Updated September 28, 2026 · AssureCue Editorial Team
Autohome vs Eversure
Where Autohome and Eversure differ
| Compare |  Autohome |  Eversure |
|---|---|---|
| Premium from | £3.94Lower | £17.47 |
| Insurance types | Breakdown | Breakdown, GadgetCovers more |
| Provider type | Insurer | Broker |
| Claims channels | Phone, Chat, App | 24 hour claims line, Online make a claim form, Contact form |
| Monthly payments | Yes | Not confirmed |
| Cover limit | Not confirmed | £15,000 per period of insurance (claims above this are excluded) |
| Age range | Not confirmed | Vehicle up to 15 years old at time of breakdown (personal breakdown) |
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Key differences
- Autohome scores higher overall: 9.3 vs 8.8.
- Founded is lower at Autohome: 1971 vs 2008.
- Premium from is lower at Autohome: £3.94 vs £17.47.
- Insurance types: only Eversure offers Gadget.
- Claims channels: only Autohome offers Phone, Chat, App.
- Claims channels: only Eversure offers 24 hour claims line, Online make a claim form, Contact form.
- Support channels: only Autohome offers Phone.
Our verdict on each
Autohome
Autohome suits drivers who want one insurer, monthly payments and a low starting price. Cover begins at £3.94, below both £3 and £5. The trade-off is a single line of cover and a firm that answers on phone, email and chat.
Eversure
Eversure is a UK broker selling personal breakdown and gadget cover, which suits drivers with a newer car who want a single policy. Personal breakdown cover starts at £17.47 a month, and the policy is capped at a cover limit per period of insurance.
Score breakdown
| Area | Autohome | Eversure |
|---|---|---|
| Cost | 9.2HigherCover starts at £3.94 on monthly payments, below the £3 and £5 quotes. | 8.6Personal breakdown cover starts at £17.47, below the €23.33 typical of the category. |
| Offer | 9.0Higher | 8.9 |
| Trust | 9.5Higher | 8.7 |
How they place
| Ranking | Autohome | Eversure |
|---|---|---|
| Breakdown cover | 11 of 52 | 3 of 52 |
Which one suits you
Pick Autohome if cost, trust, and premium from matter most.
Pick Eversure if insurance types matter most.
Where each is licensed and available
| Country | Autohome | Eversure |
|---|---|---|
| United Kingdom | Financial Conduct Authority 501311 |
Available in 1 country for both.
Every fact side by side
| Fact | Autohome | Eversure |
|---|---|---|
| Pricing model | Monthly | Not confirmed |
| Legal entity | Autohome Ltd | Eversure Limited |
| Headquarters | United Kingdom | United Kingdom |
| Founded | 1971Lower | 2008 |
| Support channels | Phone, Email, Chat, Help centreCovers more | Chat, Email, Help centre |
Where each stands against the rest
| Fact | Autohome | Eversure | Median |
|---|---|---|---|
| Premium from | £3.94lowest quarter | £17.47above the median | £7.95 |
Median across 51 listed insurance providers.
Pros and cons
Autohome
Pros
- Cover starts at £3.94, the lowest starting figure among the brands on this page.
- Monthly payments are available, so the cost is spread rather than paid in one go.
- Autohome is an insurer, so the cover comes from the firm that pays the claim rather than a middleman.
Cons
- The only insurance type on offer is breakdown, so anything else has to come from another brand.
- Autohome is an insurer rather than a broker, which leaves breakdown cover as the only line to compare.
- Support runs on phone, email and chat, with no in-branch counter in the list for face to face help.
Eversure
Pros
- Personal breakdown cover starts at £17.47, under the €23.33 category figure.
- The cover limit per period of insurance is generous for a breakdown policy, and claims above it are excluded.
- A claims line, an online claim form and a contact form sit in 24 hour claims line, online make a claim form and contact form, so a stranded driver has more than one way in.
Cons
- Eversure is a broker, so the cover sits with an underwriter rather than with the broker.
- Personal breakdown cover is for a vehicle up to a stated age at the time of breakdown, which rules out older cars.
- The range of types is narrow at breakdown and gadget, so there is nothing to bundle beyond a gadget policy.
Who each suits
Autohome
Who it suits
- Drivers who pay monthly and want the breakdown insurer itself rather than a broker
- Drivers whose budget starts below the £5.49 entry point
- People who are happy with breakdown cover as their only line of insurance
Who should look elsewhere
- Drivers who want several kinds of policy from one firm, since breakdown is the only type listed
- Anyone set on a single yearly payment, because monthly offers monthly only
- Drivers who want face to face service, as phone, email and chat lists no branch counter
Eversure
Who it suits
- Drivers whose car is still within the eligible age for personal breakdown cover
- Anyone who wants to cover a gadget alongside vehicle breakdown
- People who prefer arranging cover through a broker rather than a direct insurer
Who should look elsewhere
- Owners of a car past the eligible age, who need to look at alternatives built for older vehicles
- Drivers who want a single policy covering several vehicle types at once
- Shoppers wanting a direct insurer contract rather than a broker arrangement
Current offers
Autohome
Current offer
Bonus
Free 4th vehicle on UK Plus, Homeplus and Superplus: 4th vehicle covered free
Applies when you add a 4th vehicle to a multi-vehicle membership on the UK Plus, Homeplus or Superplus levels of cover
Source, checked September 26, 2026
Bonus
Multi-vehicle discount: Discount on additional vehicles on the most popular levels of cover
Offered on additional vehicles on the most popular cover levels; applies to cars, motorbikes, vans, minibus and mobility
Source, checked September 26, 2026
Bonus
No-claims renewal discount: Renewal discount after a full claim-free year
Applied after every complete year without a claim on Roadside Plus Home, UK Plus, Homeplus and Superplus levels
Source, checked September 26, 2026
Country by country
| Country | Autohome | Eversure |
|---|---|---|
| United Kingdom | Yes | Yes |
Questions about each
Autohome
How much does Autohome breakdown cover cost?+
Cover starts at £3.94. That is the entry price for the breakdown cover Autohome sells, not an average of what everyone pays. The breakdown market on this site has a median starting figure of €8.37, so your own quote is the number to plan around.
Can I pay for breakdown cover monthly?+
Yes. Monthly payments are available and monthly is the only payment model listed, so there is no yearly payment option to compare against. The cost leaves your account in smaller amounts across the year, which spreads the commitment rather than front loading it.
Eversure
How much does Eversure personal breakdown cover cost?+
Personal breakdown cover starts at £17.47. That sits under the €23.33 recorded across breakdown providers, and below the €115.72 upper quartile. Premiums are arranged as monthly payments through the broker.
Who regulates Eversure?+
Eversure is authorised and regulated by the Financial Conduct Authority, the UK regulator, under reference 501311. Eversure Limited is the legal entity behind the brand and is based in the United Kingdom.