Updated September 29, 2026 · AssureCue Editorial Team
Getsafe vs WAS Insurance
Where Getsafe and WAS Insurance differ
| Compare |  Getsafe |  WAS Insurance |
|---|---|---|
| Insurance types | Home, Dental, Life, Health, Travel, Pet, Income protectionCovers more | Travel, Pet |
| Excess from | €0 | A$100 |
| Cover limit | Up to 4x the official German vet fee rate | Unlimited medical |
| Claims channels | App, Phone, Chat | Phone, Email, Online |
| Premium from | €2.90 | Not confirmed |
| Age range | Not confirmed | 18-99 |
Same on both: Provider type (Broker), Monthly payments (Yes).
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Key differences
- Getsafe scores higher overall: 9.1 vs 8.9.
- Getsafe is available in 1 more country.
- Insurance types: only Getsafe offers Home, Dental, Life.
- Claims channels: only Getsafe offers App, Chat.
- Claims channels: only WAS Insurance offers Email, Online.
- Support channels: only Getsafe offers Chat, Help centre.
Our verdict on each
Getsafe
Getsafe suits people in Germany who want one broker for personal lines and a monthly bill rather than a yearly one. Premiums start at €2.90 and monthly payments are available, though the broker model means the cover sits with an insurer, not with Getsafe itself.
WAS Insurance
WAS Insurance suits travellers and pet owners in AU who want a broker with help via email and phone. It accepts a wide age span of 18-99 for cover, so you can check eligibility and claim options before you compare quotes.
Score breakdown
| Area | Getsafe | WAS Insurance |
|---|---|---|
| Cost | 9.4HigherPremiums start at €2.90 with an excess of €0, and monthly is monthly only. | 9.0Pet claims carry excess of AUD 100 per claim. |
| Offer | 9.5Higher | 8.8Range covers travel and pet only, focused on travel and pet. |
| Trust | 8.6 | 8.8HigherWiseandsilent Pty Ltd holds licence 536280 under ASIC. |
Licences and countries
| Country | Getsafe | WAS Insurance |
|---|---|---|
| Australia | Not confirmed | ASIC 536280 |
| Germany | Industrie- und Handelskammer Rhein-Neckar D-QYBT-RIQKC-30 | Not confirmed |
Additional countries for Getsafe: 2. Additional countries for WAS Insurance: 1.
How they place
| Ranking | Getsafe | WAS Insurance |
|---|---|---|
| Travel insurance | 26 of 291 | 32 of 291 |
| Pet insurance | 11 of 161 | 12 of 161 |
Every fact side by side
| Fact | Getsafe | WAS Insurance |
|---|---|---|
| Audience | Expats, Seniors | Not confirmed |
| Pricing model | Monthly | Monthly |
| Legal entity | Getsafe Digital GmbH | Wiseandsilent Pty Ltd |
| Headquarters | Germany | Australia |
| Founded | 2015 | Not confirmed |
| Support channels | Email, Phone, Chat, Help centreCovers more | Email, Phone |
Where each stands against the rest
| Fact | Getsafe | WAS Insurance | Median |
|---|---|---|---|
| Premium from | €2.90below the median | Not confirmed | €5.97 |
Median across 109 listed insurance providers.
Pros and cons
Getsafe
Pros
- Premiums start at €2.90, below the site median of €8.37.
- The excess starts at €0 on liability cover, so a claim need not reduce a payout.
- Monthly payments are available, and monthly lists monthly as the only payment model.
Cons
- Getsafe is a broker, so you buy cover from an insurer and the policy terms sit outside this site.
- home, dental and life does not list car, renters or landlord cover, so you would need a second provider for those.
- Monthly payments are the only option in monthly, with no annual payment to cut the cost.
WAS Insurance
Pros
- Travel medical protection is listed as Unlimited medical, which addresses high hospital bills abroad.
- Claims accept phone, email and online, so you can call, email or file online when you need help.
- Billing follows monthly and monthly payments are available, which spreads premiums across the year.
Cons
- Range stays limited to travel and pet, so auto or home needs sit elsewhere.
- Support runs on email and phone only, so chat help is outside email and phone.
- Pet claims include excess of AUD 100, which adds to vet bills.
Who each suits
Getsafe
Who it suits
- People living in Germany who want one app for home, dental, life, health, travel, pet and income protection.
- Expats and newcomers to Germany, since expats and seniors lists expats and seniors.
- Anyone who prefers a monthly bill and a €0 excess rather than paying a year up front.
Who should look elsewhere
- Drivers and landlords: home, dental and life has no car, renters or landlord lines.
- Anyone wanting annual payments to cut the cost, because monthly is monthly only.
- Buyers who want to contract with an insurer directly, as Getsafe is a broker.
WAS Insurance
Who it suits
- Travellers who want medical led cover should shortlist WAS Insurance over andsafe, thanks to Unlimited medical.
- Pet owners who want phone and online claims should prefer WAS Insurance to LV=, with routes via phone, email and online.
- Budget planners who want to spread premiums should pick WAS Insurance over die Bayerische, as billing follows monthly.
Who should look elsewhere
- Drivers or homeowners who need auto or home cover should consider andsafe, as WAS Insurance covers travel and pet only.
- Shoppers wanting life, health or income protection should consider die Bayerische, which goes beyond travel and pet.
- Households wanting auto, home and life in one place should consider LV=, rather than the focused travel and pet.
Country by country
| Country | Getsafe | WAS Insurance |
|---|---|---|
| Australia | No | Yes |
| Austria | Yes | No |
| Germany | Yes | No |
Questions about each
Getsafe
How much does Getsafe cost?+
Premiums start at €2.90, and the site median across listed brands is €8.37. The €0 excess on liability cover sits at the lower end too, so a liability claim does not come out of your pocket first. Actual price depends on which line you take.
Can I pay monthly instead of yearly?+
Yes, monthly payments are available, and monthly lists monthly as the only payment model. There is no annual option in the same fact, so anyone hoping to pay once a year to save on the total should look elsewhere or ask the insurer directly.
WAS Insurance
Is WAS Insurance an insurer or a broker?+
WAS Insurance works as a broker based in Australia under the name Wiseandsilent Pty Ltd. That means it arranges cover rather than underwriting it directly, so you should read each policy for insurer details and terms.
How is WAS Insurance regulated in Australia?+
Australian oversight comes through ASIC under licence 536280 held by Wiseandsilent Pty Ltd. You can search the licence register before you buy, and keep policy documents for any later query about cover or claims.
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