Updated September 29, 2026 · AssureCue Editorial Team
Eversure vs Sundays Bike Insurance
Eversure vs Sundays Bike Insurance: the differences
| Compare |  Eversure |  Sundays Bike Insurance |
|---|---|---|
| Premium from | £17.47 | $8 |
| Insurance types | Breakdown, Gadget | Bicycle |
| Cover limit | £15,000 per period of insurance (claims above this are excluded) | $21,500 |
| Claims channels | 24 hour claims line, Online make a claim form, Contact form | Online form, Phone, Email |
| Monthly payments | Not confirmed | Yes |
| Excess from | Not confirmed | $150 to $350 |
| Age range | Vehicle up to 15 years old at time of breakdown (personal breakdown) | Not confirmed |
Same on both: Provider type (Broker).
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Key differences
- Sundays Bike Insurance scores higher overall: 8.9 vs 8.8.
- Insurance types: only Eversure offers Breakdown, Gadget.
- Insurance types: only Sundays Bike Insurance offers Bicycle.
- Claims channels: only Eversure offers 24 hour claims line, Online make a claim form, Contact form.
- Claims channels: only Sundays Bike Insurance offers Online form, Phone, Email.
- Support channels: only Sundays Bike Insurance offers Phone.
Our verdict on each
Eversure
Eversure is a UK broker selling personal breakdown and gadget cover, which suits drivers with a newer car who want a single policy. Personal breakdown cover starts at £17.47 a month, and the policy is capped at a cover limit per period of insurance.
Sundays Bike Insurance
Sundays Bike Insurance suits riders who want dedicated bicycle cover with monthly billing and clear limits. Premiums of $8 apply with cover of $21,500, while claims and support stay reachable by phone, email and chat for everyday cycling needs.
Score breakdown
| Area | Eversure | Sundays Bike Insurance |
|---|---|---|
| Cost | 8.6Personal breakdown cover starts at £17.47, below the €23.33 typical of the category. | 8.9HigherPremiums of $8 with monthly billing keep entry costs clear. |
| Offer | 8.9 | 9.1HigherDedicated bicycle cover of $21,500 keeps the offer focused. |
| Trust | 8.7 | 8.8HigherBroker status with licences CA #0K60995 builds trust. |
Feature by feature
| Insurance types | Eversure | Sundays Bike Insurance |
|---|---|---|
| Breakdown | Yes | No |
| Gadget | Yes | No |
| Bicycle | No | Yes |
Positions in our rankings
| Ranking | Eversure | Sundays Bike Insurance |
|---|---|---|
| Bicycle insurance | 2 of 9 | 7 of 9 |
What we checked
Eversure
- eversure.com: 10 facts, checked September 26, 2026
Sundays Bike Insurance
- sundaysinsurance.com: 9 facts, checked September 28, 2026
- cdn.sundaysinsurance.com: 2 facts, checked September 28, 2026
Every fact side by side
| Fact | Eversure | Sundays Bike Insurance |
|---|---|---|
| Pricing model | Not confirmed | Monthly |
| Legal entity | Eversure Limited | Sundays Insurance LLC |
| Headquarters | United Kingdom | United States |
| Founded | 2008 | Not confirmed |
| Support channels | Chat, Email, Help centre | Email, Phone, Chat, Help centreCovers more |
Where each stands against the rest
| Fact | Eversure | Sundays Bike Insurance | Median |
|---|---|---|---|
| Excess from | Not confirmed | $150 to $350highest quarter | $100 |
Median across 35 listed insurance providers.
Pros and cons
Eversure
Pros
- Personal breakdown cover starts at £17.47, under the €23.33 category figure.
- The cover limit per period of insurance is generous for a breakdown policy, and claims above it are excluded.
- A claims line, an online claim form and a contact form sit in 24 hour claims line, online make a claim form and contact form, so a stranded driver has more than one way in.
Cons
- Eversure is a broker, so the cover sits with an underwriter rather than with the broker.
- Personal breakdown cover is for a vehicle up to a stated age at the time of breakdown, which rules out older cars.
- The range of types is narrow at breakdown and gadget, so there is nothing to bundle beyond a gadget policy.
Sundays Bike Insurance
Pros
- Dedicated bicycle cover with bicycle, ideal for riders who want cycling specific protection.
- Cover of $21,500 suits valued road, mountain and electric bikes used daily.
- Premiums of $8 give a clear entry point with monthly payments available.
Cons
- Excess of $150 to $350 applies on claims, so small repairs may fall to you.
- Cover is limited to bicycle, so riders wanting wider household cover may look at durchblicker.at.
- Broker cover means terms are set by underwriters behind Sundays Insurance LLC Sundays Insurance LLC, which some riders may dislike.
Who each suits
Eversure
Who it suits
- Drivers whose car is still within the eligible age for personal breakdown cover
- Anyone who wants to cover a gadget alongside vehicle breakdown
- People who prefer arranging cover through a broker rather than a direct insurer
Who should look elsewhere
- Owners of a car past the eligible age, who need to look at alternatives built for older vehicles
- Drivers who want a single policy covering several vehicle types at once
- Shoppers wanting a direct insurer contract rather than a broker arrangement
Sundays Bike Insurance
Who it suits
- Commuters and club riders who want bicycle only cover with monthly billing.
- Owners of valued bikes who want cover of $21,500 in clear terms.
- US riders who prefer a licensed broker over a general comparison site like durchblicker.at.
Who should look elsewhere
- Riders wanting bundled home and bike cover in a single place may prefer durchblicker.at for wider comparison.
- Readers wanting general personal cover rather than bicycle only cover may prefer andsafe.
Country by country
| Country | Eversure | Sundays Bike Insurance |
|---|---|---|
| United Kingdom | Yes | No |
| United States | No | Yes |
Questions about each
Eversure
How much does Eversure personal breakdown cover cost?+
Personal breakdown cover starts at £17.47. That sits under the €23.33 recorded across breakdown providers, and below the €115.72 upper quartile. Premiums are arranged as monthly payments through the broker.
Who regulates Eversure?+
Eversure is authorised and regulated by the Financial Conduct Authority, the UK regulator, under reference 501311. Eversure Limited is the legal entity behind the brand and is based in the United Kingdom.
Sundays Bike Insurance
What does Sundays Bike Insurance cover?+
Sundays Bike Insurance focuses on bicycle cover, described by bicycle. Cover of $21,500 is available, so you can match protection to the value of your bike and accessories. Check the policy wording for exclusions and conditions before you buy.
How much does cover cost and how do payments work?+
Premiums of $8 are listed as the entry point, with actual cost based on bike value, cover choices and excess. Excess of $150 to $350 applies if you claim. Monthly payments are available, which helps you spread the yearly cost across the year.