Updated September 29, 2026 · AssureCue Editorial Team
Emergency Assist vs KS Auxilia
Where Emergency Assist and KS Auxilia differ
| Compare |  Emergency Assist |  KS Auxilia |
|---|---|---|
| Premium from | £19.32 | €5.04 |
| Insurance types | Breakdown, Van, Motorcycle | Legal expenses, Breakdown |
| Provider type | Broker | Insurer |
| Excess from | £0 | €0 |
| Claims channels | Phone, Email | Online, Phone, Email, ChatCovers more |
| Cover limit | Not confirmed | Unlimited |
| Age range | Not confirmed | 18+ |
Same on both: Monthly payments (Yes).
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Key differences
- KS Auxilia scores higher overall: 9.4 vs 8.7.
- Founded is lower at KS Auxilia: 1964 vs 2017.
- Insurance types: only Emergency Assist offers Van, Motorcycle.
- Insurance types: only KS Auxilia offers Legal expenses.
- Claims channels: only KS Auxilia offers Online, Chat.
- Support channels: only Emergency Assist offers Help centre.
- Support channels: only KS Auxilia offers Email, Chat.
Our verdict on each
Emergency Assist
Emergency Assist suits drivers, riders and van owners seeking breakdown protection with the option to pay in instalments. Premiums start at £19.32 for cover that stays focused on roadside needs, with claims and support arranged for straightforward help when disruption hits.
KS Auxilia
KS Auxilia suits drivers and households in Germany seeking dedicated legal expenses and breakdown protection with monthly payments and direct insurer accountability. Entry premium is €5.04 with cover limit at Unlimited and free excess, which keeps initial outlay modest for adults seeking traffic related legal support.
Score breakdown
| Area | Emergency Assist | KS Auxilia |
|---|---|---|
| Cost | 9.1Cost reflects excess of £0 at point of claim. | 9.3HigherModest starting point shown by €5.04 with €0 easing initial spend |
| Offer | 8.6Offer centres on breakdown, van and motorcycle for roadside needs. | 9.2HigherNarrow motor legal focus through legal expenses and breakdown capped by Unlimited |
| Trust | 8.5Trust rests on 579333 authorisation. | 9.6HigherEstablished direct structure as insurer dating to 1964 |
Where each is licensed and available
| Country | Emergency Assist | KS Auxilia |
|---|---|---|
| Germany | Not confirmed | |
| United Kingdom | Financial Conduct Authority 579333 | Not confirmed |
Additional countries for Emergency Assist: 1. Additional countries for KS Auxilia: 1.
Where they rank in our lists
| Ranking | Emergency Assist | KS Auxilia |
|---|---|---|
| Breakdown cover | 5 of 52 | 1 of 52 |
Feature by feature
| Insurance types | Emergency Assist | KS Auxilia |
|---|---|---|
| Motorcycle | Yes | No |
| Van | Yes | No |
| Breakdown | Yes | Yes |
| Legal expenses | No | Yes |
Sources behind this comparison
Emergency Assist
- emergencyassistltd.co.uk: 11 facts, checked September 29, 2026
KS Auxilia
- ks-auxilia.de: 14 facts, checked September 29, 2026
Every fact side by side
| Fact | Emergency Assist | KS Auxilia |
|---|---|---|
| Audience | Not confirmed | Seniors |
| Pricing model | Monthly | Monthly |
| Legal entity | Emergency Assist Ltd | AUXILIA Rechtsschutz-Versicherungs-Aktiengesellschaft |
| Headquarters | United Kingdom | Germany |
| Founded | 2017 | 1964Lower |
| Support channels | Phone, Help centre | Email, Chat, Phone |
Business insurance
| Fact | Emergency Assist | KS Auxilia |
|---|---|---|
| Industries | Not confirmed | Private households, trades, medical professions, farmers, companies |
Pros and cons
Emergency Assist
Pros
- Premiums start at £19.32 on a monthly basis
- Monthly payments available with support via phone and help centre
- Claims contact through phone and email for direct help
Cons
- Support runs on phone and help centre only
- Claims run through phone and email only
KS Auxilia
Pros
- Cover limit is Unlimited for traffic legal protection, giving broad headroom for insured disputes
- Entry premium is €5.04 with monthly payments available, helping you spread costs
- Excess is €0, so covered traffic claims carry free excess at point of claim
Cons
- Cover spans legal expenses and breakdown only, so you may prefer Esure which lists auto, home and renters for broader household needs
- Support runs on email, chat and phone only, which may feel limited if you value help centre resources
- Eligibility centres on adults within 18+, which rules out younger household members seeking cover
Who each suits
Emergency Assist
Who it suits
- Drivers seeking phone based breakdown help
- Van and motorcycle owners wanting monthly terms
- Shoppers comfortable buying through a broker
Who should look elsewhere
- Shoppers wanting Hiscox for a different premium starting at $29.16
- Shoppers wanting andsafe for a different premium starting at €3.63
KS Auxilia
Who it suits
- Motorists wanting traffic legal cover rather than Esure broad household mix across travel and home lines
- Drivers seeking unlimited traffic limit rather than Select and Protect focus on home and pet needs
- Adults wanting monthly budgeting and direct insurer handling rather than Dextra Rechtsschutz Swiss tariff route
Who should look elsewhere
- Travellers or pet owners needing wider cover should consider Esure for its broader mix across home, travel and gadget lines
- Swiss residents wanting local tariff choice should consider Dextra Rechtsschutz for its domestic premium structure
Country by country
| Country | Emergency Assist | KS Auxilia |
|---|---|---|
| Germany | No | Yes |
| United Kingdom | Yes | No |
Questions about each
Emergency Assist
How much does Emergency Assist breakdown cover cost?+
Premiums start at £19.32 for Saver breakdown cover. The plan is sold on a monthly basis, with Monthly payments available to spread the cost. Exact pricing depends on vehicle and cover selected, so check the quote before purchase.
Is there an excess to pay on a claim?+
The Saver plan carries excess of £0, so there is nothing extra to pay toward an approved claim. That structure keeps callouts simple at the roadside. Always confirm the excess wording in the policy documents before relying on cover.
KS Auxilia
How much does KS Auxilia cover cost to start?+
Entry premium is €5.04 for qualifying traffic legal cover, with final pricing shaped by tariff and options you select. Monthly payments are available, which helps you spread the yearly budget across the policy term in smaller instalments.
What excess applies to a claim?+
Excess is €0 for the traffic tariff, which means you face no deductible when a covered claim proceeds. That free excess structure keeps claims simple and helps you plan legal budgets without added out of pocket uncertainty.
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Related by the facts
- Explorer Travel Insurance, also regulated by Financial Conduct Authority
- Insurance providers with Breakdown
- Insurance providers available in United Kingdom
- andsafe, also regulated by Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
- Insurance providers with Motorcycle
- Insurance providers available in Germany