Updated September 28, 2026 · AssureCue Editorial Team
Eversure vs Green Flag
What sets them apart
| Compare |  Eversure |  Green Flag |
|---|---|---|
| Insurance types | Breakdown, Gadget | Breakdown, Motorcycle, Van |
| Provider type | Broker | Insurer |
| Claims channels | 24 hour claims line, Online make a claim form, Contact form | Phone, Mobile app, Live chat |
| Age range | Vehicle up to 15 years old at time of breakdown (personal breakdown) | 18+ for monthly payments |
| Premium from | £17.47 | Not confirmed |
| Monthly payments | Not confirmed | Yes |
| Cover limit | £15,000 per period of insurance (claims above this are excluded) | Not confirmed |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- Green Flag scores higher overall: 9.3 vs 8.8.
- Founded is lower at Green Flag: 1971 vs 2008.
- Insurance types: only Eversure offers Gadget.
- Insurance types: only Green Flag offers Motorcycle, Van.
- Claims channels: only Eversure offers 24 hour claims line, Online make a claim form, Contact form.
- Claims channels: only Green Flag offers Phone, Mobile app, Live chat.
- Support channels: only Eversure offers Email.
- Support channels: only Green Flag offers Phone.
Our verdict on each
Eversure
Eversure is a UK broker selling personal breakdown and gadget cover, which suits drivers with a newer car who want a single policy. Personal breakdown cover starts at £17.47 a month, and the policy is capped at a cover limit per period of insurance.
Green Flag
Green Flag is a UK insurer built for breakdown cover, plus motorcycle and van policies, and it suits drivers who want cover paid month by month rather than settled in a single yearly bill. Set against other breakdown providers, its entry price sits close to the €23.33 median.
Score breakdown
| Area | Eversure | Green Flag |
|---|---|---|
| Cost | 8.6Personal breakdown cover starts at £17.47, below the €23.33 typical of the category. | 9.1Higher |
| Offer | 8.9 | 9.0Higher |
| Trust | 8.7 | 9.5Higher |
Feature by feature
| Insurance types | Eversure | Green Flag |
|---|---|---|
| Motorcycle | No | Yes |
| Van | No | Yes |
| Breakdown | Yes | Yes |
| Gadget | Yes | No |
Availability and regulation
| Country | Eversure | Green Flag |
|---|---|---|
| United Kingdom | Financial Conduct Authority 501311 | Financial Conduct Authority 313783 |
Available in 1 country for both.
Where these facts come from
Eversure
- eversure.com: 10 facts, checked September 26, 2026
Green Flag
- greenflag.com: 10 facts, checked September 26, 2026
How they place
| Ranking | Eversure | Green Flag |
|---|---|---|
| Breakdown cover | 3 of 52 | 13 of 52 |
Every fact side by side
| Fact | Eversure | Green Flag |
|---|---|---|
| Pricing model | Not confirmed | Monthly |
| Legal entity | Eversure Limited | Green Flag Limited |
| Headquarters | United Kingdom | United Kingdom |
| Founded | 2008 | 1971Lower |
| Support channels | Chat, Email, Help centre | Phone, Chat, Help centre |
Where each stands against the rest
| Fact | Eversure | Green Flag | Median |
|---|---|---|---|
| Premium from | £17.47above the median | Not confirmed | £7.95 |
Median across 51 listed insurance providers.
Pros and cons
Eversure
Pros
- Personal breakdown cover starts at £17.47, under the €23.33 category figure.
- The cover limit per period of insurance is generous for a breakdown policy, and claims above it are excluded.
- A claims line, an online claim form and a contact form sit in 24 hour claims line, online make a claim form and contact form, so a stranded driver has more than one way in.
Cons
- Eversure is a broker, so the cover sits with an underwriter rather than with the broker.
- Personal breakdown cover is for a vehicle up to a stated age at the time of breakdown, which rules out older cars.
- The range of types is narrow at breakdown and gadget, so there is nothing to bundle beyond a gadget policy.
Green Flag
Pros
- It is an insurer rather than a broker (insurer), so the contract is with Green Flag Limited.
- Monthly payments are available, and monthly is the only model listed.
- Help runs on phone, chat and help centre, and claims can be started by phone, mobile app and live chat.
Cons
- Support runs on phone, chat and help centre only, with no email channel in the list.
- Only breakdown, motorcycle and van are offered here, so there is no car insurance in the list.
- Access to the monthly model is limited by age: 18+ for monthly payments.
Who each suits
Eversure
Who it suits
- Drivers whose car is still within the eligible age for personal breakdown cover
- Anyone who wants to cover a gadget alongside vehicle breakdown
- People who prefer arranging cover through a broker rather than a direct insurer
Who should look elsewhere
- Owners of a car past the eligible age, who need to look at alternatives built for older vehicles
- Drivers who want a single policy covering several vehicle types at once
- Shoppers wanting a direct insurer contract rather than a broker arrangement
Green Flag
Who it suits
- Drivers whose motorbike or van could break down away from home and who want the cost spread monthly.
- Motorcycle and van owners, since breakdown, motorcycle and van covers both alongside breakdown assistance.
- People who would rather deal with an insurer directly than through a broker.
Who should look elsewhere
- Good Sam Insurance Agency, if you want auto, home, life, health, travel, pet and motorcycle under a single provider, which is its auto, home and renters.
- Hiscox UK, whose home, renters and landlord sit with home, renters, landlord and auto cover rather than roadside breakdown.
- EuroAsia Insurance, whose auto, home and travel centre on auto, home, travel and gadget cover.
Current offers
Green Flag
Current offer
Bonus
We'll cut your AA or RAC renewal in half: Green Flag pays the difference if its price is not half the customer's AA or RAC renewal quote
Get the most similar UK vehicle cover online; policies including personal cover excluded
Source, checked September 26, 2026
Country by country
| Country | Eversure | Green Flag |
|---|---|---|
| United Kingdom | Yes | Yes |
Questions about each
Eversure
How much does Eversure personal breakdown cover cost?+
Personal breakdown cover starts at £17.47. That sits under the €23.33 recorded across breakdown providers, and below the €115.72 upper quartile. Premiums are arranged as monthly payments through the broker.
Who regulates Eversure?+
Eversure is authorised and regulated by the Financial Conduct Authority, the UK regulator, under reference 501311. Eversure Limited is the legal entity behind the brand and is based in the United Kingdom.
Green Flag
Does Green Flag charge monthly or once a year?+
Green Flag runs on monthly payments, and the monthly model is the single option listed for this account type. That means the cost of breakdown, motorcycle or van cover is spread across the year rather than settled in a single bill, which suits people who prefer a predictable monthly outgoings figure.
What is the minimum age for monthly payments?+
The age rule for monthly payments is 18+ for monthly payments, so the account is open to adults. Younger drivers would be looking at a different arrangement, and the monthly model is the only model listed for this account, which keeps the eligibility question straightforward.