Updated September 29, 2026 · AssureCue Editorial Team
Eversure vs KS Auxilia
Eversure vs KS Auxilia: the differences
| Compare |  Eversure |  KS Auxilia |
|---|---|---|
| Premium from | £17.47 | €5.04 |
| Insurance types | Breakdown, Gadget | Legal expenses, Breakdown |
| Provider type | Broker | Insurer |
| Cover limit | £15,000 per period of insurance (claims above this are excluded) | Unlimited |
| Claims channels | 24 hour claims line, Online make a claim form, Contact form | Online, Phone, Email, Chat |
| Age range | Vehicle up to 15 years old at time of breakdown (personal breakdown) | 18+ |
| Monthly payments | Not confirmed | Yes |
| Excess from | Not confirmed | €0 |
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Key differences
- KS Auxilia scores higher overall: 9.4 vs 8.8.
- Founded is lower at KS Auxilia: 1964 vs 2008.
- Insurance types: only Eversure offers Gadget.
- Insurance types: only KS Auxilia offers Legal expenses.
- Claims channels: only Eversure offers 24 hour claims line, Online make a claim form, Contact form.
- Claims channels: only KS Auxilia offers Online, Phone, Email.
- Support channels: only Eversure offers Help centre.
- Support channels: only KS Auxilia offers Phone.
Our verdict on each
Eversure
Eversure is a UK broker selling personal breakdown and gadget cover, which suits drivers with a newer car who want a single policy. Personal breakdown cover starts at £17.47 a month, and the policy is capped at a cover limit per period of insurance.
KS Auxilia
KS Auxilia suits drivers and households in Germany seeking dedicated legal expenses and breakdown protection with monthly payments and direct insurer accountability. Entry premium is €5.04 with cover limit at Unlimited and free excess, which keeps initial outlay modest for adults seeking traffic related legal support.
Score breakdown
| Area | Eversure | KS Auxilia |
|---|---|---|
| Cost | 8.6Personal breakdown cover starts at £17.47, below the €23.33 typical of the category. | 9.3HigherModest starting point shown by €5.04 with €0 easing initial spend |
| Offer | 8.9 | 9.2HigherNarrow motor legal focus through legal expenses and breakdown capped by Unlimited |
| Trust | 8.7 | 9.6HigherEstablished direct structure as insurer dating to 1964 |
Feature by feature
| Insurance types | Eversure | KS Auxilia |
|---|---|---|
| Breakdown | Yes | Yes |
| Gadget | Yes | No |
| Legal expenses | No | Yes |
Where these facts come from
Eversure
- eversure.com: 10 facts, checked September 26, 2026
KS Auxilia
- ks-auxilia.de: 14 facts, checked September 29, 2026
How they place
| Ranking | Eversure | KS Auxilia |
|---|---|---|
| Breakdown cover | 3 of 52 | 1 of 52 |
Every fact side by side
| Fact | Eversure | KS Auxilia |
|---|---|---|
| Audience | Not confirmed | Seniors |
| Pricing model | Not confirmed | Monthly |
| Legal entity | Eversure Limited | AUXILIA Rechtsschutz-Versicherungs-Aktiengesellschaft |
| Headquarters | United Kingdom | Germany |
| Founded | 2008 | 1964Lower |
| Support channels | Chat, Email, Help centre | Email, Chat, Phone |
Business insurance
| Fact | Eversure | KS Auxilia |
|---|---|---|
| Industries | Not confirmed | Private households, trades, medical professions, farmers, companies |
Where each stands against the rest
| Fact | Eversure | KS Auxilia | Median |
|---|---|---|---|
| Excess from | Not confirmed | €0below the median | €70 |
Median across 68 listed insurance providers.
Pros and cons
Eversure
Pros
- Personal breakdown cover starts at £17.47, under the €23.33 category figure.
- The cover limit per period of insurance is generous for a breakdown policy, and claims above it are excluded.
- A claims line, an online claim form and a contact form sit in 24 hour claims line, online make a claim form and contact form, so a stranded driver has more than one way in.
Cons
- Eversure is a broker, so the cover sits with an underwriter rather than with the broker.
- Personal breakdown cover is for a vehicle up to a stated age at the time of breakdown, which rules out older cars.
- The range of types is narrow at breakdown and gadget, so there is nothing to bundle beyond a gadget policy.
KS Auxilia
Pros
- Cover limit is Unlimited for traffic legal protection, giving broad headroom for insured disputes
- Entry premium is €5.04 with monthly payments available, helping you spread costs
- Excess is €0, so covered traffic claims carry free excess at point of claim
Cons
- Cover spans legal expenses and breakdown only, so you may prefer Esure which lists auto, home and renters for broader household needs
- Support runs on email, chat and phone only, which may feel limited if you value help centre resources
- Eligibility centres on adults within 18+, which rules out younger household members seeking cover
Who each suits
Eversure
Who it suits
- Drivers whose car is still within the eligible age for personal breakdown cover
- Anyone who wants to cover a gadget alongside vehicle breakdown
- People who prefer arranging cover through a broker rather than a direct insurer
Who should look elsewhere
- Owners of a car past the eligible age, who need to look at alternatives built for older vehicles
- Drivers who want a single policy covering several vehicle types at once
- Shoppers wanting a direct insurer contract rather than a broker arrangement
KS Auxilia
Who it suits
- Motorists wanting traffic legal cover rather than Esure broad household mix across travel and home lines
- Drivers seeking unlimited traffic limit rather than Select and Protect focus on home and pet needs
- Adults wanting monthly budgeting and direct insurer handling rather than Dextra Rechtsschutz Swiss tariff route
Who should look elsewhere
- Travellers or pet owners needing wider cover should consider Esure for its broader mix across home, travel and gadget lines
- Swiss residents wanting local tariff choice should consider Dextra Rechtsschutz for its domestic premium structure
Country by country
| Country | Eversure | KS Auxilia |
|---|---|---|
| Germany | No | Yes |
| United Kingdom | Yes | No |
Questions about each
Eversure
How much does Eversure personal breakdown cover cost?+
Personal breakdown cover starts at £17.47. That sits under the €23.33 recorded across breakdown providers, and below the €115.72 upper quartile. Premiums are arranged as monthly payments through the broker.
Who regulates Eversure?+
Eversure is authorised and regulated by the Financial Conduct Authority, the UK regulator, under reference 501311. Eversure Limited is the legal entity behind the brand and is based in the United Kingdom.
KS Auxilia
How much does KS Auxilia cover cost to start?+
Entry premium is €5.04 for qualifying traffic legal cover, with final pricing shaped by tariff and options you select. Monthly payments are available, which helps you spread the yearly budget across the policy term in smaller instalments.
What excess applies to a claim?+
Excess is €0 for the traffic tariff, which means you face no deductible when a covered claim proceeds. That free excess structure keeps claims simple and helps you plan legal budgets without added out of pocket uncertainty.
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Related by the facts
- Explorer Travel Insurance, also regulated by Financial Conduct Authority
- Insurance providers with Breakdown
- Insurance providers available in United Kingdom
- andsafe, also regulated by Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
- Insurance providers with Legal expenses
- Insurance providers available in Germany