Updated September 28, 2026 · AssureCue Editorial Team
AXA vs Kingsbridge Insurance
What sets them apart
| Compare |  AXA | Kingsbridge Insurance ReviewVisitVisit |
|---|---|---|
| Provider type | Insurer | Broker |
| Cover types | Public liability, Professional indemnity, Employers liability | Public liability, Professional indemnity, Employers liability, CyberCovers more |
| Indemnity limit | £5,000,000Higher | £1,000,000 |
| Industries | SMEs, sole traders, self-employed | contractors, freelancers and small businesses |
| Premium from | £275 | Not confirmed |
| Monthly payments | Yes | Not confirmed |
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Key differences
- AXA scores higher overall: 9.1 vs 8.9.
- Cover types: only Kingsbridge Insurance offers Cyber.
- Indemnity limit is higher at AXA: £5,000,000 vs £1,000,000.
- Support channels: only Kingsbridge Insurance offers Email.
Our verdict on each
AXA
AXA suits households and small firms wanting one insurer across many cover types, plus business lines for public liability, professional indemnity and employers liability. It costs more: premium from £275 against a site median of €8.37.
Kingsbridge Insurance
Kingsbridge Insurance suits contractors, freelancers and small businesses who want a regulated broker to place liability cover for them. The book spans public liability, professional indemnity and employers liability, with an indemnity limit of £1,000,000 and help on email, phone and help centre.
Score breakdown
| Area | AXA | Kingsbridge Insurance |
|---|---|---|
| Cost | 8.6Premium from £275 sits far above the site median of €8.37, ranking 245 of 252. | Not confirmed |
| Offer | 8.9 | 9.2HigherLines of public liability, professional indemnity and employers liability with £1,000,000, under the €3,486,547.74 median. |
| Trust | 9.6Higher | 8.7 |
Positions in our rankings
| Ranking | AXA | Kingsbridge Insurance |
|---|---|---|
| Business insurance | 5 of 150 | 20 of 150 |
| Professional indemnity and liability insurance | 1 of 38 | 5 of 38 |
| Public liability insurance | 2 of 51 | 7 of 51 |
Licences and countries
| Country | AXA | Kingsbridge Insurance |
|---|---|---|
| United Kingdom | Not confirmed | Financial Conduct Authority 309149 |
Available in 1 country for both.
Feature by feature
| Cover types | AXA | Kingsbridge Insurance |
|---|---|---|
| Public liability | Yes | Yes |
| Professional indemnity | Yes | Yes |
| Employers liability | Yes | Yes |
| Cyber | No | Yes |
Pick AXA if, pick Kingsbridge Insurance if
Pick AXA if trust and indemnity limit matter most.
Pick Kingsbridge Insurance if offer and cover types matter most.
Every fact side by side
| Fact | AXA | Kingsbridge Insurance |
|---|---|---|
| Legal entity | AXA SA | Kingsbridge Risk Solutions Ltd |
| Headquarters | France | United Kingdom |
| Support channels | Help centre, Phone | Email, Phone, Help centreCovers more |
Where each stands against the rest
| Fact | AXA | Kingsbridge Insurance | Median |
|---|---|---|---|
| Indemnity limit | £5,000,000above the median | £1,000,000lowest quarter | £4,000,000 |
| Premium from | £275highest quarter | Not confirmed | £7.20 |
Median across 13 listed insurance providers.
Pros and cons
AXA
Pros
- Broad range of insurance types in one place, from auto and home to travel, dental and home emergency
- Monthly payments are available, which many insurers on the site do not offer
- Business lines cover public liability, professional indemnity and employers liability for SMEs, sole traders and the self-employed
Cons
- Premium from £275 is well above the site median of €8.37
- Support runs on help centre and phone only, so there is no listed chat or email route
Kingsbridge Insurance
Pros
- Business lines cover public liability, professional indemnity and employers liability
- Indemnity limit of £1,000,000
- Regulated in Great Britain by the Financial Conduct Authority under 309149
Cons
- Indemnity limit of £1,000,000 sits below the €3,486,547.74 median across the listings
- Brokers are a minority on the site, at 37.2% against 42.4% for insurers
- Property cover is not among its public liability, professional indemnity and employers liability, so buyers with premises or stock will need another provider
Who each suits
AXA
Who it suits
- Households insuring a car, home, renters, landlord, van, health, dental, travel or breakdown cover with the same provider
- SMEs, sole traders and self-employed needing public liability, professional indemnity or employers liability
- Buyers comfortable paying above the typical entry price for a wide range of cover in one place
Who should look elsewhere
- Buyers chasing the lowest entry premium, since £275 sits far above €8.37
- Anyone who needs live chat or email support, as help centre and phone covers only a help centre and phone
- Good Sam Insurance Agency is worth a look for a different spread of personal types, including life and motorcycle
Kingsbridge Insurance
Who it suits
- Contractors and freelancers needing public liability placed for them
- Small businesses adding professional indemnity or employers liability
- Firms that prefer a regulated broker to deal with insurers directly
Who should look elsewhere
- Buyers who want to hold a contract with the insurer itself, as EuroAsia Insurance is an insurer that carries the risk
- Anyone with premises or stock to insure, since property is not among the public liability, professional indemnity and employers liability Kingsbridge places
- Contracts needing the largest limits in the range, because £1,000,000 is under the €3,486,547.74 median
Current offers
AXA
Current offer
First period offer
AXA MultiCar discount: Save up to 15%
when insuring another car registered at your home address
Source, checked September 26, 2026
Country by country
| Country | AXA | Kingsbridge Insurance |
|---|---|---|
| United Kingdom | Yes | Yes |
Questions about each
AXA
What is the cheapest premium AXA offers?+
Premium from £275 is the entry figure across the personal range. That sits well above the site median of €8.37, so AXA is not the low end of this market. A quote depends on your cover type and details.
Can I pay monthly rather than yearly?+
Yes, monthly payments are available across the products AXA covers here. Most brands in this comparison also offer monthly payments, so it is a common feature rather than a reason to pick one provider over another.
Kingsbridge Insurance
What kind of company is Kingsbridge Insurance?+
Kingsbridge Insurance trades as Kingsbridge Risk Solutions Ltd and works as a broker, so policies are placed on behalf of customers with an insurer rather than underwritten by the brand itself. The company is based in the United Kingdom, which matters if the work you insure happens there.
What lines of business does it write?+
Kingsbridge places public liability, professional indemnity and employers liability, a wider book than a single line shop. That mix suits a contractor who needs public liability alongside professional indemnity, and an employer who also wants employers liability or cyber arranged through the same broker.