| Legal entity | AXA SA | Not confirmed |
| Headquarters | France | Not confirmed |
| Support channels | Help centre, Phone | Not confirmed |
Where each stands against the rest
| Fact | AXA | Insify.fr | Median |
|---|---|---|---|
| Indemnity limit | £5,000,000above the median | Not confirmed | £4,000,000 |
Median across 10 listed insurance providers.
Pros and cons
AXA
Pros
- Broad range of insurance types in one place, from auto and home to travel, dental and home emergency
- Monthly payments are available, which many insurers on the site do not offer
- Business lines cover public liability, professional indemnity and employers liability for SMEs, sole traders and the self-employed
Cons
- Premium from £275 is well above the site median of €8.37
- Support runs on help centre and phone only, so there is no listed chat or email route
Insify.fr
Pros
- Indemnity and property arranged together, professional indemnity and property, so one request covers both sides of the business.
- Monthly payments are available, so the premium can be spread rather than paid in a single sum.
- Aimed squarely at small operators, from independents to food, retail and home businesses, with everything arranged through one broker, broker.
Cons
- Insify.fr is a broker rather than the carrier of the risk, broker, so the policy terms sit with the insurer behind it.
- On starting premium it ranks 9 of 14 brands, so the entry price is a middle of the field one.
Who each suits
AXA
Who it suits
- Households insuring a car, home, renters, landlord, van, health, dental, travel or breakdown cover with the same provider
- SMEs, sole traders and self-employed needing public liability, professional indemnity or employers liability
- Buyers comfortable paying above the typical entry price for a wide range of cover in one place
Who should look elsewhere
- Buyers chasing the lowest entry premium, since £275 sits far above €8.37
- Anyone who needs live chat or email support, as help centre and phone covers only a help centre and phone
- Good Sam Insurance Agency is worth a look for a different spread of personal types, including life and motorcycle
Insify.fr
Who it suits
- Freelancers and independents taking out their first professional indemnity policy.
- Small food, retail and home based businesses that want indemnity and property in one application.
- Owners who prefer spreading the cost, since monthly payments are available.
Who should look elsewhere
- Hiscox UK, if you would rather hold the policy with the insurer itself: it is an insurer, insurer.
- EuroAsia Insurance, also an insurer, insurer, for a direct insurer relationship instead of a broker.
- WeddingPlan Insurance, whose business cover is public liability only, public liability, which does not answer a professional indemnity need.
Current offers
AXA
Current offer
First period offer
AXA MultiCar discount: Save up to 15%
when insuring another car registered at your home address
Source, checked September 26, 2026
Country by country
| Country | AXA | Insify.fr |
|---|---|---|
| France | No | Yes |
| United Kingdom | Yes | No |
Questions about each
AXA
What is the cheapest premium AXA offers?+
Premium from £275 is the entry figure across the personal range. That sits well above the site median of €8.37, so AXA is not the low end of this market. A quote depends on your cover type and details.
Can I pay monthly rather than yearly?+
Yes, monthly payments are available across the products AXA covers here. Most brands in this comparison also offer monthly payments, so it is a common feature rather than a reason to pick one provider over another.
Insify.fr
How much does professional indemnity cost through Insify.fr?+
Premiums start at €11, and that figure applies to the professional indemnity policy Insify.fr arranges. The final price follows the business, the work it does and the level of cover chosen. For scale, starting premiums across the site run from €2.92 to €29.72.
Can I pay monthly rather than in one payment?+
Monthly payments are available, and that is the practical difference this broker offers for a business with uneven cash flow. The lines on the policy are professional indemnity and property. Insify.fr is a broker, broker, rather than the insurer itself.