Updated September 29, 2026 · AssureCue Editorial Team
andsafe vs Kingsbridge Insurance
andsafe vs Kingsbridge Insurance: the differences
| Compare |  andsafe | Kingsbridge Insurance ReviewVisitVisit |
|---|---|---|
| Provider type | Insurer | Broker |
| Cover types | Public liability, Professional indemnity, Property | Public liability, Professional indemnity, Employers liability, Cyber |
| Indemnity limit | €10,000,000 | £1,000,000 |
| Industries | Construction, cleaning, crafts, hospitality, IT and consulting | contractors, freelancers and small businesses |
| Premium from | €10.57 | Not confirmed |
| Excess from | €0 | Not confirmed |
| Monthly payments | Yes | Not confirmed |
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Key differences
- andsafe scores higher overall: 9.6 vs 8.9.
- Cover types: only andsafe offers Property.
- Cover types: only Kingsbridge Insurance offers Employers liability, Cyber.
- Support channels: only andsafe offers Chat.
Our verdict on each
andsafe
andsafe suits small firms in construction, cleaning, crafts, hospitality plus IT and consulting that want direct insurer cover with monthly billing. Premiums run €10.57 with indemnity of €10,000,000 and claims filed through online, which keeps routine protection simple to manage.
Kingsbridge Insurance
Kingsbridge Insurance suits contractors, freelancers and small businesses who want a regulated broker to place liability cover for them. The book spans public liability, professional indemnity and employers liability, with an indemnity limit of £1,000,000 and help on email, phone and help centre.
Score breakdown
| Area | andsafe | Kingsbridge Insurance |
|---|---|---|
| Cost | 9.4Premiums run €10.57 for contents cover, with excess terms at €0 on selected liability. | Not confirmed |
| Offer | 9.5HigherBusiness cover spans public liability, professional indemnity and property alongside personal lines across auto, home and travel. | 9.2Lines of public liability, professional indemnity and employers liability with £1,000,000, under the €3,486,547.74 median. |
| Trust | 9.8Higherandsafe acts as insurer under insurer, which keeps cover and claims in house. | 8.7 |
Positions in our rankings
| Ranking | andsafe | Kingsbridge Insurance |
|---|---|---|
| Business insurance | 7 of 150 | 20 of 150 |
| Professional indemnity and liability insurance | 2 of 38 | 5 of 38 |
| Public liability insurance | 3 of 51 | 7 of 51 |
What each covers
| Cover types | andsafe | Kingsbridge Insurance |
|---|---|---|
| Public liability | Yes | Yes |
| Professional indemnity | Yes | Yes |
| Employers liability | No | Yes |
| Cyber | No | Yes |
| Property | Yes | No |
Licences and countries
| Country | andsafe | Kingsbridge Insurance |
|---|---|---|
| Germany | Not confirmed | |
| United Kingdom | Not confirmed | Financial Conduct Authority 309149 |
Additional countries for andsafe: 1. Additional countries for Kingsbridge Insurance: 1.
What we checked
andsafe
- andsafe.de: 10 facts, checked September 28, 2026
Kingsbridge Insurance
- kingsbridge.co.uk: 7 facts, checked September 26, 2026
Every fact side by side
| Fact | andsafe | Kingsbridge Insurance |
|---|---|---|
| Legal entity | andsafe Aktiengesellschaft | Kingsbridge Risk Solutions Ltd |
| Headquarters | Germany | United Kingdom |
| Support channels | Email, Chat, Phone, Help centreCovers more | Email, Phone, Help centre |
Personal insurance
| Fact | andsafe | Kingsbridge Insurance |
|---|---|---|
| Insurance types | Auto, Home, Travel, Pet, Bicycle | Not confirmed |
| Pricing model | Monthly | Not confirmed |
| Cover limit | 30 Mio. EUR | Not confirmed |
| Claims channels | Online | Not confirmed |
Where each stands against the rest
| Fact | andsafe | Kingsbridge Insurance | Median |
|---|---|---|---|
| Premium from | €10.57above the median | Not confirmed | €7.99 |
| Excess from | €0below the median | Not confirmed | €100 |
Median across 27 listed insurance providers.
Pros and cons
andsafe
Pros
- Direct insurer cover across public liability, professional indemnity and property for liability and property risks in listed trades.
- Indemnity of €10,000,000 for business liability alongside private liability of 30 Mio. EUR.
- Excess terms at €0 on selected liability, with premiums run €10.57 for contents.
Cons
- Business cover centres on public liability, professional indemnity and property, while Hiscox also lists employers liability and cyber within public liability, professional indemnity and employers liability.
- Premiums run €10.57 for contents cover, which can look dear against lean entry offers elsewhere.
- Claims run through online, which may feel narrow if you prefer phone led claims handling.
Kingsbridge Insurance
Pros
- Business lines cover public liability, professional indemnity and employers liability
- Indemnity limit of £1,000,000
- Regulated in Great Britain by the Financial Conduct Authority under 309149
Cons
- Indemnity limit of £1,000,000 sits below the €3,486,547.74 median across the listings
- Brokers are a minority on the site, at 37.2% against 42.4% for insurers
- Property cover is not among its public liability, professional indemnity and employers liability, so buyers with premises or stock will need another provider
Who each suits
andsafe
Who it suits
- Trade and service firms that want liability plus property under public liability, professional indemnity and property from a direct insurer.
- Households that also want auto, home, travel, pet or bicycle cover under auto, home and travel in the same place.
Who should look elsewhere
- Firms that need cyber or employers liability should compare Hiscox, since andsafe centres on public liability, professional indemnity and property.
- Shoppers that want broker choice across many carriers may prefer a marketplace over a direct insurer under insurer.
Kingsbridge Insurance
Who it suits
- Contractors and freelancers needing public liability placed for them
- Small businesses adding professional indemnity or employers liability
- Firms that prefer a regulated broker to deal with insurers directly
Who should look elsewhere
- Buyers who want to hold a contract with the insurer itself, as EuroAsia Insurance is an insurer that carries the risk
- Anyone with premises or stock to insure, since property is not among the public liability, professional indemnity and employers liability Kingsbridge places
- Contracts needing the largest limits in the range, because £1,000,000 is under the €3,486,547.74 median
Country by country
| Country | andsafe | Kingsbridge Insurance |
|---|---|---|
| Germany | Yes | No |
| United Kingdom | No | Yes |
Questions about each
andsafe
What does andsafe charge for business cover?+
Premiums run €10.57 for contents cover, while excess terms sit at €0 on selected liability. The exact amount you pay depends on trade, turnover, limits and options chosen, so use the quote path to confirm your rate before purchase.
Which types of insurance does andsafe provide?+
Business cover spans public liability, professional indemnity and property, covering public liability, professional indemnity and property risks. Personal lines span auto, home and travel, namely auto, home, travel, pet and bicycle, so you can keep several everyday policies with the same provider.
Kingsbridge Insurance
What kind of company is Kingsbridge Insurance?+
Kingsbridge Insurance trades as Kingsbridge Risk Solutions Ltd and works as a broker, so policies are placed on behalf of customers with an insurer rather than underwritten by the brand itself. The company is based in the United Kingdom, which matters if the work you insure happens there.
What lines of business does it write?+
Kingsbridge places public liability, professional indemnity and employers liability, a wider book than a single line shop. That mix suits a contractor who needs public liability alongside professional indemnity, and an employer who also wants employers liability or cyber arranged through the same broker.
Other options to compare
Other matchups
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- andsafe vs Kingpolis
- andsafe vs Laka
- andsafe vs Sundays Bike Insurance
- andsafe vs ALA Insurance
- andsafe vs Hiscox UK
- andsafe vs die Bayerische
- andsafe vs KS Auxilia
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- Kingsbridge Insurance vs AXA
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- andsafe vs HelloSafe (Atlas)
- andsafe vs TIPINSURE
- andsafe vs Vuso UA
- andsafe vs Lemonade
- andsafe vs Getsafe
- andsafe vs WAS Insurance
- andsafe vs Eversure
- andsafe vs MoneyHero
- andsafe vs BizCover (Australia)
- andsafe vs Insify.fr
Related by the facts
- KS Auxilia, also regulated by Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
- Insurance providers with Professional indemnity
- Insurance providers available in Germany
- Explorer Travel Insurance, also regulated by Financial Conduct Authority
- Insurance providers with Public liability
- Insurance providers available in United Kingdom