Updated September 29, 2026 · AssureCue Editorial Team
andsafe vs Eversure
Where andsafe and Eversure differ
| Compare |  andsafe |  Eversure |
|---|---|---|
| Premium from | €10.57 | £17.47 |
| Insurance types | Auto, Home, Travel, Pet, Bicycle | Breakdown, Gadget |
| Provider type | Insurer | Broker |
| Cover limit | 30 Mio. EUR | £15,000 per period of insurance (claims above this are excluded) |
| Claims channels | Online | 24 hour claims line, Online make a claim form, Contact form |
| Monthly payments | Yes | Not confirmed |
| Excess from | €0 | Not confirmed |
| Age range | Not confirmed | Vehicle up to 15 years old at time of breakdown (personal breakdown) |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- andsafe scores higher overall: 9.6 vs 8.8.
- Insurance types: only andsafe offers Auto, Home, Travel.
- Insurance types: only Eversure offers Breakdown, Gadget.
- Claims channels: only andsafe offers Online.
- Claims channels: only Eversure offers 24 hour claims line, Online make a claim form, Contact form.
- Support channels: only andsafe offers Phone.
Our verdict on each
andsafe
andsafe suits small firms in construction, cleaning, crafts, hospitality plus IT and consulting that want direct insurer cover with monthly billing. Premiums run €10.57 with indemnity of €10,000,000 and claims filed through online, which keeps routine protection simple to manage.
Eversure
Eversure is a UK broker selling personal breakdown and gadget cover, which suits drivers with a newer car who want a single policy. Personal breakdown cover starts at £17.47 a month, and the policy is capped at a cover limit per period of insurance.
Score breakdown
| Area | andsafe | Eversure |
|---|---|---|
| Cost | 9.4HigherPremiums run €10.57 for contents cover, with excess terms at €0 on selected liability. | 8.6Personal breakdown cover starts at £17.47, below the €23.33 typical of the category. |
| Offer | 9.5HigherBusiness cover spans public liability, professional indemnity and property alongside personal lines across auto, home and travel. | 8.9 |
| Trust | 9.8Higherandsafe acts as insurer under insurer, which keeps cover and claims in house. | 8.7 |
Feature by feature
| Insurance types | andsafe | Eversure |
|---|---|---|
| Auto | Yes | No |
| Home | Yes | No |
| Travel | Yes | No |
| Pet | Yes | No |
| Breakdown | No | Yes |
| Gadget | No | Yes |
| Bicycle | Yes | No |
How they place
| Ranking | andsafe | Eversure |
|---|---|---|
| Bicycle insurance | 1 of 9 | 2 of 9 |
Every fact side by side
| Fact | andsafe | Eversure |
|---|---|---|
| Pricing model | Monthly | Not confirmed |
| Legal entity | andsafe Aktiengesellschaft | Eversure Limited |
| Headquarters | Germany | United Kingdom |
| Founded | Not confirmed | 2008 |
| Support channels | Email, Chat, Phone, Help centreCovers more | Chat, Email, Help centre |
Where each stands against the rest
| Fact | andsafe | Eversure | Median |
|---|---|---|---|
| Excess from | €0below the median | Not confirmed | €70 |
Median across 68 listed insurance providers.
Pros and cons
andsafe
Pros
- Direct insurer cover across public liability, professional indemnity and property for liability and property risks in listed trades.
- Indemnity of €10,000,000 for business liability alongside private liability of 30 Mio. EUR.
- Excess terms at €0 on selected liability, with premiums run €10.57 for contents.
Cons
- Business cover centres on public liability, professional indemnity and property, while Hiscox also lists employers liability and cyber within public liability, professional indemnity and employers liability.
- Premiums run €10.57 for contents cover, which can look dear against lean entry offers elsewhere.
- Claims run through online, which may feel narrow if you prefer phone led claims handling.
Eversure
Pros
- Personal breakdown cover starts at £17.47, under the €23.33 category figure.
- The cover limit per period of insurance is generous for a breakdown policy, and claims above it are excluded.
- A claims line, an online claim form and a contact form sit in 24 hour claims line, online make a claim form and contact form, so a stranded driver has more than one way in.
Cons
- Eversure is a broker, so the cover sits with an underwriter rather than with the broker.
- Personal breakdown cover is for a vehicle up to a stated age at the time of breakdown, which rules out older cars.
- The range of types is narrow at breakdown and gadget, so there is nothing to bundle beyond a gadget policy.
Who each suits
andsafe
Who it suits
- Trade and service firms that want liability plus property under public liability, professional indemnity and property from a direct insurer.
- Households that also want auto, home, travel, pet or bicycle cover under auto, home and travel in the same place.
Who should look elsewhere
- Firms that need cyber or employers liability should compare Hiscox, since andsafe centres on public liability, professional indemnity and property.
- Shoppers that want broker choice across many carriers may prefer a marketplace over a direct insurer under insurer.
Eversure
Who it suits
- Drivers whose car is still within the eligible age for personal breakdown cover
- Anyone who wants to cover a gadget alongside vehicle breakdown
- People who prefer arranging cover through a broker rather than a direct insurer
Who should look elsewhere
- Owners of a car past the eligible age, who need to look at alternatives built for older vehicles
- Drivers who want a single policy covering several vehicle types at once
- Shoppers wanting a direct insurer contract rather than a broker arrangement
Country by country
| Country | andsafe | Eversure |
|---|---|---|
| Germany | Yes | No |
| United Kingdom | No | Yes |
Questions about each
andsafe
What does andsafe charge for business cover?+
Premiums run €10.57 for contents cover, while excess terms sit at €0 on selected liability. The exact amount you pay depends on trade, turnover, limits and options chosen, so use the quote path to confirm your rate before purchase.
Which types of insurance does andsafe provide?+
Business cover spans public liability, professional indemnity and property, covering public liability, professional indemnity and property risks. Personal lines span auto, home and travel, namely auto, home, travel, pet and bicycle, so you can keep several everyday policies with the same provider.
Eversure
How much does Eversure personal breakdown cover cost?+
Personal breakdown cover starts at £17.47. That sits under the €23.33 recorded across breakdown providers, and below the €115.72 upper quartile. Premiums are arranged as monthly payments through the broker.
Who regulates Eversure?+
Eversure is authorised and regulated by the Financial Conduct Authority, the UK regulator, under reference 501311. Eversure Limited is the legal entity behind the brand and is based in the United Kingdom.
Other options to compare
Other matchups
- andsafe vs WorldTrips
- andsafe vs Kingpolis
- andsafe vs Laka
- andsafe vs Sundays Bike Insurance
- andsafe vs ALA Insurance
- andsafe vs Hiscox UK
- andsafe vs die Bayerische
- Eversure vs Fietszeker
- Eversure vs AA Breakdown
- Eversure vs Aviva
- Eversure vs DZI
- Eversure vs Autohome
- Eversure vs Green Flag
- Eversure vs MiWay
- andsafe vs KS Auxilia
- andsafe vs MyPhysicianPlan
- andsafe vs HanseMerkur Reiseversicherung AT
- Eversure vs AXA
- andsafe vs Explorer Travel Insurance
- andsafe vs HelloSafe (Atlas)
- andsafe vs TIPINSURE
- andsafe vs Vuso UA
- andsafe vs Lemonade
- andsafe vs Getsafe
- andsafe vs WAS Insurance
- andsafe vs Kingsbridge Insurance
- andsafe vs MoneyHero
- andsafe vs BizCover (Australia)
- andsafe vs Insify.fr
- Eversure vs hotline.finance
Related by the facts
- KS Auxilia, also regulated by Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
- Insurance providers with Auto
- Insurance providers available in Germany
- Explorer Travel Insurance, also regulated by Financial Conduct Authority
- Insurance providers with Home
- Insurance providers available in United Kingdom