Updated September 28, 2026 · AssureCue Editorial Team
Getsafe vs Nationwide
Where Getsafe and Nationwide differ
| Compare |  Getsafe | Nationwide ReviewVisitVisit |
|---|---|---|
| Premium from | €2.90 | $35 |
| Insurance types | Home, Dental, Life, Health, Travel, Pet, Income protection | Auto, Home, Renters, Life, Motorcycle, Pet |
| Provider type | Broker | Insurer |
| Cover limit | Up to 4x the official German vet fee rate | USD 50,000 per bike (custom motorcycle insurance) |
| Claims channels | App, Phone, ChatCovers more | Phone |
| Excess from | €0 | Not confirmed |
Same on both: Monthly payments (Yes).
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Key differences
- Founded is lower at Nationwide: 1925 vs 2015.
- Getsafe is available in 1 more country.
- Insurance types: only Getsafe offers Dental, Health, Travel.
- Insurance types: only Nationwide offers Auto, Renters, Motorcycle.
- Claims channels: only Getsafe offers App, Chat.
- Support channels: only Getsafe offers Email, Chat.
Our verdict on each
Getsafe
Getsafe suits people in Germany who want one broker for personal lines and a monthly bill rather than a yearly one. Premiums start at €2.90 and monthly payments are available, though the broker model means the cover sits with an insurer, not with Getsafe itself.
Nationwide
Nationwide suits people in the US who want several policies from a single insurer, covering auto, home, renters, life, motorcycle and pet with monthly payments available. Its listed starting premium is $35, a general entry point rather than a quote for a single policy.
Score breakdown
| Area | Getsafe | Nationwide |
|---|---|---|
| Cost | 9.4HigherPremiums start at €2.90 with an excess of €0, and monthly is monthly only. | 8.8 |
| Offer | 9.5Higher | 8.7 |
| Trust | 8.6 | 9.6Higher |
Licences and countries
| Country | Getsafe | Nationwide |
|---|---|---|
| Germany | Industrie- und Handelskammer Rhein-Neckar D-QYBT-RIQKC-30 | Not confirmed |
Additional countries for Getsafe: 2. Additional countries for Nationwide: 1.
Positions in our rankings
| Ranking | Getsafe | Nationwide |
|---|---|---|
| Home insurance | 18 of 273 | 19 of 273 |
| Life insurance | 14 of 263 | 15 of 263 |
| Pet insurance | 11 of 163 | 12 of 163 |
Every fact side by side
| Fact | Getsafe | Nationwide |
|---|---|---|
| Audience | Expats, Seniors | Not confirmed |
| Pricing model | Monthly | Monthly |
| Legal entity | Getsafe Digital GmbH | Nationwide Mutual Insurance Company |
| Headquarters | Germany | United States |
| Founded | 2015 | 1925Lower |
| Support channels | Email, Phone, Chat, Help centreCovers more | Phone, Help centre |
Where each stands against the rest
| Fact | Getsafe | Nationwide | Median |
|---|---|---|---|
| Excess from | €0below the median | Not confirmed | €70 |
Median across 68 listed insurance providers.
Pros and cons
Getsafe
Pros
- Premiums start at €2.90, below the site median of €8.37.
- The excess starts at €0 on liability cover, so a claim need not reduce a payout.
- Monthly payments are available, and monthly lists monthly as the only payment model.
Cons
- Getsafe is a broker, so you buy cover from an insurer and the policy terms sit outside this site.
- home, dental and life does not list car, renters or landlord cover, so you would need a second provider for those.
- Monthly payments are the only option in monthly, with no annual payment to cut the cost.
Nationwide
Pros
- Personal lines span auto, home, renters, life, motorcycle and pet (auto, home and renters).
- Monthly payments available, with monthly as the listed model.
- An insurer rather than a broker, trading as Nationwide Mutual Insurance Company.
Cons
- Starting premium of $35 sits above the site median of €8.37.
- Support runs on phone and help centre only, with no listed chat or email.
- Health and travel are not among its insurance types (auto, home and renters).
Who each suits
Getsafe
Who it suits
- People living in Germany who want one app for home, dental, life, health, travel, pet and income protection.
- Expats and newcomers to Germany, since expats and seniors lists expats and seniors.
- Anyone who prefers a monthly bill and a €0 excess rather than paying a year up front.
Who should look elsewhere
- Drivers and landlords: home, dental and life has no car, renters or landlord lines.
- Anyone wanting annual payments to cut the cost, because monthly is monthly only.
- Buyers who want to contract with an insurer directly, as Getsafe is a broker.
Nationwide
Who it suits
- US households wanting auto, home, renters, life, motorcycle or pet from a single provider.
- Readers who prefer spreading premiums across the year.
- Bike owners who want claims handled by phone (phone).
Who should look elsewhere
- bunq suits readers after banking rather than personal insurance.
- EuroAsia Insurance serves a different market, starting at UZS 60,000.
- Good Sam Insurance Agency fits readers wanting health and travel types.
Country by country
| Country | Getsafe | Nationwide |
|---|---|---|
| Austria | Yes | No |
| Germany | Yes | No |
| United States | No | Yes |
Questions about each
Getsafe
How much does Getsafe cost?+
Premiums start at €2.90, and the site median across listed brands is €8.37. The €0 excess on liability cover sits at the lower end too, so a liability claim does not come out of your pocket first. Actual price depends on which line you take.
Can I pay monthly instead of yearly?+
Yes, monthly payments are available, and monthly lists monthly as the only payment model. There is no annual option in the same fact, so anyone hoping to pay once a year to save on the total should look elsewhere or ask the insurer directly.
Nationwide
What kind of company is Nationwide?+
Nationwide is an insurer (insurer) rather than a broker, trading as Nationwide Mutual Insurance Company. Its headquarters sit in US and it was founded in 1925. Policies are underwritten by the company itself, so the contract and the claims both sit with the same firm.
How much does Nationwide cost?+
Premiums start at $35 across the personal lines it sells. That figure is a starting point rather than a quote, and the site median for the same measure is €8.37, so this opening price reads as high on the page.
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